What is the cost of living in Oceanside, NY?
According to the most recent data on the cost of living, Oceanside has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.
Compared to New York, Oceanside has a cost of living index that's 1.3x higher than New York's index of 121.
The standard of living in Oceanside ranks as #238 most affordable out of the 336 places we measured in New York. By definition, that implies Oceanside ranks as the #98 most expensive place in the Empire State.
For more reading on life in Oceanside, check out:
Oceanside Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Oceanside. Here is how it fares on each of the criteria:
The Services index in Oceanside is 103.
The Groceries index in Oceanside is 111.
The Health index in Oceanside is 248.
The Housing index in Oceanside is 115.
The Transportation index in Oceanside is 112.
The Utilities index in Oceanside is 111.
| Living Expense | Oceanside | New York | National Average |
|---|---|---|---|
| Overall | 152 | 121 | 100 |
| Services | 103 | 105 | 100 |
| Groceries | 111 | 108 | 100 |
| Health | 248 | 143 | 100 |
| Housing | 115 | 112 | 100 |
| Transportation | 112 | 114 | 100 |
| Utilities | 111 | 111 | 100 |
Oceanside Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Oceanside Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oceanside, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oceanside is $773,964.
The Median Rent in Oceanside is $2,227.
The Median Income in Oceanside is $149,560.
The Home Value To Income in Oceanside is 5.2x.
The Rent To Monthly Income in Oceanside is 0.18x.
Oceanside, NY Costs By Category
Detailed Oceanside Services costs vs. New York
Detailed Oceanside Groceries costs vs. New York
Detailed Oceanside Health costs vs. New York
Detailed Oceanside Transportation costs vs. New York
Oceanside SnackAbility
Cost Of Living In Cities Around Oceanside
The cost of living varies in the cities and towns around Oceanside. Here's a quick look at the cost of living in the most populous nearby places:
Levittown, NY has a cost of living index of 142, 0.9x Oceanside.
Baldwin, NY has a cost of living index of 145, 1.0x Oceanside.
Plainview, NY has a cost of living index of 166, 1.1x Oceanside.
| City | Population | Cost Of Living | Vs. Oceanside |
|---|---|---|---|
| Levittown, NY | 51,904 | 142 | 0.9x |
| Baldwin, NY | 34,994 | 145 | 1.0x |
| Plainview, NY | 25,982 | 166 | 1.1x |
| Rockville Centre, NY | 25,765 | 172 | 1.1x |
| Merrick, NY | 21,744 | 163 | 1.1x |
| Massapequa, NY | 21,389 | 165 | 1.1x |
| Lynbrook, NY | 20,325 | 151 | 1.0x |
| Syosset, NY | 18,433 | 180 | 1.2x |
| Woodmere, NY | 18,061 | 186 | 1.2x |
| Massapequa Park, NY | 16,963 | 158 | 1.0x |
