What is the cost of living in Chestnut Ridge, NY?
According to the most recent data on the cost of living, Chestnut Ridge has an overall cost of living index of 153, which is 1.5x higher than the national index of 100.
Compared to New York, Chestnut Ridge has a cost of living index that's 1.3x higher than New York's index of 121.
The standard of living in Chestnut Ridge ranks as #244 most affordable out of the 336 places we measured in New York. By definition, that implies Chestnut Ridge ranks as the #92 most expensive place in the Empire State.
For more reading on life in Chestnut Ridge, check out:
Chestnut Ridge Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Chestnut Ridge. Here is how it fares on each of the criteria:
The Services index in Chestnut Ridge is 109.
The Groceries index in Chestnut Ridge is 112.
The Health index in Chestnut Ridge is 257.
The Housing index in Chestnut Ridge is 111.
The Transportation index in Chestnut Ridge is 114.
The Utilities index in Chestnut Ridge is 106.
| Living Expense | Chestnut Ridge | New York | National Average |
|---|---|---|---|
| Overall | 153 | 121 | 100 |
| Services | 109 | 105 | 100 |
| Groceries | 112 | 108 | 100 |
| Health | 257 | 143 | 100 |
| Housing | 111 | 112 | 100 |
| Transportation | 114 | 114 | 100 |
| Utilities | 106 | 111 | 100 |
Chestnut Ridge Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Chestnut Ridge Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Chestnut Ridge, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chestnut Ridge is $862,818.
The Median Rent in Chestnut Ridge is $1,710.
The Median Income in Chestnut Ridge is $111,725.
The Home Value To Income in Chestnut Ridge is 7.7x.
The Rent To Monthly Income in Chestnut Ridge is 0.18x.
| Statistic | Chestnut Ridge | New York | United States |
|---|---|---|---|
| Median Home Value | $862,818 | $507,794 | $332,700 |
| Median Rent | $1,710 | $1,621 | $1,413 |
| Median Income | $111,725 | $85,974 | $80,734 |
| Home Value To Income | 7.7x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.23x | 0.21x |
Chestnut Ridge, NY Costs By Category
Detailed Chestnut Ridge Services costs vs. New York
| Item | Chestnut Ridge | New York |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $15.78 | $12.13 |
| Bowling | $21.0 | $18 |
| Haircut | $25.62 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Chestnut Ridge Groceries costs vs. New York
| Item | Chestnut Ridge | New York |
|---|---|---|
| Ground Beef | $5.65 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.33 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Chestnut Ridge Health costs vs. New York
| Item | Chestnut Ridge | New York |
|---|---|---|
| Optometrist | $157.11 | $125.68 |
| Doctor | $115.59 | $135.78 |
| Dentist | $124.27 | $113.29 |
Detailed Chestnut Ridge Transportation costs vs. New York
| Item | Chestnut Ridge | New York |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $82.67 | $59.92 |
Detailed Chestnut Ridge Utilities costs vs. New York
| Item | Chestnut Ridge | New York |
|---|---|---|
| All Electricity | $236.04 | $193.99 |
| Phone | $186.61 | $192.25 |
Chestnut Ridge SnackAbility
Cost Of Living In Cities Around Chestnut Ridge
The cost of living varies in the cities and towns around Chestnut Ridge. Here's a quick look at the cost of living in the most populous nearby places:
Spring Valley, NY has a cost of living index of 127, 0.8x Chestnut Ridge.
Monsey, NY has a cost of living index of 167, 1.1x Chestnut Ridge.
Eastchester, NY has a cost of living index of 168, 1.1x Chestnut Ridge.
| City | Population | Cost Of Living | Vs. Chestnut Ridge |
|---|---|---|---|
| Spring Valley, NY | 33,192 | 127 | 0.8x |
| Monsey, NY | 28,160 | 167 | 1.1x |
| Eastchester, NY | 20,491 | 168 | 1.1x |
| Mamaroneck, NY | 19,826 | 165 | 1.1x |
| Nanuet, NY | 19,799 | 143 | 0.9x |
| Pearl River, NY | 16,155 | 146 | 1.0x |
| Airmont, NY | 10,205 | 158 | 1.0x |
| Park Ridge, NJ | 9,406 | 163 | 1.1x |
| Hillcrest, NY | 9,071 | 141 | 0.9x |
| Montvale, NJ | 8,901 | 164 | 1.1x |








