The 10 Most Expensive Places To Live In Mississippi For 2022


We used science and data to determine which cities in Mississippi that will put a big dent in your wallet.

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Editor’s Note: We updated this article for 2022. This is our ninth time ranking the most expensive places to live in Mississippi.

Everyone wants a home that mixes affordability with comfort and Mississippi does this very well. Families love the Magnolia State's beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state -- and that's how we're going to help you.

These are the places in Mississippi that cost a pretty penny -- the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Mississippi for 2022.

So where is the most expensive place to live in Mississippi? That would be Starkville.
the 2016-2020 American Community Survey for the 63 places in Mississippi with more than 5,000 people.

Here are the 10 most expensive places to live in Mississippi for 2022:

  1. Starkville
  2. Oxford
  3. Pass Christian
  4. Bay St. Louis
  5. D'Iberville
  6. Picayune
  7. Columbus
  8. Cleveland
  9. Gulfport
  10. Canton

What's the most expensive place to live in Mississippi? Well, HomeSnacks crunched the numbers and discovered that Starkville is the most expensive place to live in Mississippi.

So hopefully Aberdeen (the cheapest place to live in Mississippi) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out some more reading about Mississippi and the most expensive cities in the country:

The 10 Most Expensive Places To Live In Mississippi For 2022

1. Starkville

Starkville, MS

Overall SnackAbility

6
/10

Population: 25,495
Rank Last Year: 2 (Up 1)
Home Price To Income Ratio: 5.0x (2nd most expensive)
Income To Rent Ratio: 44.8x (12th most expensive)
More on Starkville: Real Estate | Data | Photos

The median income in Starkville comes in at $35,300 and the median home value is $178,000 for 2022.

2. Oxford

Oxford, MS

Overall SnackAbility

7
/10

Population: 27,662
Rank Last Year: 1 (Down 1)
Home Price To Income Ratio: 5.6x (most expensive)
Income To Rent Ratio: 49.9x (25th most expensive)
More on Oxford: Real Estate | Data | Photos

The median income in Oxford comes in at $48,566 and the median home value is $270,000 for 2022.

3. Pass Christian

Pass Christian, MS

Source: Public domain
Overall SnackAbility

4
/10

Population: 6,079
Rank Last Year: 4 (Up 1)
Home Price To Income Ratio: 3.9x (6th most expensive)
Income To Rent Ratio: 48.4x (20th most expensive)
More on Pass Christian: Real Estate | Data | Photos

The median income in Pass Christian comes in at $47,250 and the median home value is $183,200 for 2022.

4. Bay St. Louis

Bay St. Louis, MS

Overall SnackAbility

6
/10

Population: 13,539
Rank Last Year: 3 (Down 1)
Home Price To Income Ratio: 4.6x (3rd most expensive)
Income To Rent Ratio: 50.4x (28th most expensive)
More on Bay St. Louis: Real Estate | Data | Photos

The median income in Bay St. Louis comes in at $43,657 and the median home value is $200,700 for 2022.

5. D'iberville

Overall SnackAbility

5
/10

Population: 13,766
Rank Last Year: 8 (Up 3)
Home Price To Income Ratio: 3.4x (12th most expensive)
Income To Rent Ratio: 46.2x (15th most expensive)
More on D'iberville: Real Estate | Data | Photos

The median income in D'iberville comes in at $46,967 and the median home value is $159,100 for 2022.

6. Picayune

Picayune, MS

Source: Public domain
Overall SnackAbility

5
/10

Population: 11,016
Rank Last Year: 6 (Up 1)
Home Price To Income Ratio: 3.7x (7th most expensive)
Income To Rent Ratio: 40.3x (4th most expensive)
More on Picayune: Real Estate | Data | Photos

The median income in Picayune comes in at $31,349 and the median home value is $116,500 for 2022.

7. Columbus

Columbus, MS

Overall SnackAbility

5
/10

Population: 23,853
Rank Last Year: 9 (Up 2)
Home Price To Income Ratio: 3.3x (13th most expensive)
Income To Rent Ratio: 43.2x (8th most expensive)
More on Columbus: Real Estate | Data | Photos

The median income in Columbus comes in at $34,551 and the median home value is $115,100 for 2022.

8. Cleveland

Cleveland, MS

Overall SnackAbility

6
/10

Population: 11,363
Rank Last Year: 4 (Down 4)
Home Price To Income Ratio: 3.7x (9th most expensive)
Income To Rent Ratio: 47.9x (19th most expensive)
More on Cleveland: Real Estate | Data | Photos

The median income in Cleveland comes in at $35,907 and the median home value is $133,300 for 2022.

9. Gulfport

Gulfport, MS

Overall SnackAbility

3
/10

Population: 71,660
Rank Last Year: 13 (Up 4)
Home Price To Income Ratio: 3.3x (17th most expensive)
Income To Rent Ratio: 45.7x (14th most expensive)
More on Gulfport: Real Estate | Data | Photos

The median income in Gulfport comes in at $40,554 and the median home value is $132,700 for 2022.

10. Canton

Canton, MS

Overall SnackAbility

5
/10

Population: 11,943
Rank Last Year: 7 (Down 3)
Home Price To Income Ratio: 3.3x (15th most expensive)
Income To Rent Ratio: 40.7x (5th most expensive)
More on Canton: Real Estate | Data | Photos

The median income in Canton comes in at $32,158 and the median home value is $106,300 for 2022.

Methodology: How We Determined The Most Expensive Places To Live In The Magnolia State For 2022

Map Of The Cheapest Places To Live In Mississippi
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it's actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2016-2020 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Mississippi to figure out which is the most expensive.

What you are left with is a "Cost of Living Index" by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 63 places in Mississippi that have more than 5,000 people.

The place with the highest cost of living in Mississippi according to the data is Starkville. You can download the data here.

Summary: Taking A Chunk Out Of Your Paycheck In Mississippi For 2022

Well there you have it, the places in Mississippi that have the highest cost of living, with Starkville ranking as the most expensive city in the Magnolia State.

Here's a look at the most affordable cities in Mississippi according to the data:

  1. Aberdeen
  2. Forest
  3. Ripley

For more Mississippi reading, check out:

Detailed List Of The Most Expensive Cities In Mississippi

Rank City ExpensiveScore Population Home/Income Ratio Income/Rent Ratio
1 Starkville 8.33 25,495 5.0x 44.8x
2 Oxford 9.33 27,662 5.6x 49.9x
3 Pass Christian 11.67 6,079 3.9x 48.4x
4 Bay St. Louis 12.0 13,539 4.6x 50.4x
5 D'iberville 14.67 13,766 3.4x 46.2x
6 Picayune 14.67 11,016 3.7x 40.3x
7 Columbus 18.33 23,853 3.3x 43.2x
8 Cleveland 18.67 11,363 3.7x 47.9x
9 Gulfport 20.0 71,660 3.3x 45.7x
10 Canton 20.67 11,943 3.3x 40.7x
11 Biloxi 21.33 46,042 3.4x 56.6x
12 Ridgeland 21.67 24,194 3.2x 57.2x
13 Batesville 22.67 7,200 3.4x 58.5x
14 Corinth 23.0 14,544 3.9x 55.9x
15 Natchez 23.67 14,854 3.7x 47.9x
16 Hernando 24.67 16,206 3.2x 64.3x
17 Hattiesburg 25.33 46,010 3.1x 44.7x
18 Vicksburg 26.67 22,045 3.2x 48.4x
19 West Point 27.17 10,517 3.1x 44.5x
20 Kosciusko 27.33 6,778 4.1x 55.2x
21 Columbia 27.33 5,940 3.3x 41.1x
22 Mccomb 28.0 12,788 3.0x 40.1x
23 Flowood 28.33 9,213 2.8x 60.4x
24 Grenada 28.33 12,349 3.1x 46.5x
25 Louisville 29.0 6,063 3.2x 48.5x
26 Waveland 29.0 6,352 3.3x 64.7x
27 Brookhaven 29.17 12,045 3.0x 44.5x
28 Ocean Springs 30.33 17,756 2.8x 60.6x
29 Indianola 32.0 9,258 2.9x 44.9x
30 Yazoo City 32.33 10,806 2.8x 34.4x
31 Clinton 33.33 24,797 2.8x 64.1x
32 Meridian 33.67 37,252 2.8x 42.4x
33 Greenville 34.33 29,854 2.8x 40.3x
34 Diamondhead 34.67 8,076 2.8x 72.1x
35 Gautier 34.67 18,436 2.7x 55.6x
36 Long Beach 35.33 15,829 2.6x 58.6x
37 Pascagoula 35.5 21,732 2.8x 54.2x
38 Southaven 35.67 55,026 2.5x 60.0x
39 Pearl 36.0 26,462 2.6x 53.1x
40 Pontotoc 36.33 6,070 2.9x 71.2x
41 Amory 37.0 6,873 2.9x 63.4x
42 Olive Branch 37.67 38,270 2.4x 66.8x
43 Richland 37.67 7,203 2.4x 50.2x
44 Laurel 38.0 18,403 2.7x 48.5x
45 Brandon 38.33 24,088 2.5x 82.5x
46 Tupelo 38.67 38,251 2.7x 68.8x
47 Madison 39.67 25,650 2.3x 76.5x
48 Booneville 39.67 8,539 3.0x 82.8x
49 Horn Lake 40.17 27,234 2.2x 48.9x
50 New Albany 40.33 8,723 2.6x 56.5x
51 Saltillo 42.0 5,026 2.4x 63.1x
52 Jackson 42.0 163,778 2.3x 46.8x
53 Senatobia 43.0 7,759 2.6x 80.9x
54 Byram 44.0 11,519 2.1x 61.2x
55 Petal 44.33 10,624 2.4x 68.6x
56 Holly Springs 45.67 7,727 2.5x 51.9x
57 Greenwood 46.5 13,826 2.7x 58.5x
58 Moss Point 47.33 13,396 2.1x 52.9x
59 Philadelphia 48.5 7,137 2.2x 52.4x
60 Clarksdale 50.33 15,342 2.1x 49.9x
61 Ripley 52.33 5,268 2.4x 92.6x
62 Forest 53.33 5,569 2.3x 71.8x
63 Aberdeen 61.0 5,302 1.9x 73.5x

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About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.