Jefferson City, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jefferson City, MO Summary

Cost of living in Jefferson City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jefferson City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jefferson City is 88, with 100 being the average.

  • The cost of living index in Jefferson City is 0.9x lower than the national average.

  • Jefferson City ranks as the #54 cheapest in Missouri out of 142.

  • Jefferson City ranks as the #912 cheapest out of 6,489 in the US.

  • The median home value in Jefferson City is $262,950.

  • The median income in Jefferson City is $67,205.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
88
Jefferson City's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Jefferson City, MO?

According to the most recent data on the cost of living, Jefferson City has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.

Compared to Missouri, Jefferson City has a cost of living index that's 1.0x lower than Missouri's index of 88.

The standard of living in Jefferson City ranks as #54 most affordable out of the 142 places we measured in Missouri. By definition, that implies Jefferson City ranks as the #88 most expensive place in the Show Me State.

For more reading on life in Jefferson City, check out:

54 out of 142
In Missouri
912 out of 6,489
In America

Jefferson City Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Jefferson City. Here is how it fairs on each of the criteria:

  • The Services index in Jefferson City is 96.

  • The Groceries index in Jefferson City is 98.

  • The Health index in Jefferson City is 92.

  • The Housing index in Jefferson City is 83.

  • The Transportation index in Jefferson City is 89.

  • The Utilities index in Jefferson City is 94.

Living Expense Jefferson City Missouri National Average
Overall 88 88 100
Services 96 93 100
Groceries 98 96 100
Health 92 91 100
Housing 83 78 100
Transportation 89 90 100
Utilities 94 99 100
For more reading on cost of living around Missouri, check out:
Jefferson City Cost of Living Vs. MO

Jefferson City, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jefferson City is $262,950.

  • The Median Rent in Jefferson City is $766.

  • The Median Income in Jefferson City is $67,205.

  • The Home Value To Income in Jefferson City is 3.9x.

  • The Rent To Monthly Income in Jefferson City is 0.14x.

Statistic Jefferson City Missouri United States
Median Home Value $262,950 $257,929 $303,400
Median Rent $766 $996 $1,348
Median Income $67,205 $68,920 $78,538
Home Value To Income 3.9x 3.7x 3.9x
Rent To Monthly Income 0.14x 0.17x 0.21x
$262,950
Median Home Value
$766
Median Rent
$67,205
Median Income

Jefferson City, MO Costs By Category

Detailed Jefferson City Services Costs Vs. Missouri

Item Jefferson City Missouri
Shampoo $1.05 $1.28
Movie $11.64 $12.13
Bowling $16.11 $18
Haircut $24.14 $24.26
Beauty Salon $44.94 $45.56

Detailed Jefferson City Groceries Costs Vs. Missouri

Item Jefferson City Missouri
Ground Beef $6.28 $5.84
Fried Chicken $1.4 $1.57
Milk $4.66 $4.67
Potatoes $4.7 $4.93
Pizza $10.74 $12.09
Beer $9.14 $10.41
Toothpaste $3.76 $3.7

Detailed Jefferson City Health Costs Vs. Missouri

Item Jefferson City Missouri
Optometrist $135.25 $125.68
Doctor $141.87 $135.78
Dentist $99.33 $113.29

Detailed Jefferson City Transportation Costs Vs. Missouri

Item Jefferson City Missouri
Gasoline $3.24 $3.46
Tire Balancing $47.66 $59.92

Detailed Jefferson City Utilities Costs Vs. Missouri

Item Jefferson City Missouri
All Electricity $168.45 $193.99
Phone $197.21 $192.25

Jefferson City SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8
Diversity
8
Safety
6
Amenities
8.5
Education
8
Commute
9.5

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