Harrisburg, NC Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Harrisburg, NC Summary

Cost of living in Harrisburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Harrisburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in North Carolina, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Harrisburg is 122, with 100 being the average.

  • The cost of living index in Harrisburg is 1.2x higher than the national average.

  • Harrisburg ranks as the #143 cheapest in North Carolina out of 157.

  • Harrisburg ranks as the #4,541 cheapest out of 6,489 in the US.

  • The median home value in Harrisburg is $490,643.

  • The median income in Harrisburg is $143,393.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
122
Harrisburg's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Harrisburg, NC?

According to the most recent data on the cost of living, Harrisburg has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.

Compared to North Carolina, Harrisburg has a cost of living index that's 1.3x higher than North Carolina's index of 92.

The standard of living in Harrisburg ranks as #143 most affordable out of the 157 places we measured in North Carolina. By definition, that implies Harrisburg ranks as the #14 most expensive place in the Tar Heel State.

For more reading on life in Harrisburg, check out:

143 out of 157
In North Carolina
4,541 out of 6,489
In America

Harrisburg Cost Of Living Vs. North Carolina

Six factors go into calculating the cost of living index in Harrisburg. Here is how it fairs on each of the criteria:

  • The Services index in Harrisburg is 103.

  • The Groceries index in Harrisburg is 99.

  • The Health index in Harrisburg is 113.

  • The Housing index in Harrisburg is 170.

  • The Transportation index in Harrisburg is 96.

  • The Utilities index in Harrisburg is 90.

Living Expense Harrisburg North Carolina National Average
Overall 122 92 100
Services 103 100 100
Groceries 99 99 100
Health 113 106 100
Housing 170 86 100
Transportation 96 93 100
Utilities 90 95 100
For more reading on cost of living around North Carolina, check out:
Harrisburg Cost of Living Vs. NC

Harrisburg, NC Housing Cost Breakdown

Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Harrisburg is $490,643.

  • The Median Rent in Harrisburg is $2,407.

  • The Median Income in Harrisburg is $143,393.

  • The Home Value To Income in Harrisburg is 3.4x.

  • The Rent To Monthly Income in Harrisburg is 0.2x.

Statistic Harrisburg North Carolina United States
Median Home Value $490,643 $332,681 $303,400
Median Rent $2,407 $1,162 $1,348
Median Income $143,393 $69,904 $78,538
Home Value To Income 3.4x 4.8x 3.9x
Rent To Monthly Income 0.2x 0.2x 0.21x
$490,643
Median Home Value
$2,407
Median Rent
$143,393
Median Income

Harrisburg, NC Costs By Category

Detailed Harrisburg Services Costs Vs. North Carolina

Item Harrisburg North Carolina
Shampoo $1.27 $1.28
Movie $13.55 $12.13
Bowling $21.67 $18
Haircut $18.25 $24.26
Beauty Salon $59.75 $45.56

Detailed Harrisburg Groceries Costs Vs. North Carolina

Item Harrisburg North Carolina
Ground Beef $6.27 $5.84
Fried Chicken $1.39 $1.57
Milk $4.61 $4.67
Potatoes $4.98 $4.93
Pizza $10.96 $12.09
Beer $10.47 $10.41
Toothpaste $3.81 $3.7

Detailed Harrisburg Health Costs Vs. North Carolina

Item Harrisburg North Carolina
Optometrist $143.74 $125.68
Doctor $148.29 $135.78
Dentist $115.52 $113.29

Detailed Harrisburg Transportation Costs Vs. North Carolina

Item Harrisburg North Carolina
Gasoline $3.29 $3.46
Tire Balancing $53.32 $59.92

Detailed Harrisburg Utilities Costs Vs. North Carolina

Item Harrisburg North Carolina
All Electricity $167.89 $193.99
Phone $189.9 $192.25

Harrisburg SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
8
Diversity
9
Safety
N/A
Amenities
8
Education
9
Commute
5

Cost Of Living In Cities Around Harrisburg

The cost of living varies in the cities and towns around Harrisburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Charlotte, NC has a cost of living index of 110, 0.9x Harrisburg.

  • Concord, NC has a cost of living index of 103, 0.8x Harrisburg.

  • Huntersville, NC has a cost of living index of 119, 1.0x Harrisburg.

City Population Cost Of Living Vs. Harrisburg
Charlotte, NC 886,283 110 0.9x
Concord, NC 106,518 103 0.8x
Huntersville, NC 62,458 119 1.0x
Kannapolis, NC 56,470 91 0.7x
Indian Trail, NC 41,146 113 0.9x
Cornelius, NC 32,009 122 1.0x
Matthews, NC 29,959 113 0.9x
Mint Hill, NC 26,954 112 0.9x
Stallings, NC 16,495 115 0.9x
Davidson, NC 14,852 133 1.1x

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