What is the cost of living in White Plains, NY?
According to the most recent data on the cost of living, White Plains has an overall cost of living index of 159, which is 1.6x higher than the national index of 100.
Compared to New York, White Plains has a cost of living index that's 1.3x higher than New York's index of 121.
The standard of living in White Plains ranks as #266 most affordable out of the 336 places we measured in New York. By definition, that implies White Plains ranks as the #70 most expensive place in the Empire State.
For more reading on life in White Plains, check out:
White Plains Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in White Plains. Here is how it fares on each of the criteria:
The Services index in White Plains is 106.
The Groceries index in White Plains is 112.
The Health index in White Plains is 271.
The Housing index in White Plains is 115.
The Transportation index in White Plains is 115.
The Utilities index in White Plains is 116.
| Living Expense | White Plains | New York | National Average |
|---|---|---|---|
| Overall | 159 | 121 | 100 |
| Services | 106 | 105 | 100 |
| Groceries | 112 | 108 | 100 |
| Health | 271 | 143 | 100 |
| Housing | 115 | 112 | 100 |
| Transportation | 115 | 114 | 100 |
| Utilities | 116 | 111 | 100 |
White Plains Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in White Plains Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
White Plains, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in White Plains is $770,309.
The Median Rent in White Plains is $2,269.
The Median Income in White Plains is $110,763.
The Home Value To Income in White Plains is 7.0x.
The Rent To Monthly Income in White Plains is 0.25x.
| Statistic | White Plains | New York | United States |
|---|---|---|---|
| Median Home Value | $770,309 | $507,794 | $332,700 |
| Median Rent | $2,269 | $1,621 | $1,413 |
| Median Income | $110,763 | $85,974 | $80,734 |
| Home Value To Income | 7.0x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.23x | 0.21x |
White Plains, NY Costs By Category
Detailed White Plains Services costs vs. New York
| Item | White Plains | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed White Plains Groceries costs vs. New York
| Item | White Plains | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed White Plains Health costs vs. New York
| Item | White Plains | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed White Plains Transportation costs vs. New York
| Item | White Plains | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed White Plains Utilities costs vs. New York
| Item | White Plains | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
White Plains SnackAbility
Cost Of Living In Cities Around White Plains
The cost of living varies in the cities and towns around White Plains. Here's a quick look at the cost of living in the most populous nearby places:
Port Chester, NY has a cost of living index of 148, 0.9x White Plains.
Harrison, NY has a cost of living index of 201, 1.3x White Plains.
Syosset, NY has a cost of living index of 180, 1.1x White Plains.
| City | Population | Cost Of Living | Vs. White Plains |
|---|---|---|---|
| Port Chester, NY | 31,102 | 148 | 0.9x |
| Harrison, NY | 29,961 | 201 | 1.3x |
| Syosset, NY | 18,433 | 180 | 1.1x |
| Scarsdale, NY | 18,010 | 280 | 1.8x |
| North New Hyde Park, NY | 14,159 | 169 | 1.1x |
| Jericho, NY | 13,759 | 195 | 1.2x |
| Greenville, OH | 12,741 | 83 | 0.5x |
| Rye Brook, NY | 9,900 | 188 | 1.2x |
| Williston Park, NY | 7,542 | 161 | 1.0x |
| Briarcliff Manor, NY | 7,519 | 178 | 1.1x |
