Hamburg, NY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Hamburg, NY Summary

Cost of living in Hamburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Hamburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Hamburg is 94, with 100 being the average.

  • The cost of living index in Hamburg is 0.9x lower than the national average.

  • Hamburg ranks as the #56 cheapest in New York out of 341.

  • Hamburg ranks as the #1,806 cheapest out of 6,489 in the US.

  • The median home value in Hamburg is $300,461.

  • The median income in Hamburg is $109,028.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
Hamburg's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Hamburg, NY?

According to the most recent data on the cost of living, Hamburg has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to New York, Hamburg has a cost of living index that's 0.8x lower than New York's index of 119.

The standard of living in Hamburg ranks as #56 most affordable out of the 341 places we measured in New York. By definition, that implies Hamburg ranks as the #285 most expensive place in the Empire State.

For more reading on life in Hamburg, check out:

56 out of 341
In New York
1,806 out of 6,489
In America

Hamburg Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Hamburg. Here is how it fairs on each of the criteria:

  • The Services index in Hamburg is 94.

  • The Groceries index in Hamburg is 99.

  • The Health index in Hamburg is 103.

  • The Housing index in Hamburg is 98.

  • The Transportation index in Hamburg is 94.

  • The Utilities index in Hamburg is 96.

Living Expense Hamburg New York National Average
Overall 94 119 100
Services 94 110 100
Groceries 99 103 100
Health 103 101 100
Housing 98 145 100
Transportation 94 105 100
Utilities 96 99 100
For more reading on cost of living around New York, check out:
Hamburg Cost of Living Vs. NY

Hamburg, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Hamburg is $300,461.

  • The Median Rent in Hamburg is $1,019.

  • The Median Income in Hamburg is $109,028.

  • The Home Value To Income in Hamburg is 2.8x.

  • The Rent To Monthly Income in Hamburg is 0.11x.

Statistic Hamburg New York United States
Median Home Value $300,461 $508,764 $303,400
Median Rent $1,019 $1,576 $1,348
Median Income $109,028 $84,578 $78,538
Home Value To Income 2.8x 6.0x 3.9x
Rent To Monthly Income 0.11x 0.22x 0.21x
$300,461
Median Home Value
$1,019
Median Rent
$109,028
Median Income

Hamburg, NY Costs By Category

Detailed Hamburg Services Costs Vs. New York

Item Hamburg New York
Shampoo $1.3 $1.28
Movie $12.76 $12.13
Bowling $14.6 $18
Haircut $21.65 $24.26
Beauty Salon $53.07 $45.56

Detailed Hamburg Groceries Costs Vs. New York

Item Hamburg New York
Ground Beef $6.16 $5.84
Fried Chicken $1.39 $1.57
Milk $4.67 $4.67
Potatoes $5.26 $4.93
Pizza $10.99 $12.09
Beer $10.47 $10.41
Toothpaste $3.61 $3.7

Detailed Hamburg Health Costs Vs. New York

Item Hamburg New York
Optometrist $75.93 $125.68
Doctor $103.92 $135.78
Dentist $149.67 $113.29

Detailed Hamburg Transportation Costs Vs. New York

Item Hamburg New York
Gasoline $3.46 $3.46
Tire Balancing $48.79 $59.92

Detailed Hamburg Utilities Costs Vs. New York

Item Hamburg New York
All Electricity $173.44 $193.99
Phone $195.54 $192.25

Hamburg SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
8
Affordability
9
Diversity
3
Safety
8
Amenities
9
Education
9.5
Commute
8

Cost Of Living In Cities Around Hamburg

The cost of living varies in the cities and towns around Hamburg. Here's a quick look at the cost of living in the most populous nearby places:

  • West Seneca, NY has a cost of living index of 94, 1.0x Hamburg.

  • Lackawanna, NY has a cost of living index of 86, 0.9x Hamburg.

  • Eggertsville, NY has a cost of living index of 94, 1.0x Hamburg.

City Population Cost Of Living Vs. Hamburg
West Seneca, NY 45,329 94 1.0x
Lackawanna, NY 19,779 86 0.9x
Eggertsville, NY 15,416 94 1.0x
Kenmore, NY 15,097 89 0.9x
Depew, NY 15,065 88 0.9x
Lancaster, NY 10,127 89 0.9x
East Aurora, NY 5,997 101 1.1x
Harris Hill, NY 5,853 108 1.1x
Williamsville, NY 5,430 98 1.0x

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