The 10 Most Expensive Places To Live In Mississippi For 2021


We used science and data to determine which cities in Mississippi that will put a big dent in your wallet.

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Editor’s Note: We updated this article for 2021. This is our seventh time ranking the most expensive places to live in Mississippi.

Everyone wants a home that mixes affordability with comfort and Mississippi does this very well. Families love the Magnolia State's beaches, midlands, and mountains as tourists before moving here and calling it home.

But before you decide to relocate, you have to do some research into the exact cost of living around the state -- and that's how we're going to help you.

These are the places in Mississippi that cost a pretty penny -- the most expensive cities in the state.

After we saved up for months and could finally afford it, we landed on this list of the ten most expensive cities in Mississippi for 2021.

So where is the most expensive place to live in Mississippi? That would be Oxford.
the 2015-2019 American Community Survey for the 62 places in Mississippi with more than 5,000 people.

Here are the 10 most expensive places to live in Mississippi for 2021:

  1. Oxford
  2. Starkville
  3. Bay St. Louis
  4. Pass Christian
  5. Cleveland
  6. Picayune
  7. Canton
  8. D'Iberville
  9. Columbus
  10. Hattiesburg

What's the most expensive place to live in Mississippi? Well, HomeSnacks crunched the numbers and discovered that Oxford is the most expensive place to live in Mississippi.

So hopefully Aberdeen (the cheapest place to live in Mississippi) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out some more reading about Mississippi and the most expensive cities in the country:

The 10 Most Expensive Places To Live In Mississippi For 2021

1. OxfordOxford, MS

Overall SnackAbility

6
/10

Population: 26,962
Rank Last Year: 1 (No Change)
Home Price To Income Ratio: 5.6x (most expensive)
Income To Rent Ratio: 46.2x (22nd most expensive)
More on Oxford: Real Estate | Data | Photos

The median income in Oxford comes in at $44,283 and the median home value is $248,200 for 2021.

2. StarkvilleStarkville, MS

Overall SnackAbility

5
/10

Population: 25,387
Rank Last Year: 2 (No Change)
Home Price To Income Ratio: 5.0x (2nd most expensive)
Income To Rent Ratio: 45.2x (17th most expensive)
More on Starkville: Real Estate | Data | Photos

The median income in Starkville comes in at $35,048 and the median home value is $176,900 for 2021.

3. Bay St. LouisBay St. Louis, MS

Overall SnackAbility

6
/10

Population: 13,018
Rank Last Year: 3 (No Change)
Home Price To Income Ratio: 4.3x (3rd most expensive)
Income To Rent Ratio: 47.6x (27th most expensive)
More on Bay St. Louis: Real Estate | Data | Photos

The median income in Bay St. Louis comes in at $39,721 and the median home value is $172,600 for 2021.

4. Pass ChristianPass Christian, MS

Source: Public domain
Overall SnackAbility

5
/10

Population: 5,877
Rank Last Year: 5 (Up 1)
Home Price To Income Ratio: 3.9x (4th most expensive)
Income To Rent Ratio: 54.0x (36th most expensive)
More on Pass Christian: Real Estate | Data | Photos

The median income in Pass Christian comes in at $47,599 and the median home value is $183,700 for 2021.

5. ClevelandCleveland, MS

Overall SnackAbility

6
/10

Population: 11,627
Rank Last Year: 10 (Up 6)
Home Price To Income Ratio: 3.6x (8th most expensive)
Income To Rent Ratio: 43.8x (11th most expensive)
More on Cleveland: Real Estate | Data | Photos

The median income in Cleveland comes in at $35,278 and the median home value is $128,300 for 2021.

6. PicayunePicayune, MS

Source: Public domain
Overall SnackAbility

5
/10

Population: 11,040
Rank Last Year: 4 (Down 2)
Home Price To Income Ratio: 3.7x (6th most expensive)
Income To Rent Ratio: 39.1x (3rd most expensive)
More on Picayune: Real Estate | Data | Photos

The median income in Picayune comes in at $30,006 and the median home value is $110,100 for 2021.

7. CantonCanton, MS

Overall SnackAbility

5
/10

Population: 12,222
Rank Last Year: 22 (Up 15)
Home Price To Income Ratio: 3.5x (9th most expensive)
Income To Rent Ratio: 43.3x (9th most expensive)
More on Canton: Real Estate | Data | Photos

The median income in Canton comes in at $33,634 and the median home value is $119,200 for 2021.

8. D'iberville

Overall SnackAbility

6
/10

Population: 13,673
Rank Last Year: 14 (Up 6)
Home Price To Income Ratio: 3.2x (18th most expensive)
Income To Rent Ratio: 46.8x (24th most expensive)
More on D'iberville: Real Estate | Data | Photos

The median income in D'iberville comes in at $46,115 and the median home value is $146,500 for 2021.

9. ColumbusColumbus, MS

Overall SnackAbility

5
/10

Population: 24,083
Rank Last Year: 9 (No Change)
Home Price To Income Ratio: 3.4x (13th most expensive)
Income To Rent Ratio: 45.5x (19th most expensive)
More on Columbus: Real Estate | Data | Photos

The median income in Columbus comes in at $36,336 and the median home value is $121,900 for 2021.

10. HattiesburgHattiesburg, MS

Overall SnackAbility

3
/10

Population: 46,098
Rank Last Year: 8 (Down 2)
Home Price To Income Ratio: 3.3x (15th most expensive)
Income To Rent Ratio: 43.9x (12th most expensive)
More on Hattiesburg: Real Estate | Data | Photos

The median income in Hattiesburg comes in at $34,735 and the median home value is $113,200 for 2021.

How We Determined The Most Expensive Places To Live In The Magnolia State For 2021

Map Of The Cheapest Places To Live In Mississippi
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it's actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2015-2019 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Mississippi to figure out which is the most expensive.

What you are left with is a "Cost of Living Index" by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 62 places in Mississippi that have more than 5,000 people.

The place with the highest cost of living in Mississippi according to the data is Oxford. You can download the data here.

Taking A Chunk Out Of Your Paycheck In Mississippi For 2021

Well there you have it, the places in Mississippi that have the highest cost of living, with Oxford ranking as the most expensive city in the Magnolia State.

Here's a look at the most affordable cities in Mississippi according to the data:

  1. Aberdeen
  2. Clarksdale
  3. Moss Point

For more Mississippi reading, check out:

Detailed List Of The Most Expensive Cities In Mississippi

Rank City ExpensiveScore Population Home/Income Ratio Income/Rent Ratio
1 Oxford 8.33 26,962 5.6x 46.2x
2 Starkville 9.0 25,387 5.0x 45.2x
3 Bay St. Louis 14.0 13,018 4.3x 47.6x
4 Pass Christian 15.33 5,877 3.9x 54.0x
5 Cleveland 15.33 11,627 3.6x 43.8x
6 Picayune 16.0 11,040 3.7x 39.1x
7 Canton 17.67 12,222 3.5x 43.3x
8 D'iberville 19.67 13,673 3.2x 46.8x
9 Columbus 21.17 24,083 3.4x 45.5x
10 Hattiesburg 21.33 46,098 3.3x 43.9x
11 Biloxi 21.33 45,906 3.4x 55.7x
12 Natchez 21.67 14,981 3.7x 44.7x
13 Mccomb 24.0 12,725 3.2x 40.0x
14 Gulfport 24.0 71,676 3.1x 45.5x
15 Ridgeland 24.33 24,269 3.1x 58.3x
16 Vicksburg 24.67 22,332 3.4x 46.2x
17 Flowood 25.67 9,030 2.9x 56.8x
18 Waveland 26.0 6,336 3.1x 54.4x
19 Amory 26.0 6,932 3.5x 53.7x
20 Holly Springs 26.33 7,737 3.1x 40.3x
21 Gautier 27.0 18,496 2.9x 51.4x
22 Brookhaven 27.33 12,115 3.1x 44.9x
23 Ocean Springs 27.33 17,729 3.0x 61.5x
24 West Point 28.0 10,626 2.9x 40.8x
25 Columbia 29.33 5,992 3.1x 44.0x
26 Greenville 30.0 30,588 2.9x 38.9x
27 Greenwood 30.33 14,040 3.3x 47.1x
28 Long Beach 30.67 15,698 2.8x 55.9x
29 Kosciusko 31.0 6,855 3.6x 56.5x
30 Forest 31.33 5,629 2.8x 38.4x
31 Richland 31.67 7,175 2.8x 49.4x
32 Yazoo City 32.67 11,063 2.9x 39.5x
33 Grenada 33.0 12,475 2.9x 48.6x
34 Corinth 33.0 14,562 3.2x 64.6x
35 Diamondhead 34.33 8,103 2.7x 62.6x
36 Tupelo 34.67 38,271 2.9x 64.2x
37 Clinton 35.0 25,131 2.7x 63.9x
38 Batesville 36.0 7,245 2.8x 63.1x
39 Southaven 36.0 54,152 2.5x 57.8x
40 Pascagoula 36.67 21,809 2.8x 53.0x
41 Indianola 37.67 9,450 2.6x 41.8x
42 Hernando 38.33 15,942 2.5x 76.2x
43 Olive Branch 38.33 37,461 2.4x 64.2x
44 Louisville 38.67 6,124 2.7x 45.5x
45 New Albany 38.83 8,705 2.8x 58.7x
46 Madison 39.0 25,592 2.3x 73.9x
47 Meridian 39.0 37,848 2.6x 44.5x
48 Petal 39.67 10,584 2.5x 63.3x
49 Philadelphia 39.67 7,218 2.5x 43.5x
50 Laurel 40.67 18,508 2.7x 47.9x
51 Jackson 41.33 166,383 2.3x 45.9x
52 Booneville 41.67 8,637 2.9x 65.8x
53 Horn Lake 41.67 27,080 2.2x 47.1x
54 Byram 42.0 11,578 2.1x 59.1x
55 Brandon 42.0 23,930 2.3x 80.0x
56 Pearl 42.67 26,461 2.4x 56.7x
57 Pontotoc 43.33 6,015 2.6x 68.7x
58 Ripley 43.33 5,290 2.8x 68.8x
59 Senatobia 43.67 7,840 2.6x 76.0x
60 Moss Point 45.67 13,451 2.2x 48.6x
61 Clarksdale 51.33 15,734 2.2x 50.5x
62 Aberdeen 60.33 5,326 1.9x 68.7x

How Is The Area In ?

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.