What is the cost of living in Stratford, NJ?
According to the most recent data on the cost of living, Stratford has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to New Jersey, Stratford has a cost of living index that's 0.9x lower than New Jersey's index of 125.
The standard of living in Stratford ranks as #29 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Stratford ranks as the #233 most expensive place in the Garden State.
For more reading on life in Stratford, check out:
Stratford Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Stratford. Here is how it fares on each of the criteria:
The Services index in Stratford is 106.
The Groceries index in Stratford is 112.
The Health index in Stratford is 101.
The Housing index in Stratford is 112.
The Transportation index in Stratford is 111.
The Utilities index in Stratford is 114.
| Living Expense | Stratford | New Jersey | National Average |
|---|---|---|---|
| Overall | 109 | 125 | 100 |
| Services | 106 | 107 | 100 |
| Groceries | 112 | 113 | 100 |
| Health | 101 | 155 | 100 |
| Housing | 112 | 116 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Stratford Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Stratford Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Stratford, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Stratford is $339,991.
The Median Rent in Stratford is $1,190.
The Median Income in Stratford is $98,427.
The Home Value To Income in Stratford is 3.5x.
The Rent To Monthly Income in Stratford is 0.15x.
| Statistic | Stratford | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $339,991 | $569,411 | $332,700 |
| Median Rent | $1,190 | $1,720 | $1,413 |
| Median Income | $98,427 | $103,556 | $80,734 |
| Home Value To Income | 3.5x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Stratford, NJ Costs By Category
Detailed Stratford Services costs vs. New Jersey
| Item | Stratford | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Stratford Groceries costs vs. New Jersey
| Item | Stratford | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Stratford Health costs vs. New Jersey
| Item | Stratford | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Stratford Transportation costs vs. New Jersey
| Item | Stratford | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Stratford Utilities costs vs. New Jersey
| Item | Stratford | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Stratford SnackAbility
Cost Of Living In Cities Around Stratford
The cost of living varies in the cities and towns around Stratford. Here's a quick look at the cost of living in the most populous nearby places:
Lindenwold, NJ has a cost of living index of 104, 1.0x Stratford.
Springdale, NJ has a cost of living index of 125, 1.1x Stratford.
Ardmore, PA has a cost of living index of 127, 1.2x Stratford.
| City | Population | Cost Of Living | Vs. Stratford |
|---|---|---|---|
| Lindenwold, NJ | 21,719 | 104 | 1.0x |
| Springdale, NJ | 15,173 | 125 | 1.1x |
| Ardmore, PA | 13,909 | 127 | 1.2x |
| Echelon, NJ | 13,284 | 120 | 1.1x |
| Greentree, NJ | 11,537 | 135 | 1.2x |
| Marlton, NJ | 10,922 | 118 | 1.1x |
| Ashland, NJ | 9,320 | 122 | 1.1x |
| Folsom, PA | 8,671 | 107 | 1.0x |
| Haddon Heights, NJ | 7,516 | 121 | 1.1x |
| Ramblewood, NJ | 6,611 | 126 | 1.2x |
