What is the cost of living in Clayton, NJ?
According to the most recent data on the cost of living, Clayton has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.
Compared to New Jersey, Clayton has a cost of living index that's 0.9x lower than New Jersey's index of 125.
The standard of living in Clayton ranks as #31 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Clayton ranks as the #231 most expensive place in the Garden State.
For more reading on life in Clayton, check out:
Clayton Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Clayton. Here is how it fares on each of the criteria:
The Services index in Clayton is 108.
The Groceries index in Clayton is 110.
The Health index in Clayton is 111.
The Housing index in Clayton is 111.
The Transportation index in Clayton is 112.
The Utilities index in Clayton is 115.
| Living Expense | Clayton | New Jersey | National Average |
|---|---|---|---|
| Overall | 110 | 125 | 100 |
| Services | 108 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 111 | 155 | 100 |
| Housing | 111 | 116 | 100 |
| Transportation | 112 | 112 | 100 |
| Utilities | 115 | 113 | 100 |
Clayton Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Clayton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Clayton, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Clayton is $325,497.
The Median Rent in Clayton is $1,246.
The Median Income in Clayton is $90,274.
The Home Value To Income in Clayton is 3.6x.
The Rent To Monthly Income in Clayton is 0.17x.
| Statistic | Clayton | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $325,497 | $569,411 | $332,700 |
| Median Rent | $1,246 | $1,720 | $1,413 |
| Median Income | $90,274 | $103,556 | $80,734 |
| Home Value To Income | 3.6x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.2x | 0.21x |
Clayton, NJ Costs By Category
Detailed Clayton Services costs vs. New Jersey
| Item | Clayton | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Clayton Groceries costs vs. New Jersey
| Item | Clayton | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Clayton Health costs vs. New Jersey
| Item | Clayton | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Clayton Transportation costs vs. New Jersey
| Item | Clayton | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Clayton Utilities costs vs. New Jersey
| Item | Clayton | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Clayton SnackAbility
Cost Of Living In Cities Around Clayton
The cost of living varies in the cities and towns around Clayton. Here's a quick look at the cost of living in the most populous nearby places:
Glassboro, NJ has a cost of living index of 115, 1.0x Clayton.
Springdale, NJ has a cost of living index of 125, 1.1x Clayton.
Williamstown, NJ has a cost of living index of 112, 1.0x Clayton.
| City | Population | Cost Of Living | Vs. Clayton |
|---|---|---|---|
| Glassboro, NJ | 23,717 | 115 | 1.0x |
| Springdale, NJ | 15,173 | 125 | 1.1x |
| Williamstown, NJ | 14,705 | 112 | 1.0x |
| Cherry Hill Mall, NJ | 14,541 | 122 | 1.1x |
| Greentree, NJ | 11,537 | 135 | 1.2x |
| Marlton, NJ | 10,922 | 118 | 1.1x |
| Ashland, NJ | 9,320 | 122 | 1.1x |
| Pitman, NJ | 8,856 | 113 | 1.0x |
| Haddon Heights, NJ | 7,516 | 121 | 1.1x |
| Ridley Park, PA | 7,261 | 104 | 0.9x |
