What is the cost of living in Belmar, NJ?
According to the most recent data on the cost of living, Belmar has an overall cost of living index of 162, which is 1.6x higher than the national index of 100.
Compared to New Jersey, Belmar has a cost of living index that's 1.3x higher than New Jersey's index of 125.
The standard of living in Belmar ranks as #219 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Belmar ranks as the #43 most expensive place in the Garden State.
For more reading on life in Belmar, check out:
Belmar Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Belmar. Here is how it fares on each of the criteria:
The Services index in Belmar is 107.
The Groceries index in Belmar is 110.
The Health index in Belmar is 276.
The Housing index in Belmar is 113.
The Transportation index in Belmar is 110.
The Utilities index in Belmar is 114.
| Living Expense | Belmar | New Jersey | National Average |
|---|---|---|---|
| Overall | 162 | 125 | 100 |
| Services | 107 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 276 | 155 | 100 |
| Housing | 113 | 116 | 100 |
| Transportation | 110 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Belmar Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Belmar Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Belmar, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Belmar is $1,009,846.
The Median Rent in Belmar is $1,744.
The Median Income in Belmar is $93,573.
The Home Value To Income in Belmar is 10.8x.
The Rent To Monthly Income in Belmar is 0.22x.
| Statistic | Belmar | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $1,009,846 | $569,411 | $332,700 |
| Median Rent | $1,744 | $1,720 | $1,413 |
| Median Income | $93,573 | $103,556 | $80,734 |
| Home Value To Income | 10.8x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.2x | 0.21x |
Belmar, NJ Costs By Category
Detailed Belmar Services costs vs. New Jersey
| Item | Belmar | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Belmar Groceries costs vs. New Jersey
| Item | Belmar | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Belmar Health costs vs. New Jersey
| Item | Belmar | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Belmar Transportation costs vs. New Jersey
| Item | Belmar | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Belmar Utilities costs vs. New Jersey
| Item | Belmar | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Belmar SnackAbility
Cost Of Living In Cities Around Belmar
The cost of living varies in the cities and towns around Belmar. Here's a quick look at the cost of living in the most populous nearby places:
Lakewood, NJ has a cost of living index of 151, 0.9x Belmar.
Tinton Falls, NJ has a cost of living index of 139, 0.9x Belmar.
Asbury Park, NJ has a cost of living index of 138, 0.9x Belmar.
| City | Population | Cost Of Living | Vs. Belmar |
|---|---|---|---|
| Lakewood, NJ | 69,585 | 151 | 0.9x |
| Tinton Falls, NJ | 19,361 | 139 | 0.9x |
| Asbury Park, NJ | 15,295 | 138 | 0.9x |
| West Freehold, NJ | 14,883 | 140 | 0.9x |
| Freehold, NJ | 12,507 | 130 | 0.8x |
| Yorketown, NJ | 7,261 | 142 | 0.9x |
| Lincroft, NJ | 6,939 | 151 | 0.9x |
| Strathmore, NJ | 6,708 | 137 | 0.8x |
| Ramtown, NJ | 6,203 | 142 | 0.9x |
| Little Silver, NJ | 6,105 | 195 | 1.2x |
