It’s true what you read about New Jersey in the news. Some cities in the Garden State make Long Island, NY, look like the home of the middle class.
We know that New Jerseyites can make a fantastic bagel. They are one of the top producers of cranberries, and most drugmakers call it home, but what keeps this larger-than-life state ticking? That would be the millionaires that call it home.
To get into one of these cities, you can marry a New Jersey Housewife or find a job that pays an average of $160,000/year. I suggest a job in banking. Someone has to help all of those rich New Jerseyites manage their money.
To create this list, we asked ourselves, what is important to rich people in New Jersey? Besides crazy expensive beach houses down the Jersey Shore, the cities on our list have the highest incomes and home prices.
It turns out that many of our best places to live in New Jersey are also on our richest list.
Table Of Contents: Top Ten | Methodology | Summary | Table
The 10 Richest Places In New Jersey For 2026
We narrowed down the most affluent cities in New Jersey using Saturday Night Science to look at several factors, including home prices and household incomes. The cities also had to have a population of at least 3,000.
What is the richest city in New Jersey? Short Hills is the richest city in New Jersey.
To learn more about our wealthiest cities in The Garden State for 2026, grab an O’Bagel, a glass of cranberry juice, and read on.
Rich people not your cup of tea? Feel free to check out some more reading about New Jersey:
The 10 Richest Cities In New Jersey For 2026
1. Short Hills
/10
Population: 14,923
Median Income: $250,001
Median Home Values: $2,309,383
More on Short Hills: Data | Cost Of Living | Movers
2. Rumson
/10
Population: 7,241
Median Income: $250,001
Median Home Values: $2,183,827
More on Rumson: Data | Crime | Cost Of Living | Movers
3. Fair Haven
/10
Population: 6,170
Median Income: $250,001
Median Home Values: $1,483,126
More on Fair Haven: Data | Crime | Cost Of Living | Movers
4. Upper Saddle River
/10
Population: 8,439
Median Income: $250,001
Median Home Values: $1,412,975
More on Upper Saddle River: Data | Crime | Cost Of Living | Movers
5. Ho-Ho-Kus
/10
6. Franklin Lakes
/10
Population: 11,084
Median Income: $235,795
Median Home Values: $1,557,852
More on Franklin Lakes: Data | Crime | Cost Of Living | Movers
7. Englewood Cliffs
/10
Population: 5,362
Median Income: $230,611
Median Home Values: $1,733,277
More on Englewood Cliffs: Data | Crime | Cost Of Living | Movers
8. Upper Montclair
/10
Population: 12,457
Median Income: $250,001
Median Home Values: $1,239,321
More on Upper Montclair: Data | Cost Of Living | Movers
9. Chatham
/10
Population: 9,407
Median Income: $241,500
Median Home Values: $1,310,369
More on Chatham: Data | Crime | Cost Of Living | Movers
10. Saddle River
Methodology: How We Determined The Richest Places In New Jersey For 2026
The first thing that comes to most people’s minds when they think about determining the richest places is simply identifying personal incomes. After all, rich people have really high salaries.
However, we don’t believe that one statistic wholly encompasses what it means to be one of the “richest places.” So we looked at this set of criteria from the newly released 2020-2024 American Community Survey and applied Saturday Night Science:
- Median Home Values
- Median Household Income
Median household income is the most digestible way to understand how rich a place is. And home values are a measure of wealth. The two combine to define a “Rich City.”
After we collected the data for all 347 places with more than 3,000 people in New Jersey, we ranked each place from 1 to 347 for each of the criteria, with 1 being the richest.
We then averaged all the rankings for a place into a “Rich Score,” with the place having the lowest overall Rich Score, Short Hills, crowned the “Richest City In New Jersey For 2026.”
The data has been updated for 2026. This is our eleventh time ranking the wealthiest cities in New Jersey.
You can skip to the end to see the rankings for all 347 places.
Summary: The Wealthiest Places In New Jersey For 2026
Like we said earlier, when we set out to identify the richest places in New Jersey, we weren’t sure what we’d encounter, but it ended up being some of the best places to live in New Jersey.
The richest cities in New Jersey are Short Hills, Rumson, Fair Haven, Upper Saddle River, Ho-Ho-Kus, Franklin Lakes, Englewood Cliffs, Upper Montclair, Chatham, and Saddle River.
When you look at the data, the cities and places mentioned above meet the criteria for being at the very top of the income ladder for everyone that lives there.
If you’re curious enough, here are the poorest cities in New Jersey, according to data:
Poorest: Crestwood Village
2nd Poorest: Camden
3rd Poorest: Salem
For more New Jersey reading, check out:
- Cheapest Places To Live In New Jersey
- Best Places To Raise A Family In New Jersey
- Most Dangerous Cities In New Jersey
Detailed List Of The Richest Cities In New Jersey
| Rank | City | RichScore | Median Income | Average Home Price |
|---|---|---|---|---|
| 1 | Short Hills | 3.0 | $250,001 | $2,309,383 |
| 2 | Rumson | 4.0 | $250,001 | $2,183,827 |
| 3 | Fair Haven | 5.5 | $250,001 | $1,483,126 |
| 4 | Upper Saddle River | 6.5 | $250,001 | $1,412,975 |
| 5 | Ho-Ho-Kus | 7.5 | $250,001 | $1,369,017 |
| 6 | Franklin Lakes | 9.5 | $235,795 | $1,557,852 |
| 7 | Englewood Cliffs | 10.0 | $230,611 | $1,733,277 |
| 8 | Upper Montclair | 10.0 | $250,001 | $1,239,321 |
| 9 | Chatham | 10.5 | $241,500 | $1,310,369 |
| 10 | Saddle River | 12.0 | $212,143 | $2,270,387 |
| 11 | Mountain Lakes | 12.5 | $250,001 | $1,190,631 |
| 12 | Westfield | 13.5 | $232,629 | $1,269,852 |
| 13 | Glen Ridge | 14.5 | $250,001 | $1,125,696 |
| 14 | Haworth | 15.5 | $236,765 | $1,191,256 |
| 15 | Little Silver | 18.0 | $240,853 | $1,110,499 |
| 16 | Demarest | 18.0 | $208,036 | $1,462,793 |
| 17 | Woodcliff Lake | 18.5 | $213,981 | $1,228,602 |
| 18 | Tenafly | 21.0 | $208,200 | $1,262,422 |
| 19 | Summit | 22.0 | $190,304 | $1,372,010 |
| 20 | Ridgewood | 22.5 | $208,211 | $1,200,488 |
| 21 | Old Tappan | 23.5 | $205,385 | $1,224,145 |
| 22 | North Caldwell | 24.5 | $208,245 | $1,133,695 |
| 23 | Glen Rock | 26.5 | $215,096 | $1,056,914 |
| 24 | Belle Mead | 27.5 | $223,250 | $1,015,391 |
| 25 | Bernardsville | 27.5 | $236,115 | $1,003,866 |
| 26 | Closter | 28.0 | $190,469 | $1,153,805 |
| 27 | Blackwells Mills | 28.5 | $250,001 | $921,032 |
| 28 | Mountainside | 29.0 | $211,538 | $1,043,568 |
| 29 | Mendham | 29.5 | $211,944 | $1,027,295 |
| 30 | Brielle | 31.0 | $172,250 | $1,263,557 |
| 31 | Oradell | 33.0 | $221,322 | $975,411 |
| 32 | Lincroft | 38.5 | $189,000 | $1,007,765 |
| 33 | Watchung | 39.5 | $173,672 | $1,060,984 |
| 34 | Robertsville | 42.5 | $210,661 | $858,502 |
| 35 | Martinsville | 43.5 | $205,000 | $902,737 |
| 36 | Harrington Park | 45.0 | $180,500 | $967,521 |
| 37 | Shrewsbury | 46.5 | $178,958 | $942,549 |
| 38 | Madison | 47.0 | $171,471 | $990,722 |
| 39 | Cresskill | 47.5 | $170,376 | $1,000,898 |
| 40 | Allendale | 48.0 | $160,162 | $1,073,640 |
| 41 | Montvale | 48.5 | $178,269 | $920,950 |
| 42 | Norwood | 50.0 | $178,311 | $898,893 |
| 43 | Haddonfield | 50.0 | $200,400 | $830,376 |
| 44 | Hoboken | 50.5 | $180,579 | $855,399 |
| 45 | Monmouth Beach | 51.5 | $150,188 | $1,107,169 |
| 46 | Richwood | 51.5 | $216,196 | $744,469 |
| 47 | Hillsdale | 51.5 | $186,688 | $843,787 |
| 48 | Kinnelon | 52.0 | $187,438 | $836,758 |
| 49 | Florham Park | 52.5 | $158,696 | $1,025,255 |
| 50 | East Freehold | 53.5 | $189,219 | $809,380 |
| 51 | Fanwood | 54.0 | $195,529 | $791,728 |
| 52 | New Providence | 54.0 | $161,599 | $990,084 |
| 53 | Manasquan | 54.5 | $142,944 | $1,158,873 |
| 54 | Park Ridge | 57.0 | $171,029 | $845,037 |
| 55 | Point Pleasant Beach | 60.0 | $141,716 | $1,068,548 |
| 56 | Paramus | 60.5 | $144,349 | $1,039,756 |
| 57 | Oakhurst | 61.0 | $145,893 | $1,007,290 |
| 58 | Ramsey | 62.0 | $160,996 | $863,403 |
| 59 | Morganville | 63.0 | $161,500 | $851,869 |
| 60 | Roseland | 63.5 | $164,458 | $819,879 |
| 61 | Yorketown | 65.0 | $173,510 | $749,357 |
| 62 | River Edge | 66.0 | $159,028 | $839,655 |
| 63 | Waldwick | 66.0 | $177,962 | $738,299 |
| 64 | Westwood | 66.5 | $165,781 | $755,182 |
| 65 | Green Knoll | 69.0 | $165,227 | $748,229 |
| 66 | Oakland | 70.5 | $162,019 | $750,020 |
| 67 | Kendall Park | 72.0 | $165,958 | $728,058 |
| 68 | Franklin Center | 74.0 | $157,212 | $766,900 |
| 69 | Emerson | 74.0 | $155,536 | $780,189 |
| 70 | Bradley Gardens | 76.5 | $177,849 | $684,571 |
| 71 | Margate City | 77.0 | $121,800 | $1,097,066 |
| 72 | Brookdale | 78.0 | $161,779 | $718,655 |
| 73 | Morris Plains | 83.0 | $154,923 | $727,185 |
| 74 | Oceanport | 83.5 | $126,094 | $910,435 |
| 75 | Midland Park | 84.5 | $146,841 | $732,464 |
| 76 | Princeton Meadows | 85.0 | $131,213 | $834,192 |
| 77 | Rutherford | 86.5 | $143,153 | $738,683 |
| 78 | Metuchen | 89.0 | $158,052 | $683,090 |
| 79 | Fairview | 89.25 | $165,135 | $654,535 |
| 80 | Leonia | 90.0 | $129,665 | $808,460 |
| 81 | Atlantic Highlands | 92.0 | $126,080 | $816,438 |
| 82 | Morristown | 92.5 | $121,340 | $887,261 |
| 83 | Succasunna | 93.0 | $161,712 | $650,100 |
| 84 | Moorestown-Lenola | 93.0 | $138,398 | $728,931 |
| 85 | Fair Lawn | 93.5 | $144,574 | $709,175 |
| 86 | Strathmore | 93.5 | $151,855 | $676,050 |
| 87 | Wanamassa | 94.0 | $140,972 | $714,395 |
| 88 | Heathcote | 94.5 | $141,295 | $711,137 |
| 89 | Northvale | 95.5 | $127,625 | $751,343 |
| 90 | Dayton | 98.0 | $151,902 | $654,995 |
| 91 | Springdale | 99.0 | $164,796 | $618,908 |
| 92 | Wood-Ridge | 99.5 | $136,108 | $709,508 |
| 93 | West Long Branch | 99.5 | $114,271 | $959,619 |
| 94 | Beach Haven West | 101.0 | $119,394 | $804,117 |
| 95 | Monmouth Junction | 102.5 | $133,585 | $690,687 |
| 96 | Secaucus | 105.0 | $139,821 | $662,669 |
| 97 | Ridgefield | 105.5 | $118,059 | $778,379 |
| 98 | North Haledon | 107.0 | $125,313 | $712,134 |
| 99 | Barclay | 107.5 | $163,365 | $584,197 |
| 100 | Edgewater | 107.5 | $124,050 | $714,157 |