What is the cost of living in Chesterfield, MO?
According to the most recent data on the cost of living, Chesterfield has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.
Compared to Missouri, Chesterfield has a cost of living index that's 1.3x higher than Missouri's index of 90.
The standard of living in Chesterfield ranks as #133 most affordable out of the 144 places we measured in Missouri. By definition, that implies Chesterfield ranks as the #11 most expensive place in the Show Me State.
For more reading on life in Chesterfield, check out:
Chesterfield Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Chesterfield. Here is how it fares on each of the criteria:
The Services index in Chesterfield is 97.
The Groceries index in Chesterfield is 93.
The Health index in Chesterfield is 185.
The Housing index in Chesterfield is 95.
The Transportation index in Chesterfield is 96.
The Utilities index in Chesterfield is 93.
| Living Expense | Chesterfield | Missouri | National Average |
|---|---|---|---|
| Overall | 121 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 93 | 98 | 100 |
| Health | 185 | 76 | 100 |
| Housing | 95 | 95 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 93 | 96 | 100 |
Chesterfield Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Chesterfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Chesterfield, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chesterfield is $570,324.
The Median Rent in Chesterfield is $1,644.
The Median Income in Chesterfield is $133,037.
The Home Value To Income in Chesterfield is 4.3x.
The Rent To Monthly Income in Chesterfield is 0.15x.
| Statistic | Chesterfield | Missouri | United States |
|---|---|---|---|
| Median Home Value | $570,324 | $263,040 | $332,700 |
| Median Rent | $1,644 | $1,033 | $1,413 |
| Median Income | $133,037 | $70,702 | $80,734 |
| Home Value To Income | 4.3x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.21x |
Chesterfield, MO Costs By Category
Detailed Chesterfield Services costs vs. Missouri
| Item | Chesterfield | Missouri |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.28 | $12.13 |
| Bowling | $16.92 | $18 |
| Haircut | $21.19 | $24.26 |
| Beauty Salon | $40.57 | $45.56 |
Detailed Chesterfield Groceries costs vs. Missouri
| Item | Chesterfield | Missouri |
|---|---|---|
| Ground Beef | $6.4 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.28 | $4.93 |
| Pizza | $10.84 | $12.09 |
| Beer | $9.47 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Chesterfield Health costs vs. Missouri
| Item | Chesterfield | Missouri |
|---|---|---|
| Optometrist | $125.72 | $125.68 |
| Doctor | $124.51 | $135.78 |
| Dentist | $100.78 | $113.29 |
Detailed Chesterfield Transportation costs vs. Missouri
| Item | Chesterfield | Missouri |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $50.0 | $59.92 |
Detailed Chesterfield Utilities costs vs. Missouri
| Item | Chesterfield | Missouri |
|---|---|---|
| All Electricity | $133.84 | $193.99 |
| Phone | $188.69 | $192.25 |
Chesterfield SnackAbility
Cost Of Living In Cities Around Chesterfield
The cost of living varies in the cities and towns around Chesterfield. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, MO has a cost of living index of 105, 0.9x Chesterfield.
Wildwood, MO has a cost of living index of 122, 1.0x Chesterfield.
Ballwin, MO has a cost of living index of 109, 0.9x Chesterfield.
| City | Population | Cost Of Living | Vs. Chesterfield |
|---|---|---|---|
| O'Fallon, MO | 93,801 | 105 | 0.9x |
| Wildwood, MO | 35,133 | 122 | 1.0x |
| Ballwin, MO | 31,279 | 109 | 0.9x |
| Kirkwood, MO | 29,363 | 117 | 1.0x |
| Maryland Heights, MO | 27,880 | 98 | 0.8x |
| Webster Groves, MO | 23,712 | 117 | 1.0x |
| Manchester, MO | 18,160 | 106 | 0.9x |
| Dardenne Prairie, MO | 13,503 | 115 | 1.0x |
| Town and Country, MO | 11,607 | 168 | 1.4x |
| Ellisville, MO | 10,002 | 109 | 0.9x |
