What is the cost of living in Potsdam, NY?
According to the most recent data on the cost of living, Potsdam has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to New York, Potsdam has a cost of living index that's 0.8x lower than New York's index of 121.
The standard of living in Potsdam ranks as #14 most affordable out of the 336 places we measured in New York. By definition, that implies Potsdam ranks as the #322 most expensive place in the Empire State.
For more reading on life in Potsdam, check out:
Potsdam Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Potsdam. Here is how it fares on each of the criteria:
The Services index in Potsdam is 105.
The Groceries index in Potsdam is 106.
The Health index in Potsdam is 64.
The Housing index in Potsdam is 106.
The Transportation index in Potsdam is 106.
The Utilities index in Potsdam is 106.
| Living Expense | Potsdam | New York | National Average |
|---|---|---|---|
| Overall | 93 | 121 | 100 |
| Services | 105 | 105 | 100 |
| Groceries | 106 | 108 | 100 |
| Health | 64 | 143 | 100 |
| Housing | 106 | 112 | 100 |
| Transportation | 106 | 114 | 100 |
| Utilities | 106 | 111 | 100 |
Potsdam Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Potsdam Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Potsdam, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Potsdam is $177,295.
The Median Rent in Potsdam is $898.
The Median Income in Potsdam is $34,546.
The Home Value To Income in Potsdam is 5.1x.
The Rent To Monthly Income in Potsdam is 0.31x.
Potsdam, NY Costs By Category
Detailed Potsdam Services costs vs. New York
Detailed Potsdam Groceries costs vs. New York
Detailed Potsdam Health costs vs. New York
Detailed Potsdam Transportation costs vs. New York
Potsdam SnackAbility
Cost Of Living In Cities Around Potsdam
The cost of living varies in the cities and towns around Potsdam. Here's a quick look at the cost of living in the most populous nearby places:
Morristown, TN has a cost of living index of 91, 1.0x Potsdam.
Massena, NY has a cost of living index of 90, 1.0x Potsdam.
Ogdensburg, NY has a cost of living index of 92, 1.0x Potsdam.
| City | Population | Cost Of Living | Vs. Potsdam |
|---|---|---|---|
| Morristown, TN | 31,527 | 91 | 1.0x |
| Massena, NY | 10,238 | 90 | 1.0x |
| Ogdensburg, NY | 9,455 | 92 | 1.0x |
| Canton, NY | 7,167 | 97 | 1.0x |
| Malone, NY | 5,429 | 92 | 1.0x |
