What is the cost of living in Oceanport, NJ?
According to the most recent data on the cost of living, Oceanport has an overall cost of living index of 168, which is 1.7x higher than the national index of 100.
Compared to New Jersey, Oceanport has a cost of living index that's 1.3x higher than New Jersey's index of 125.
The standard of living in Oceanport ranks as #228 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Oceanport ranks as the #34 most expensive place in the Garden State.
For more reading on life in Oceanport, check out:
Oceanport Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Oceanport. Here is how it fares on each of the criteria:
The Services index in Oceanport is 103.
The Groceries index in Oceanport is 113.
The Health index in Oceanport is 295.
The Housing index in Oceanport is 112.
The Transportation index in Oceanport is 110.
The Utilities index in Oceanport is 114.
| Living Expense | Oceanport | New Jersey | National Average |
|---|---|---|---|
| Overall | 168 | 125 | 100 |
| Services | 103 | 107 | 100 |
| Groceries | 113 | 113 | 100 |
| Health | 295 | 155 | 100 |
| Housing | 112 | 116 | 100 |
| Transportation | 110 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Oceanport Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Oceanport Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oceanport, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oceanport is $910,435.
The Median Rent in Oceanport is $1,608.
The Median Income in Oceanport is $126,094.
The Home Value To Income in Oceanport is 7.2x.
The Rent To Monthly Income in Oceanport is 0.15x.
| Statistic | Oceanport | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $910,435 | $569,411 | $332,700 |
| Median Rent | $1,608 | $1,720 | $1,413 |
| Median Income | $126,094 | $103,556 | $80,734 |
| Home Value To Income | 7.2x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Oceanport, NJ Costs By Category
Detailed Oceanport Services costs vs. New Jersey
| Item | Oceanport | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Oceanport Groceries costs vs. New Jersey
| Item | Oceanport | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Oceanport Health costs vs. New Jersey
| Item | Oceanport | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Oceanport Transportation costs vs. New Jersey
| Item | Oceanport | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Oceanport Utilities costs vs. New Jersey
| Item | Oceanport | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Oceanport SnackAbility
Cost Of Living In Cities Around Oceanport
The cost of living varies in the cities and towns around Oceanport. Here's a quick look at the cost of living in the most populous nearby places:
Long Branch, NJ has a cost of living index of 135, 0.8x Oceanport.
Old Bridge, NJ has a cost of living index of 129, 0.8x Oceanport.
Tinton Falls, NJ has a cost of living index of 139, 0.8x Oceanport.
| City | Population | Cost Of Living | Vs. Oceanport |
|---|---|---|---|
| Long Branch, NJ | 32,530 | 135 | 0.8x |
| Old Bridge, NJ | 28,236 | 129 | 0.8x |
| Tinton Falls, NJ | 19,361 | 139 | 0.8x |
| West Freehold, NJ | 14,883 | 140 | 0.8x |
| Red Bank, NJ | 12,862 | 139 | 0.8x |
| Freehold, NJ | 12,507 | 130 | 0.8x |
| West Long Branch, NJ | 8,586 | 144 | 0.9x |
| Yorketown, NJ | 7,261 | 142 | 0.8x |
| Rumson, NJ | 7,241 | 238 | 1.4x |
| Lincroft, NJ | 6,939 | 151 | 0.9x |
