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Oneida, NY Cost Of Living

The latest cost of living statistics for Oneida. Includes statistics on rent, mortgages, healthcare, and other costs for Oneida compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Oneida, New York

Cost of living in Oneida research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oneida is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

98 Cost of living index 1.0x lower vs US
#48 Cheapest in New York (of 336)
#2,232 Cheapest in the U.S. (of 6,489)
$209,145 Median home value
$903 Median rent
$61,597 Median income
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What is the cost of living in Oneida, NY?

According to the most recent data on the cost of living, Oneida has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.

Compared to New York, Oneida has a cost of living index that's 0.8x lower than New York's index of 121.

The standard of living in Oneida ranks as #48 most affordable out of the 336 places we measured in New York. By definition, that implies Oneida ranks as the #288 most expensive place in the Empire State.

For more reading on life in Oneida, check out:

Oneida Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Oneida. Here is how it fares on each of the criteria:

  • The Services index in Oneida is 104.

  • The Groceries index in Oneida is 107.

  • The Health index in Oneida is 69.

  • The Housing index in Oneida is 112.

  • The Transportation index in Oneida is 110.

  • The Utilities index in Oneida is 108.

Living Expense Oneida New York National Average
Overall 98 121 100
Services 104 105 100
Groceries 107 108 100
Health 69 143 100
Housing 112 112 100
Transportation 110 114 100
Utilities 108 111 100

Oneida Cost Of Living Compared To New York Averages

Services
Oneida 104
New York avg 105
Groceries
Oneida 107
New York avg 108
Health
Oneida 69
New York avg 143
Housing
Oneida 112
New York avg 112
Transportation
Oneida 110
New York avg 114
Utilities
Oneida 108
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Oneida, NY Housing Cost Breakdown

$209,145Median Home Value
$903Median Rent
$61,597Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Oneida is $209,145.

  • The Median Rent in Oneida is $903.

  • The Median Income in Oneida is $61,597.

  • The Home Value To Income in Oneida is 3.4x.

  • The Rent To Monthly Income in Oneida is 0.18x.

Statistic Oneida New York United States
Median Home Value $209,145 $507,794 $332,700
Median Rent $903 $1,621 $1,413
Median Income $61,597 $85,974 $80,734
Home Value To Income 3.4x 5.9x 4.1x
Rent To Monthly Income 0.18x 0.23x 0.21x

Oneida, NY Costs By Category

Detailed Oneida Services costs vs. New York
Item Oneida New York
Shampoo $1.17 $1.28
Movie $11.17 $12.13
Bowling $14.33 $18
Haircut $15.89 $24.26
Beauty Salon $39.0 $45.56
Detailed Oneida Groceries costs vs. New York
Item Oneida New York
Ground Beef $5.84 $5.84
Fried Chicken $1.51 $1.57
Milk $4.8 $4.67
Potatoes $5.11 $4.93
Pizza $12.75 $12.09
Beer $10.36 $10.41
Toothpaste $3.67 $3.7
Detailed Oneida Health costs vs. New York
Item Oneida New York
Optometrist $111.0 $125.68
Doctor $143.15 $135.78
Dentist $118.67 $113.29
Detailed Oneida Transportation costs vs. New York
Item Oneida New York
Gasoline $3.64 $3.46
Tire Balancing $70.72 $59.92
Detailed Oneida Utilities costs vs. New York
Item Oneida New York
All Electricity $215.23 $193.99
Phone $194.79 $192.25

Oneida SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 6/10
Affordability 8/10
Diversity 5/10
Safety 3/10
Amenities 7/10
Education 8/10
Commute 8/10

Cost Of Living In Cities Around Oneida

The cost of living varies in the cities and towns around Oneida. Here's a quick look at the cost of living in the most populous nearby places:

  • Cortland, NY has a cost of living index of 97, 1.0x Oneida.

  • Fairmount, NY has a cost of living index of 100, 1.0x Oneida.

  • Baldwinsville, NY has a cost of living index of 102, 1.0x Oneida.

City Population Cost Of Living Vs. Oneida
Cortland, NY 17,450 97 1.0x
Fairmount, NY 9,724 100 1.0x
Baldwinsville, NY 7,715 102 1.0x
Norwich, NY 6,782 96 1.0x
North Syracuse, NY 6,693 99 1.0x
Solvay, NY 6,544 98 1.0x
Mattydale, NY 5,971 94 1.0x
Westvale, NY 5,212 107 1.1x
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