What is the cost of living in Lincroft, NJ?
According to the most recent data on the cost of living, Lincroft has an overall cost of living index of 151, which is 1.5x higher than the national index of 100.
Compared to New Jersey, Lincroft has a cost of living index that's 1.2x higher than New Jersey's index of 125.
The standard of living in Lincroft ranks as #202 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Lincroft ranks as the #60 most expensive place in the Garden State.
For more reading on life in Lincroft, check out:
Lincroft Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Lincroft. Here is how it fares on each of the criteria:
The Services index in Lincroft is 106.
The Groceries index in Lincroft is 110.
The Health index in Lincroft is 243.
The Housing index in Lincroft is 115.
The Transportation index in Lincroft is 109.
The Utilities index in Lincroft is 111.
| Living Expense | Lincroft | New Jersey | National Average |
|---|---|---|---|
| Overall | 151 | 125 | 100 |
| Services | 106 | 107 | 100 |
| Groceries | 110 | 113 | 100 |
| Health | 243 | 155 | 100 |
| Housing | 115 | 116 | 100 |
| Transportation | 109 | 112 | 100 |
| Utilities | 111 | 113 | 100 |
Lincroft Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Lincroft Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lincroft, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lincroft is $1,007,765.
The Median Rent in Lincroft is $685.
The Median Income in Lincroft is $189,000.
The Home Value To Income in Lincroft is 5.3x.
The Rent To Monthly Income in Lincroft is 0.04x.
| Statistic | Lincroft | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $1,007,765 | $569,411 | $332,700 |
| Median Rent | $685 | $1,720 | $1,413 |
| Median Income | $189,000 | $103,556 | $80,734 |
| Home Value To Income | 5.3x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.04x | 0.2x | 0.21x |
Lincroft, NJ Costs By Category
Detailed Lincroft Services costs vs. New Jersey
| Item | Lincroft | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Lincroft Groceries costs vs. New Jersey
| Item | Lincroft | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Lincroft Health costs vs. New Jersey
| Item | Lincroft | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Lincroft Transportation costs vs. New Jersey
| Item | Lincroft | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Lincroft Utilities costs vs. New Jersey
| Item | Lincroft | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Lincroft SnackAbility
Cost Of Living In Cities Around Lincroft
The cost of living varies in the cities and towns around Lincroft. Here's a quick look at the cost of living in the most populous nearby places:
Tinton Falls, NJ has a cost of living index of 139, 0.9x Lincroft.
Fairview, NJ has a cost of living index of 151, 1.0x Lincroft.
West Freehold, NJ has a cost of living index of 140, 0.9x Lincroft.
| City | Population | Cost Of Living | Vs. Lincroft |
|---|---|---|---|
| Tinton Falls, NJ | 19,361 | 139 | 0.9x |
| Fairview, NJ | 15,099 | 151 | 1.0x |
| West Freehold, NJ | 14,883 | 140 | 0.9x |
| Red Bank, NJ | 12,862 | 139 | 0.9x |
| Fords, NJ | 12,771 | 129 | 0.9x |
| Freehold, NJ | 12,507 | 130 | 0.9x |
| Twin Rivers, NJ | 8,382 | 121 | 0.8x |
| Yorketown, NJ | 7,261 | 142 | 0.9x |
| Strathmore, NJ | 6,708 | 137 | 0.9x |
| Ramtown, NJ | 6,203 | 142 | 0.9x |
