What is the cost of living in Point Pleasant, NJ?
According to the most recent data on the cost of living, Point Pleasant has an overall cost of living index of 139, which is 1.4x higher than the national index of 100.
Compared to New Jersey, Point Pleasant has a cost of living index that's 1.1x higher than New Jersey's index of 125.
The standard of living in Point Pleasant ranks as #167 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Point Pleasant ranks as the #95 most expensive place in the Garden State.
For more reading on life in Point Pleasant, check out:
Point Pleasant Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Point Pleasant. Here is how it fares on each of the criteria:
The Services index in Point Pleasant is 106.
The Groceries index in Point Pleasant is 115.
The Health index in Point Pleasant is 205.
The Housing index in Point Pleasant is 115.
The Transportation index in Point Pleasant is 113.
The Utilities index in Point Pleasant is 113.
| Living Expense | Point Pleasant | New Jersey | National Average |
|---|---|---|---|
| Overall | 139 | 125 | 100 |
| Services | 106 | 107 | 100 |
| Groceries | 115 | 113 | 100 |
| Health | 205 | 155 | 100 |
| Housing | 115 | 116 | 100 |
| Transportation | 113 | 112 | 100 |
| Utilities | 113 | 113 | 100 |
Point Pleasant Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Point Pleasant Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Point Pleasant, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Point Pleasant is $733,629.
The Median Rent in Point Pleasant is $1,930.
The Median Income in Point Pleasant is $115,625.
The Home Value To Income in Point Pleasant is 6.3x.
The Rent To Monthly Income in Point Pleasant is 0.2x.
| Statistic | Point Pleasant | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $733,629 | $569,411 | $332,700 |
| Median Rent | $1,930 | $1,720 | $1,413 |
| Median Income | $115,625 | $103,556 | $80,734 |
| Home Value To Income | 6.3x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Point Pleasant, NJ Costs By Category
Detailed Point Pleasant Services costs vs. New Jersey
| Item | Point Pleasant | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Point Pleasant Groceries costs vs. New Jersey
| Item | Point Pleasant | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Point Pleasant Health costs vs. New Jersey
| Item | Point Pleasant | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Point Pleasant Transportation costs vs. New Jersey
| Item | Point Pleasant | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Point Pleasant Utilities costs vs. New Jersey
| Item | Point Pleasant | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Point Pleasant SnackAbility
Cost Of Living In Cities Around Point Pleasant
The cost of living varies in the cities and towns around Point Pleasant. Here's a quick look at the cost of living in the most populous nearby places:
Lakewood, NJ has a cost of living index of 151, 1.1x Point Pleasant.
Tinton Falls, NJ has a cost of living index of 139, 1.0x Point Pleasant.
West Freehold, NJ has a cost of living index of 140, 1.0x Point Pleasant.
| City | Population | Cost Of Living | Vs. Point Pleasant |
|---|---|---|---|
| Lakewood, NJ | 69,585 | 151 | 1.1x |
| Tinton Falls, NJ | 19,361 | 139 | 1.0x |
| West Freehold, NJ | 14,883 | 140 | 1.0x |
| Freehold, NJ | 12,507 | 130 | 0.9x |
| Pine Lake Park, NJ | 9,795 | 123 | 0.9x |
| Lincroft, NJ | 6,939 | 151 | 1.1x |
| Ramtown, NJ | 6,203 | 142 | 1.0x |
| Fair Haven, NJ | 6,170 | 201 | 1.4x |
| Little Silver, NJ | 6,105 | 195 | 1.4x |
| Manasquan, NJ | 5,922 | 173 | 1.2x |
