What is the cost of living in Colonia, NJ?
According to the most recent data on the cost of living, Colonia has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.
Compared to New Jersey, Colonia has a cost of living index that's 1.1x higher than New Jersey's index of 125.
The standard of living in Colonia ranks as #152 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Colonia ranks as the #110 most expensive place in the Garden State.
For more reading on life in Colonia, check out:
Colonia Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Colonia. Here is how it fares on each of the criteria:
The Services index in Colonia is 107.
The Groceries index in Colonia is 110.
The Health index in Colonia is 196.
The Housing index in Colonia is 110.
The Transportation index in Colonia is 112.
The Utilities index in Colonia is 109.
| Living Expense | Colonia | New Jersey | National Average |
|---|---|---|---|
| Overall | 136 | 125 | 100 |
| Services | 107 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 196 | 155 | 100 |
| Housing | 110 | 116 | 100 |
| Transportation | 112 | 112 | 100 |
| Utilities | 109 | 113 | 100 |
Colonia Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Colonia Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Colonia, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Colonia is $635,209.
The Median Rent in Colonia is $2,047.
The Median Income in Colonia is $122,713.
The Home Value To Income in Colonia is 5.2x.
The Rent To Monthly Income in Colonia is 0.2x.
| Statistic | Colonia | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $635,209 | $569,411 | $332,700 |
| Median Rent | $2,047 | $1,720 | $1,413 |
| Median Income | $122,713 | $103,556 | $80,734 |
| Home Value To Income | 5.2x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Colonia, NJ Costs By Category
Detailed Colonia Services costs vs. New Jersey
| Item | Colonia | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Colonia Groceries costs vs. New Jersey
| Item | Colonia | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Colonia Health costs vs. New Jersey
| Item | Colonia | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Colonia Transportation costs vs. New Jersey
| Item | Colonia | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Colonia Utilities costs vs. New Jersey
| Item | Colonia | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Colonia SnackAbility
Cost Of Living In Cities Around Colonia
The cost of living varies in the cities and towns around Colonia. Here's a quick look at the cost of living in the most populous nearby places:
Westfield, NJ has a cost of living index of 182, 1.3x Colonia.
Rahway, NJ has a cost of living index of 118, 0.9x Colonia.
Woodbridge, NJ has a cost of living index of 126, 0.9x Colonia.
| City | Population | Cost Of Living | Vs. Colonia |
|---|---|---|---|
| Westfield, NJ | 31,111 | 182 | 1.3x |
| Rahway, NJ | 30,109 | 118 | 0.9x |
| Woodbridge, NJ | 20,756 | 126 | 0.9x |
| Iselin, NJ | 19,551 | 131 | 1.0x |
| Avenel, NJ | 17,121 | 121 | 0.9x |
| Metuchen, NJ | 15,144 | 149 | 1.1x |
| Middlesex, NJ | 14,645 | 128 | 0.9x |
| Bradley Gardens, NJ | 14,165 | 152 | 1.1x |
| Florham Park, NJ | 13,564 | 174 | 1.3x |
| Fords, NJ | 12,771 | 129 | 0.9x |
