Chesterfield, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Chesterfield, MO Summary

Cost of living in Chesterfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chesterfield is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Chesterfield is 121, with 100 being the average.

  • The cost of living index in Chesterfield is 1.2x higher than the national average.

  • Chesterfield ranks as the #132 cheapest in Missouri out of 142.

  • Chesterfield ranks as the #4,476 cheapest out of 6,489 in the US.

  • The median home value in Chesterfield is $549,851.

  • The median income in Chesterfield is $133,380.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
121
Chesterfield's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Chesterfield, MO?

According to the most recent data on the cost of living, Chesterfield has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.

Compared to Missouri, Chesterfield has a cost of living index that's 1.4x higher than Missouri's index of 88.

The standard of living in Chesterfield ranks as #132 most affordable out of the 142 places we measured in Missouri. By definition, that implies Chesterfield ranks as the #10 most expensive place in the Show Me State.

For more reading on life in Chesterfield, check out:

132 out of 142
In Missouri
4,476 out of 6,489
In America

Chesterfield Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Chesterfield. Here is how it fairs on each of the criteria:

  • The Services index in Chesterfield is 91.

  • The Groceries index in Chesterfield is 97.

  • The Health index in Chesterfield is 90.

  • The Housing index in Chesterfield is 178.

  • The Transportation index in Chesterfield is 94.

  • The Utilities index in Chesterfield is 103.

Living Expense Chesterfield Missouri National Average
Overall 121 88 100
Services 91 93 100
Groceries 97 96 100
Health 90 91 100
Housing 178 78 100
Transportation 94 90 100
Utilities 103 99 100
For more reading on cost of living around Missouri, check out:
Chesterfield Cost of Living Vs. MO

Chesterfield, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Chesterfield is $549,851.

  • The Median Rent in Chesterfield is $1,553.

  • The Median Income in Chesterfield is $133,380.

  • The Home Value To Income in Chesterfield is 4.1x.

  • The Rent To Monthly Income in Chesterfield is 0.14x.

Statistic Chesterfield Missouri United States
Median Home Value $549,851 $257,929 $303,400
Median Rent $1,553 $996 $1,348
Median Income $133,380 $68,920 $78,538
Home Value To Income 4.1x 3.7x 3.9x
Rent To Monthly Income 0.14x 0.17x 0.21x
$549,851
Median Home Value
$1,553
Median Rent
$133,380
Median Income

Chesterfield, MO Costs By Category

Detailed Chesterfield Services Costs Vs. Missouri

Item Chesterfield Missouri
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Chesterfield Groceries Costs Vs. Missouri

Item Chesterfield Missouri
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Chesterfield Health Costs Vs. Missouri

Item Chesterfield Missouri
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Chesterfield Transportation Costs Vs. Missouri

Item Chesterfield Missouri
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Chesterfield Utilities Costs Vs. Missouri

Item Chesterfield Missouri
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Chesterfield SnackAbility

9.5
/10
Overall SnackAbility
Jobs
9/10
Housing
8.5
Affordability
8.5
Diversity
8
Safety
8
Amenities
8.5
Education
9.5
Commute
8

Cost Of Living In Cities Around Chesterfield

The cost of living varies in the cities and towns around Chesterfield. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, MO has a cost of living index of 105, 0.9x Chesterfield.

  • Wildwood, MO has a cost of living index of 124, 1.0x Chesterfield.

  • Ballwin, MO has a cost of living index of 109, 0.9x Chesterfield.

City Population Cost Of Living Vs. Chesterfield
O'Fallon, MO 92,697 105 0.9x
Wildwood, MO 35,168 124 1.0x
Ballwin, MO 30,835 109 0.9x
Kirkwood, MO 29,302 117 1.0x
Maryland Heights, MO 27,981 92 0.8x
Webster Groves, MO 23,771 112 0.9x
Manchester, MO 18,189 102 0.8x
Dardenne Prairie, MO 13,137 113 0.9x
Town and Country, MO 11,605 161 1.3x
Ellisville, MO 9,908 105 0.9x

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