What is the cost of living in Siler City, NC?
According to the most recent data on the cost of living, Siler City has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to North Carolina, Siler City has a cost of living index that's 0.9x lower than North Carolina's index of 95.
The standard of living in Siler City ranks as #5 most affordable out of the 159 places we measured in North Carolina. By definition, that implies Siler City ranks as the #154 most expensive place in the Tar Heel State.
For more reading on life in Siler City, check out:
Siler City Cost Of Living Vs. North Carolina
Six factors go into calculating the cost of living index in Siler City. Here is how it fares on each of the criteria:
The Services index in Siler City is 102.
The Groceries index in Siler City is 99.
The Health index in Siler City is 66.
The Housing index in Siler City is 102.
The Transportation index in Siler City is 97.
The Utilities index in Siler City is 96.
| Living Expense | Siler City | North Carolina | National Average |
|---|---|---|---|
| Overall | 87 | 95 | 100 |
| Services | 102 | 98 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 66 | 89 | 100 |
| Housing | 102 | 100 | 100 |
| Transportation | 97 | 97 | 100 |
| Utilities | 96 | 101 | 100 |
Siler City Cost Of Living Compared To North Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around North Carolina, check out:
- Most Expensive Cities In North Carolina
- Most Affordable Cities In North Carolina
- Average Rent In North Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Siler City, NC Housing Cost Breakdown
Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Siler City is $251,597.
The Median Rent in Siler City is $1,000.
The Median Income in Siler City is $46,566.
The Home Value To Income in Siler City is 5.4x.
The Rent To Monthly Income in Siler City is 0.26x.
| Statistic | Siler City | North Carolina | United States |
|---|---|---|---|
| Median Home Value | $251,597 | $336,407 | $332,700 |
| Median Rent | $1,000 | $1,228 | $1,413 |
| Median Income | $46,566 | $72,388 | $80,734 |
| Home Value To Income | 5.4x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.2x | 0.21x |
Siler City, NC Costs By Category
Detailed Siler City Services costs vs. North Carolina
| Item | Siler City | North Carolina |
|---|---|---|
| Shampoo | $1.24 | $1.28 |
| Movie | $12.0 | $12.13 |
| Bowling | $18.67 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $37.66 | $45.56 |
Detailed Siler City Groceries costs vs. North Carolina
| Item | Siler City | North Carolina |
|---|---|---|
| Ground Beef | $6.17 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.0 | $4.93 |
| Pizza | $10.41 | $12.09 |
| Beer | $10.25 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Siler City Health costs vs. North Carolina
| Item | Siler City | North Carolina |
|---|---|---|
| Optometrist | $146.78 | $125.68 |
| Doctor | $174.0 | $135.78 |
| Dentist | $97.67 | $113.29 |
Detailed Siler City Transportation costs vs. North Carolina
| Item | Siler City | North Carolina |
|---|---|---|
| Gasoline | $3.31 | $3.46 |
| Tire Balancing | $54.55 | $59.92 |
Detailed Siler City Utilities costs vs. North Carolina
| Item | Siler City | North Carolina |
|---|---|---|
| All Electricity | $161.71 | $193.99 |
| Phone | $186.82 | $192.25 |
