What is the cost of living in Kalispell, MT?
According to the most recent data on the cost of living, Kalispell has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Montana, Kalispell has a cost of living index that's 1.0x higher than Montana's index of 102.
The standard of living in Kalispell ranks as #15 most affordable out of the 26 places we measured in Montana. By definition, that implies Kalispell ranks as the #11 most expensive place in the Treasure State.
For more reading on life in Kalispell, check out:
Kalispell Cost Of Living Vs. Montana
Six factors go into calculating the cost of living index in Kalispell. Here is how it fares on each of the criteria:
The Services index in Kalispell is 103.
The Groceries index in Kalispell is 105.
The Health index in Kalispell is 121.
The Housing index in Kalispell is 96.
The Transportation index in Kalispell is 103.
The Utilities index in Kalispell is 102.
| Living Expense | Kalispell | Montana | National Average |
|---|---|---|---|
| Overall | 107 | 102 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 105 | 103 | 100 |
| Health | 121 | 101 | 100 |
| Housing | 96 | 99 | 100 |
| Transportation | 103 | 105 | 100 |
| Utilities | 102 | 100 | 100 |
Kalispell Cost Of Living Compared To Montana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Montana, check out:
Protect your home budget Compare home warranties in Kalispell Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kalispell, MT Housing Cost Breakdown
Housing swings affordability the most between places in Montana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kalispell is $552,745.
The Median Rent in Kalispell is $1,078.
The Median Income in Kalispell is $63,415.
The Home Value To Income in Kalispell is 8.7x.
The Rent To Monthly Income in Kalispell is 0.2x.
Kalispell, MT Costs By Category
Detailed Kalispell Services costs vs. Montana
Detailed Kalispell Groceries costs vs. Montana
Detailed Kalispell Health costs vs. Montana
Detailed Kalispell Transportation costs vs. Montana
Kalispell SnackAbility
Cost Of Living In Cities Around Kalispell
The cost of living varies in the cities and towns around Kalispell. Here's a quick look at the cost of living in the most populous nearby places:
Forest Hill, TX has a cost of living index of 93, 0.9x Kalispell.
Evergreen, MT has a cost of living index of 106, 1.0x Kalispell.
Whitefish, MT has a cost of living index of 127, 1.2x Kalispell.
| City | Population | Cost Of Living | Vs. Kalispell |
|---|---|---|---|
| Forest Hill, TX | 14,062 | 93 | 0.9x |
| Evergreen, MT | 9,611 | 106 | 1.0x |
| Whitefish, MT | 8,749 | 127 | 1.2x |
| Columbia Falls, MT | 5,615 | 102 | 1.0x |
