Atlantic City, NJ Cost Of Living
Cost Of Living In Atlantic City, NJ Summary
Cost of living in Atlantic City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Atlantic City is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Atlantic City is 99, with 100 being the average.
The cost of living index in Atlantic City is 1.0x lower than the national average.
Atlantic City ranks as the #13 cheapest in New Jersey out of 260.
Atlantic City ranks as the #2,497 cheapest out of 6,489 in the US.
The median home value in Atlantic City is $220,296.
The median income in Atlantic City is $36,220.
Table Of Contents
Atlantic City's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Atlantic City, NJ?
According to the most recent data on the cost of living, Atlantic City has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.
Compared to New Jersey, Atlantic City has a cost of living index that's 0.8x lower than New Jersey's index of 122.
The standard of living in Atlantic City ranks as #13 most affordable out of the 260 places we measured in New Jersey. By definition, that implies Atlantic City ranks as the #247 most expensive place in the Garden State.
For more reading on life in Atlantic City, check out:
In New Jersey
In America
Atlantic City Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Atlantic City. Here is how it fairs on each of the criteria:
The Services index in Atlantic City is 104.
The Groceries index in Atlantic City is 103.
The Health index in Atlantic City is 95.
The Housing index in Atlantic City is 84.
The Transportation index in Atlantic City is 106.
The Utilities index in Atlantic City is 110.
| Living Expense | Atlantic City | New Jersey | National Average | |
|---|---|---|---|---|
| Overall | 99 | 122 | 100 | |
| Services | 104 | 108 | 100 | |
| Groceries | 103 | 104 | 100 | |
| Health | 95 | 99 | 100 | |
| Housing | 84 | 159 | 100 | |
| Transportation | 106 | 101 | 100 | |
| Utilities | 110 | 107 | 100 | |
Atlantic City, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Atlantic City is $220,296.
The Median Rent in Atlantic City is $1,084.
The Median Income in Atlantic City is $36,220.
The Home Value To Income in Atlantic City is 6.1x.
The Rent To Monthly Income in Atlantic City is 0.36x.
| Statistic | Atlantic City | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $220,296 | $564,432 | $303,400 |
| Median Rent | $1,084 | $1,653 | $1,348 |
| Median Income | $36,220 | $101,050 | $78,538 |
| Home Value To Income | 6.1x | 5.6x | 3.9x |
| Rent To Monthly Income | 0.36x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Atlantic City, NJ Costs By Category
Detailed Atlantic City Services Costs Vs. New Jersey
| Item | Atlantic City | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Atlantic City Groceries Costs Vs. New Jersey
| Item | Atlantic City | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Atlantic City Health Costs Vs. New Jersey
| Item | Atlantic City | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Atlantic City Transportation Costs Vs. New Jersey
| Item | Atlantic City | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Atlantic City Utilities Costs Vs. New Jersey
| Item | Atlantic City | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Atlantic City SnackAbility
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