What is the cost of living in Hopatcong, NJ?
According to the most recent data on the cost of living, Hopatcong has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Hopatcong has a cost of living index that's 1.0x lower than New Jersey's index of 125.
The standard of living in Hopatcong ranks as #87 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Hopatcong ranks as the #175 most expensive place in the Garden State.
For more reading on life in Hopatcong, check out:
Hopatcong Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Hopatcong. Here is how it fares on each of the criteria:
The Services index in Hopatcong is 111.
The Groceries index in Hopatcong is 111.
The Health index in Hopatcong is 140.
The Housing index in Hopatcong is 120.
The Transportation index in Hopatcong is 114.
The Utilities index in Hopatcong is 113.
| Living Expense | Hopatcong | New Jersey | National Average |
|---|---|---|---|
| Overall | 125 | 125 | 100 |
| Services | 111 | 107 | 100 |
| Groceries | 111 | 113 | 100 |
| Health | 140 | 155 | 100 |
| Housing | 120 | 116 | 100 |
| Transportation | 114 | 112 | 100 |
| Utilities | 113 | 113 | 100 |
Hopatcong Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Hopatcong Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hopatcong, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hopatcong is $447,232.
The Median Rent in Hopatcong is $1,777.
The Median Income in Hopatcong is $115,758.
The Home Value To Income in Hopatcong is 3.9x.
The Rent To Monthly Income in Hopatcong is 0.18x.
| Statistic | Hopatcong | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $447,232 | $569,411 | $332,700 |
| Median Rent | $1,777 | $1,720 | $1,413 |
| Median Income | $115,758 | $103,556 | $80,734 |
| Home Value To Income | 3.9x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.2x | 0.21x |
Hopatcong, NJ Costs By Category
Detailed Hopatcong Services costs vs. New Jersey
| Item | Hopatcong | New Jersey |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $14.15 | $12.13 |
| Bowling | $25.03 | $18 |
| Haircut | $29.17 | $24.26 |
| Beauty Salon | $40.36 | $45.56 |
Detailed Hopatcong Groceries costs vs. New Jersey
| Item | Hopatcong | New Jersey |
|---|---|---|
| Ground Beef | $5.64 | $5.84 |
| Fried Chicken | $1.55 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.66 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Hopatcong Health costs vs. New Jersey
| Item | Hopatcong | New Jersey |
|---|---|---|
| Optometrist | $105.11 | $125.68 |
| Doctor | $117.94 | $135.78 |
| Dentist | $121.22 | $113.29 |
Detailed Hopatcong Transportation costs vs. New Jersey
| Item | Hopatcong | New Jersey |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $77.33 | $59.92 |
Detailed Hopatcong Utilities costs vs. New Jersey
| Item | Hopatcong | New Jersey |
|---|---|---|
| All Electricity | $230.68 | $193.99 |
| Phone | $186.61 | $192.25 |
Hopatcong SnackAbility
Cost Of Living In Cities Around Hopatcong
The cost of living varies in the cities and towns around Hopatcong. Here's a quick look at the cost of living in the most populous nearby places:
Florham Park, NJ has a cost of living index of 174, 1.4x Hopatcong.
Lincoln Park, NJ has a cost of living index of 133, 1.1x Hopatcong.
Budd Lake, NJ has a cost of living index of 130, 1.0x Hopatcong.
| City | Population | Cost Of Living | Vs. Hopatcong |
|---|---|---|---|
| Florham Park, NJ | 13,564 | 174 | 1.4x |
| Lincoln Park, NJ | 10,957 | 133 | 1.1x |
| Budd Lake, NJ | 10,650 | 130 | 1.0x |
| Succasunna, NJ | 9,799 | 141 | 1.1x |
| Lake Mohawk, NJ | 9,508 | 140 | 1.1x |
| Boonton, NJ | 8,854 | 138 | 1.1x |
| White Meadow Lake, NJ | 8,842 | 139 | 1.1x |
| Butler, NJ | 8,133 | 133 | 1.1x |
| Bernardsville, NJ | 7,916 | 173 | 1.4x |
| Wharton, NJ | 7,318 | 131 | 1.0x |
