What is the cost of living in Ridgefield, NJ?
According to the most recent data on the cost of living, Ridgefield has an overall cost of living index of 149, which is 1.5x higher than the national index of 100.
Compared to New Jersey, Ridgefield has a cost of living index that's 1.2x higher than New Jersey's index of 125.
The standard of living in Ridgefield ranks as #195 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Ridgefield ranks as the #67 most expensive place in the Garden State.
For more reading on life in Ridgefield, check out:
Ridgefield Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Ridgefield. Here is how it fares on each of the criteria:
The Services index in Ridgefield is 105.
The Groceries index in Ridgefield is 112.
The Health index in Ridgefield is 239.
The Housing index in Ridgefield is 112.
The Transportation index in Ridgefield is 109.
The Utilities index in Ridgefield is 107.
| Living Expense | Ridgefield | New Jersey | National Average |
|---|---|---|---|
| Overall | 149 | 125 | 100 |
| Services | 105 | 107 | 100 |
| Groceries | 112 | 113 | 100 |
| Health | 239 | 155 | 100 |
| Housing | 112 | 116 | 100 |
| Transportation | 109 | 112 | 100 |
| Utilities | 107 | 113 | 100 |
Ridgefield Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Ridgefield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ridgefield, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ridgefield is $778,379.
The Median Rent in Ridgefield is $2,095.
The Median Income in Ridgefield is $118,059.
The Home Value To Income in Ridgefield is 6.6x.
The Rent To Monthly Income in Ridgefield is 0.21x.
| Statistic | Ridgefield | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $778,379 | $569,411 | $332,700 |
| Median Rent | $2,095 | $1,720 | $1,413 |
| Median Income | $118,059 | $103,556 | $80,734 |
| Home Value To Income | 6.6x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Ridgefield, NJ Costs By Category
Detailed Ridgefield Services costs vs. New Jersey
| Item | Ridgefield | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Ridgefield Groceries costs vs. New Jersey
| Item | Ridgefield | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Ridgefield Health costs vs. New Jersey
| Item | Ridgefield | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Ridgefield Transportation costs vs. New Jersey
| Item | Ridgefield | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Ridgefield Utilities costs vs. New Jersey
| Item | Ridgefield | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Ridgefield SnackAbility
Cost Of Living In Cities Around Ridgefield
The cost of living varies in the cities and towns around Ridgefield. Here's a quick look at the cost of living in the most populous nearby places:
Cliffside Park, NJ has a cost of living index of 145, 1.0x Ridgefield.
Palisades Park, NJ has a cost of living index of 160, 1.1x Ridgefield.
Port Washington, NY has a cost of living index of 196, 1.3x Ridgefield.
| City | Population | Cost Of Living | Vs. Ridgefield |
|---|---|---|---|
| Cliffside Park, NJ | 25,781 | 145 | 1.0x |
| Palisades Park, NJ | 20,290 | 160 | 1.1x |
| Port Washington, NY | 18,004 | 196 | 1.3x |
| North Valley Stream, NY | 17,825 | 146 | 1.0x |
| Fairview, NJ | 15,099 | 151 | 1.0x |
| Edgewater, NJ | 14,759 | 174 | 1.2x |
| North New Hyde Park, NY | 14,159 | 169 | 1.1x |
| Ridgefield Park, NJ | 13,235 | 131 | 0.9x |
| Guttenberg, NJ | 11,754 | 129 | 0.9x |
| Little Ferry, NJ | 10,996 | 132 | 0.9x |
