What is the cost of living in Bergenfield, NJ?
According to the most recent data on the cost of living, Bergenfield has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.
Compared to New Jersey, Bergenfield has a cost of living index that's 1.1x higher than New Jersey's index of 125.
The standard of living in Bergenfield ranks as #139 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Bergenfield ranks as the #123 most expensive place in the Garden State.
For more reading on life in Bergenfield, check out:
Bergenfield Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Bergenfield. Here is how it fares on each of the criteria:
The Services index in Bergenfield is 106.
The Groceries index in Bergenfield is 110.
The Health index in Bergenfield is 188.
The Housing index in Bergenfield is 114.
The Transportation index in Bergenfield is 111.
The Utilities index in Bergenfield is 111.
| Living Expense | Bergenfield | New Jersey | National Average |
|---|---|---|---|
| Overall | 134 | 125 | 100 |
| Services | 106 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 188 | 155 | 100 |
| Housing | 114 | 116 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 111 | 113 | 100 |
Bergenfield Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Bergenfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bergenfield, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bergenfield is $629,539.
The Median Rent in Bergenfield is $1,752.
The Median Income in Bergenfield is $130,045.
The Home Value To Income in Bergenfield is 4.8x.
The Rent To Monthly Income in Bergenfield is 0.16x.
| Statistic | Bergenfield | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $629,539 | $569,411 | $332,700 |
| Median Rent | $1,752 | $1,720 | $1,413 |
| Median Income | $130,045 | $103,556 | $80,734 |
| Home Value To Income | 4.8x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
Bergenfield, NJ Costs By Category
Detailed Bergenfield Services costs vs. New Jersey
| Item | Bergenfield | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Bergenfield Groceries costs vs. New Jersey
| Item | Bergenfield | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Bergenfield Health costs vs. New Jersey
| Item | Bergenfield | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Bergenfield Transportation costs vs. New Jersey
| Item | Bergenfield | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Bergenfield Utilities costs vs. New Jersey
| Item | Bergenfield | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Bergenfield SnackAbility
Cost Of Living In Cities Around Bergenfield
The cost of living varies in the cities and towns around Bergenfield. Here's a quick look at the cost of living in the most populous nearby places:
Hackensack, NJ has a cost of living index of 128, 1.0x Bergenfield.
Englewood, NJ has a cost of living index of 136, 1.0x Bergenfield.
Mamaroneck, NY has a cost of living index of 165, 1.2x Bergenfield.
| City | Population | Cost Of Living | Vs. Bergenfield |
|---|---|---|---|
| Hackensack, NJ | 46,057 | 128 | 1.0x |
| Englewood, NJ | 29,638 | 136 | 1.0x |
| Mamaroneck, NY | 19,826 | 165 | 1.2x |
| Dumont, NJ | 18,279 | 134 | 1.0x |
| Port Washington, NY | 18,004 | 196 | 1.5x |
| New Milford, NJ | 16,995 | 140 | 1.0x |
| Tenafly, NJ | 15,319 | 204 | 1.5x |
| River Edge, NJ | 12,091 | 152 | 1.1x |
| Cresskill, NJ | 9,174 | 181 | 1.4x |
| Oradell, NJ | 8,235 | 170 | 1.3x |








