What is the cost of living in Mount Holly, NC?
According to the most recent data on the cost of living, Mount Holly has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to North Carolina, Mount Holly has a cost of living index that's 1.0x higher than North Carolina's index of 95.
The standard of living in Mount Holly ranks as #68 most affordable out of the 159 places we measured in North Carolina. By definition, that implies Mount Holly ranks as the #91 most expensive place in the Tar Heel State.
For more reading on life in Mount Holly, check out:
Mount Holly Cost Of Living Vs. North Carolina
Six factors go into calculating the cost of living index in Mount Holly. Here is how it fares on each of the criteria:
The Services index in Mount Holly is 98.
The Groceries index in Mount Holly is 97.
The Health index in Mount Holly is 99.
The Housing index in Mount Holly is 99.
The Transportation index in Mount Holly is 103.
The Utilities index in Mount Holly is 97.
| Living Expense | Mount Holly | North Carolina | National Average |
|---|---|---|---|
| Overall | 97 | 95 | 100 |
| Services | 98 | 98 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 99 | 89 | 100 |
| Housing | 99 | 100 | 100 |
| Transportation | 103 | 97 | 100 |
| Utilities | 97 | 101 | 100 |
Mount Holly Cost Of Living Compared To North Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around North Carolina, check out:
- Most Expensive Cities In North Carolina
- Most Affordable Cities In North Carolina
- Average Rent In North Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Mount Holly, NC Housing Cost Breakdown
Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mount Holly is $360,773.
The Median Rent in Mount Holly is $1,256.
The Median Income in Mount Holly is $79,385.
The Home Value To Income in Mount Holly is 4.5x.
The Rent To Monthly Income in Mount Holly is 0.19x.
| Statistic | Mount Holly | North Carolina | United States |
|---|---|---|---|
| Median Home Value | $360,773 | $336,407 | $332,700 |
| Median Rent | $1,256 | $1,228 | $1,413 |
| Median Income | $79,385 | $72,388 | $80,734 |
| Home Value To Income | 4.5x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.2x | 0.21x |
Mount Holly, NC Costs By Category
Detailed Mount Holly Services costs vs. North Carolina
| Item | Mount Holly | North Carolina |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $13.55 | $12.13 |
| Bowling | $21.67 | $18 |
| Haircut | $18.25 | $24.26 |
| Beauty Salon | $59.75 | $45.56 |
Detailed Mount Holly Groceries costs vs. North Carolina
| Item | Mount Holly | North Carolina |
|---|---|---|
| Ground Beef | $6.27 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $10.96 | $12.09 |
| Beer | $10.47 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Mount Holly Health costs vs. North Carolina
| Item | Mount Holly | North Carolina |
|---|---|---|
| Optometrist | $143.74 | $125.68 |
| Doctor | $148.29 | $135.78 |
| Dentist | $115.52 | $113.29 |
Detailed Mount Holly Transportation costs vs. North Carolina
| Item | Mount Holly | North Carolina |
|---|---|---|
| Gasoline | $3.29 | $3.46 |
| Tire Balancing | $53.32 | $59.92 |
Detailed Mount Holly Utilities costs vs. North Carolina
| Item | Mount Holly | North Carolina |
|---|---|---|
| All Electricity | $167.89 | $193.99 |
| Phone | $189.9 | $192.25 |
Mount Holly SnackAbility
Cost Of Living In Cities Around Mount Holly
The cost of living varies in the cities and towns around Mount Holly. Here's a quick look at the cost of living in the most populous nearby places:
Charlotte, NC has a cost of living index of 108, 1.1x Mount Holly.
Gastonia, NC has a cost of living index of 98, 1.0x Mount Holly.
Huntersville, NC has a cost of living index of 116, 1.2x Mount Holly.
| City | Population | Cost Of Living | Vs. Mount Holly |
|---|---|---|---|
| Charlotte, NC | 903,844 | 108 | 1.1x |
| Gastonia, NC | 82,884 | 98 | 1.0x |
| Huntersville, NC | 63,969 | 116 | 1.2x |
| Cornelius, NC | 32,783 | 124 | 1.3x |
| Lake Wylie, SC | 16,006 | 121 | 1.2x |
| Davidson, NC | 15,660 | 131 | 1.4x |
| Belmont, NC | 15,546 | 107 | 1.1x |
| Tega Cay, SC | 13,615 | 131 | 1.4x |
| Lincolnton, NC | 11,783 | 96 | 1.0x |
| Lake Norman of Catawba, NC | 9,906 | 130 | 1.3x |
