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Smithtown, NY Cost Of Living

The latest cost of living statistics for Smithtown. Includes statistics on rent, mortgages, healthcare, and other costs for Smithtown compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Smithtown, New York

Cost of living in Smithtown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Smithtown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

152 Cost of living index 1.5x higher vs US
#238 Cheapest in New York (of 336)
#5,736 Cheapest in the U.S. (of 6,489)
$800,314 Median home value
$2,020 Median rent
$150,664 Median income
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What is the cost of living in Smithtown, NY?

According to the most recent data on the cost of living, Smithtown has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.

Compared to New York, Smithtown has a cost of living index that's 1.3x higher than New York's index of 121.

The standard of living in Smithtown ranks as #238 most affordable out of the 336 places we measured in New York. By definition, that implies Smithtown ranks as the #98 most expensive place in the Empire State.

For more reading on life in Smithtown, check out:

Smithtown Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Smithtown. Here is how it fares on each of the criteria:

  • The Services index in Smithtown is 107.

  • The Groceries index in Smithtown is 107.

  • The Health index in Smithtown is 264.

  • The Housing index in Smithtown is 111.

  • The Transportation index in Smithtown is 111.

  • The Utilities index in Smithtown is 109.

Living Expense Smithtown New York National Average
Overall 152 121 100
Services 107 105 100
Groceries 107 108 100
Health 264 143 100
Housing 111 112 100
Transportation 111 114 100
Utilities 109 111 100

Smithtown Cost Of Living Compared To New York Averages

Services
Smithtown 107
New York avg 105
Groceries
Smithtown 107
New York avg 108
Health
Smithtown 264
New York avg 143
Housing
Smithtown 111
New York avg 112
Transportation
Smithtown 111
New York avg 114
Utilities
Smithtown 109
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Smithtown, NY Housing Cost Breakdown

$800,314Median Home Value
$2,020Median Rent
$150,664Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Smithtown is $800,314.

  • The Median Rent in Smithtown is $2,020.

  • The Median Income in Smithtown is $150,664.

  • The Home Value To Income in Smithtown is 5.3x.

  • The Rent To Monthly Income in Smithtown is 0.16x.

Statistic Smithtown New York United States
Median Home Value $800,314 $507,794 $332,700
Median Rent $2,020 $1,621 $1,413
Median Income $150,664 $85,974 $80,734
Home Value To Income 5.3x 5.9x 4.1x
Rent To Monthly Income 0.16x 0.23x 0.21x

Smithtown, NY Costs By Category

Detailed Smithtown Services costs vs. New York
Item Smithtown New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Smithtown Groceries costs vs. New York
Item Smithtown New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Smithtown Health costs vs. New York
Item Smithtown New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Smithtown Transportation costs vs. New York
Item Smithtown New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Smithtown Utilities costs vs. New York
Item Smithtown New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Smithtown SnackAbility

6Overall SnackAbility
Jobs 9/10
Housing 9/10
Affordability 8/10
Diversity 6/10
SafetyN/A
Amenities 9/10
Education 9/10
Commute 4/10

Cost Of Living In Cities Around Smithtown

The cost of living varies in the cities and towns around Smithtown. Here's a quick look at the cost of living in the most populous nearby places:

  • Levittown, NY has a cost of living index of 142, 0.9x Smithtown.

  • Commack, NY has a cost of living index of 154, 1.0x Smithtown.

  • Plainview, NY has a cost of living index of 166, 1.1x Smithtown.

City Population Cost Of Living Vs. Smithtown
Levittown, NY 51,904 142 0.9x
Commack, NY 36,558 154 1.0x
Plainview, NY 25,982 166 1.1x
Massapequa, NY 21,389 165 1.1x
Hauppauge, NY 20,793 153 1.0x
Syosset, NY 18,433 180 1.2x
Massapequa Park, NY 16,963 158 1.0x
Kings Park, NY 16,516 142 0.9x
South Farmingdale, NY 14,676 148 1.0x
Nesconset, NY 13,833 154 1.0x
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