What is the cost of living in Morris Plains, NJ?
According to the most recent data on the cost of living, Morris Plains has an overall cost of living index of 164, which is 1.6x higher than the national index of 100.
Compared to New Jersey, Morris Plains has a cost of living index that's 1.3x higher than New Jersey's index of 125.
The standard of living in Morris Plains ranks as #224 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Morris Plains ranks as the #38 most expensive place in the Garden State.
For more reading on life in Morris Plains, check out:
Morris Plains Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Morris Plains. Here is how it fares on each of the criteria:
The Services index in Morris Plains is 111.
The Groceries index in Morris Plains is 113.
The Health index in Morris Plains is 281.
The Housing index in Morris Plains is 114.
The Transportation index in Morris Plains is 109.
The Utilities index in Morris Plains is 117.
| Living Expense | Morris Plains | New Jersey | National Average |
|---|---|---|---|
| Overall | 164 | 125 | 100 |
| Services | 111 | 107 | 100 |
| Groceries | 113 | 113 | 100 |
| Health | 281 | 155 | 100 |
| Housing | 114 | 116 | 100 |
| Transportation | 109 | 112 | 100 |
| Utilities | 117 | 113 | 100 |
Morris Plains Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Morris Plains Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Morris Plains, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Morris Plains is $727,185.
The Median Rent in Morris Plains is $2,835.
The Median Income in Morris Plains is $154,923.
The Home Value To Income in Morris Plains is 4.7x.
The Rent To Monthly Income in Morris Plains is 0.22x.
| Statistic | Morris Plains | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $727,185 | $569,411 | $332,700 |
| Median Rent | $2,835 | $1,720 | $1,413 |
| Median Income | $154,923 | $103,556 | $80,734 |
| Home Value To Income | 4.7x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.2x | 0.21x |
Morris Plains, NJ Costs By Category
Detailed Morris Plains Services costs vs. New Jersey
| Item | Morris Plains | New Jersey |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $14.15 | $12.13 |
| Bowling | $25.03 | $18 |
| Haircut | $29.17 | $24.26 |
| Beauty Salon | $40.36 | $45.56 |
Detailed Morris Plains Groceries costs vs. New Jersey
| Item | Morris Plains | New Jersey |
|---|---|---|
| Ground Beef | $5.64 | $5.84 |
| Fried Chicken | $1.55 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.66 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Morris Plains Health costs vs. New Jersey
| Item | Morris Plains | New Jersey |
|---|---|---|
| Optometrist | $105.11 | $125.68 |
| Doctor | $117.94 | $135.78 |
| Dentist | $121.22 | $113.29 |
Detailed Morris Plains Transportation costs vs. New Jersey
| Item | Morris Plains | New Jersey |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $77.33 | $59.92 |
Detailed Morris Plains Utilities costs vs. New Jersey
| Item | Morris Plains | New Jersey |
|---|---|---|
| All Electricity | $230.68 | $193.99 |
| Phone | $186.61 | $192.25 |
Morris Plains SnackAbility
Cost Of Living In Cities Around Morris Plains
The cost of living varies in the cities and towns around Morris Plains. Here's a quick look at the cost of living in the most populous nearby places:
Morristown, TN has a cost of living index of 91, 0.6x Morris Plains.
Westfield, NJ has a cost of living index of 182, 1.1x Morris Plains.
Dover, NJ has a cost of living index of 121, 0.7x Morris Plains.
| City | Population | Cost Of Living | Vs. Morris Plains |
|---|---|---|---|
| Morristown, TN | 31,527 | 91 | 0.6x |
| Westfield, NJ | 31,111 | 182 | 1.1x |
| Dover, NJ | 18,563 | 121 | 0.7x |
| Madison, NJ | 16,447 | 178 | 1.1x |
| Florham Park, NJ | 13,564 | 174 | 1.1x |
| Oakland, NJ | 12,768 | 149 | 0.9x |
| Glen Rock, NJ | 12,154 | 174 | 1.1x |
| Martinsville, NJ | 11,559 | 166 | 1.0x |
| Lincoln Park, NJ | 10,957 | 133 | 0.8x |
| Succasunna, NJ | 9,799 | 141 | 0.9x |








