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Hamburg, NY Cost Of Living

The latest cost of living statistics for Hamburg. Includes statistics on rent, mortgages, healthcare, and other costs for Hamburg compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Hamburg, New York

Cost of living in Hamburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Hamburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

104 Cost of living index 1.0x higher vs US
#77 Cheapest in New York (of 336)
#2,973 Cheapest in the U.S. (of 6,489)
$297,870 Median home value
$1,097 Median rent
$112,292 Median income
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What is the cost of living in Hamburg, NY?

According to the most recent data on the cost of living, Hamburg has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.

Compared to New York, Hamburg has a cost of living index that's 0.9x lower than New York's index of 121.

The standard of living in Hamburg ranks as #77 most affordable out of the 336 places we measured in New York. By definition, that implies Hamburg ranks as the #259 most expensive place in the Empire State.

For more reading on life in Hamburg, check out:

Hamburg Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Hamburg. Here is how it fares on each of the criteria:

  • The Services index in Hamburg is 106.

  • The Groceries index in Hamburg is 109.

  • The Health index in Hamburg is 96.

  • The Housing index in Hamburg is 116.

  • The Transportation index in Hamburg is 115.

  • The Utilities index in Hamburg is 109.

Living Expense Hamburg New York National Average
Overall 104 121 100
Services 106 105 100
Groceries 109 108 100
Health 96 143 100
Housing 116 112 100
Transportation 115 114 100
Utilities 109 111 100

Hamburg Cost Of Living Compared To New York Averages

Services
Hamburg 106
New York avg 105
Groceries
Hamburg 109
New York avg 108
Health
Hamburg 96
New York avg 143
Housing
Hamburg 116
New York avg 112
Transportation
Hamburg 115
New York avg 114
Utilities
Hamburg 109
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Hamburg, NY Housing Cost Breakdown

$297,870Median Home Value
$1,097Median Rent
$112,292Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Hamburg is $297,870.

  • The Median Rent in Hamburg is $1,097.

  • The Median Income in Hamburg is $112,292.

  • The Home Value To Income in Hamburg is 2.7x.

  • The Rent To Monthly Income in Hamburg is 0.12x.

Statistic Hamburg New York United States
Median Home Value $297,870 $507,794 $332,700
Median Rent $1,097 $1,621 $1,413
Median Income $112,292 $85,974 $80,734
Home Value To Income 2.7x 5.9x 4.1x
Rent To Monthly Income 0.12x 0.23x 0.21x

Hamburg, NY Costs By Category

Detailed Hamburg Services costs vs. New York
Item Hamburg New York
Shampoo $1.3 $1.28
Movie $12.76 $12.13
Bowling $14.6 $18
Haircut $21.65 $24.26
Beauty Salon $53.07 $45.56
Detailed Hamburg Groceries costs vs. New York
Item Hamburg New York
Ground Beef $6.16 $5.84
Fried Chicken $1.39 $1.57
Milk $4.67 $4.67
Potatoes $5.26 $4.93
Pizza $10.99 $12.09
Beer $10.47 $10.41
Toothpaste $3.61 $3.7
Detailed Hamburg Health costs vs. New York
Item Hamburg New York
Optometrist $75.93 $125.68
Doctor $103.92 $135.78
Dentist $149.67 $113.29
Detailed Hamburg Transportation costs vs. New York
Item Hamburg New York
Gasoline $3.46 $3.46
Tire Balancing $48.79 $59.92
Detailed Hamburg Utilities costs vs. New York
Item Hamburg New York
All Electricity $173.44 $193.99
Phone $195.54 $192.25

Hamburg SnackAbility

6Overall SnackAbility
Jobs 9/10
Housing 8/10
Affordability 9/10
Diversity 3/10
Safety 8/10
Amenities 9/10
Education 9.5/10
Commute 8/10

Cost Of Living In Cities Around Hamburg

The cost of living varies in the cities and towns around Hamburg. Here's a quick look at the cost of living in the most populous nearby places:

  • West Seneca, NY has a cost of living index of 104, 1.0x Hamburg.

  • Lackawanna, NY has a cost of living index of 93, 0.9x Hamburg.

  • Kenmore, NY has a cost of living index of 105, 1.0x Hamburg.

City Population Cost Of Living Vs. Hamburg
West Seneca, NY 45,303 104 1.0x
Lackawanna, NY 19,753 93 0.9x
Kenmore, NY 15,044 105 1.0x
Depew, NY 15,000 102 1.0x
Eggertsville, NY 14,894 104 1.0x
Lancaster, NY 10,113 100 1.0x
Harris Hill, NY 6,069 121 1.2x
East Aurora, NY 5,993 114 1.1x
Williamsville, NY 5,469 113 1.1x
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