Clayton, NJ Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Clayton, NJ Summary

Cost of living in Clayton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Clayton is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Clayton is 107, with 100 being the average.

  • The cost of living index in Clayton is 1.1x higher than the national average.

  • Clayton ranks as the #36 cheapest in New Jersey out of 260.

  • Clayton ranks as the #3,374 cheapest out of 6,489 in the US.

  • The median home value in Clayton is $321,387.

  • The median income in Clayton is $89,375.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
107
Clayton's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Clayton, NJ?

According to the most recent data on the cost of living, Clayton has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.

Compared to New Jersey, Clayton has a cost of living index that's 0.9x lower than New Jersey's index of 122.

The standard of living in Clayton ranks as #36 most affordable out of the 260 places we measured in New Jersey. By definition, that implies Clayton ranks as the #224 most expensive place in the Garden State.

For more reading on life in Clayton, check out:

36 out of 260
In New Jersey
3,374 out of 6,489
In America

Clayton Cost Of Living Vs. New Jersey

Six factors go into calculating the cost of living index in Clayton. Here is how it fairs on each of the criteria:

  • The Services index in Clayton is 103.

  • The Groceries index in Clayton is 103.

  • The Health index in Clayton is 93.

  • The Housing index in Clayton is 110.

  • The Transportation index in Clayton is 108.

  • The Utilities index in Clayton is 109.

Living Expense Clayton New Jersey National Average
Overall 107 122 100
Services 103 108 100
Groceries 103 104 100
Health 93 99 100
Housing 110 159 100
Transportation 108 101 100
Utilities 109 107 100
For more reading on cost of living around New Jersey, check out:
Clayton Cost of Living Vs. NJ

Clayton, NJ Housing Cost Breakdown

Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Clayton is $321,387.

  • The Median Rent in Clayton is $1,204.

  • The Median Income in Clayton is $89,375.

  • The Home Value To Income in Clayton is 3.6x.

  • The Rent To Monthly Income in Clayton is 0.16x.

Statistic Clayton New Jersey United States
Median Home Value $321,387 $564,432 $303,400
Median Rent $1,204 $1,653 $1,348
Median Income $89,375 $101,050 $78,538
Home Value To Income 3.6x 5.6x 3.9x
Rent To Monthly Income 0.16x 0.2x 0.21x
$321,387
Median Home Value
$1,204
Median Rent
$89,375
Median Income

Clayton, NJ Costs By Category

Detailed Clayton Services Costs Vs. New Jersey

Item Clayton New Jersey
Shampoo $1.52 $1.28
Movie $13.75 $12.13
Bowling $19.47 $18
Haircut $23.54 $24.26
Beauty Salon $66.27 $45.56

Detailed Clayton Groceries Costs Vs. New Jersey

Item Clayton New Jersey
Ground Beef $5.76 $5.84
Fried Chicken $1.46 $1.57
Milk $4.67 $4.67
Potatoes $5.37 $4.93
Pizza $11.73 $12.09
Beer $11.99 $10.41
Toothpaste $3.65 $3.7

Detailed Clayton Health Costs Vs. New Jersey

Item Clayton New Jersey
Optometrist $123.5 $125.68
Doctor $132.56 $135.78
Dentist $103.31 $113.29

Detailed Clayton Transportation Costs Vs. New Jersey

Item Clayton New Jersey
Gasoline $3.53 $3.46
Tire Balancing $70.89 $59.92

Detailed Clayton Utilities Costs Vs. New Jersey

Item Clayton New Jersey
All Electricity $222.45 $193.99
Phone $198.27 $192.25

Clayton SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
9
Diversity
8.5
Safety
8
Amenities
8
Education
8
Commute
3

Cost Of Living In Cities Around Clayton

The cost of living varies in the cities and towns around Clayton. Here's a quick look at the cost of living in the most populous nearby places:

  • Glassboro, NJ has a cost of living index of 111, 1.0x Clayton.

  • Springdale, NJ has a cost of living index of 123, 1.1x Clayton.

  • Williamstown, NJ has a cost of living index of 103, 1.0x Clayton.

City Population Cost Of Living Vs. Clayton
Glassboro, NJ 23,375 111 1.0x
Springdale, NJ 15,672 123 1.1x
Williamstown, NJ 14,855 103 1.0x
Cherry Hill Mall, NJ 14,827 114 1.1x
Greentree, NJ 11,024 130 1.2x
Marlton, NJ 10,473 112 1.0x
Ashland, NJ 9,437 116 1.1x
Pitman, NJ 8,834 109 1.0x
Haddon Heights, NJ 7,488 114 1.1x
Ridley Park, PA 7,245 108 1.0x

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