What is the cost of living in Natchez, MS?
According to the most recent data on the cost of living, Natchez has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.
Compared to Mississippi, Natchez has a cost of living index that's 0.9x lower than Mississippi's index of 88.
The standard of living in Natchez ranks as #4 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Natchez ranks as the #63 most expensive place in the Magnolia State.
For more reading on life in Natchez, check out:
Natchez Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Natchez. Here is how it fares on each of the criteria:
The Services index in Natchez is 97.
The Groceries index in Natchez is 97.
The Health index in Natchez is 58.
The Housing index in Natchez is 96.
The Transportation index in Natchez is 99.
The Utilities index in Natchez is 98.
| Living Expense | Natchez | Mississippi | National Average |
|---|---|---|---|
| Overall | 82 | 88 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 58 | 63 | 100 |
| Housing | 96 | 94 | 100 |
| Transportation | 99 | 97 | 100 |
| Utilities | 98 | 93 | 100 |
Natchez Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Natchez, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Natchez is $117,030.
The Median Rent in Natchez is $806.
The Median Income in Natchez is $36,735.
The Home Value To Income in Natchez is 3.2x.
The Rent To Monthly Income in Natchez is 0.26x.
| Statistic | Natchez | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $117,030 | $192,906 | $332,700 |
| Median Rent | $806 | $954 | $1,413 |
| Median Income | $36,735 | $56,447 | $80,734 |
| Home Value To Income | 3.2x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.2x | 0.21x |
Natchez, MS Costs By Category
Detailed Natchez Services costs vs. Mississippi
| Item | Natchez | Mississippi |
|---|---|---|
| Shampoo | $1.07 | $1.28 |
| Movie | $10.3 | $12.13 |
| Bowling | $15.0 | $18 |
| Haircut | $23.17 | $24.26 |
| Beauty Salon | $35.17 | $45.56 |
Detailed Natchez Groceries costs vs. Mississippi
| Item | Natchez | Mississippi |
|---|---|---|
| Ground Beef | $5.99 | $5.84 |
| Fried Chicken | $1.69 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.07 | $4.93 |
| Pizza | $11.12 | $12.09 |
| Beer | $9.97 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Natchez Health costs vs. Mississippi
| Item | Natchez | Mississippi |
|---|---|---|
| Optometrist | $135.0 | $125.68 |
| Doctor | $79.0 | $135.78 |
| Dentist | $99.88 | $113.29 |
Detailed Natchez Transportation costs vs. Mississippi
| Item | Natchez | Mississippi |
|---|---|---|
| Gasoline | $3.16 | $3.46 |
| Tire Balancing | $67.8 | $59.92 |
Detailed Natchez Utilities costs vs. Mississippi
| Item | Natchez | Mississippi |
|---|---|---|
| All Electricity | $190.12 | $193.99 |
| Phone | $186.9 | $192.25 |
