Eugene, OR Cost Of Living

The latest cost of living statistics for Eugene. Includes statistics on rent, mortgages, healthcare, and other costs for Eugene compared to the state and national averages.

Cost of living in Eugene, Oregon

Cost of living in Eugene research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Eugene is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Oregon, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

121 Cost of living index 1.2x higher vs US
#55 Cheapest in Oregon (of 100)
#4,405 Cheapest in the U.S. (of 6,489)
$473,231 Median home value
$1,402 Median rent
$66,562 Median income
Not sure Eugene fits your budget? Try our place-match quiz →

What is the cost of living in Eugene, OR?

According to the most recent data on the cost of living, Eugene has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.

Compared to Oregon, Eugene has a cost of living index that's 1.1x higher than Oregon's index of 109.

The standard of living in Eugene ranks as #55 most affordable out of the 100 places we measured in Oregon. By definition, that implies Eugene ranks as the #45 most expensive place in the Beaver State.

For more reading on life in Eugene, check out:

Eugene Cost Of Living Vs. Oregon

Six factors go into calculating the cost of living index in Eugene. Here is how it fares on each of the criteria:

  • The Services index in Eugene is 103.

  • The Groceries index in Eugene is 110.

  • The Health index in Eugene is 149.

  • The Housing index in Eugene is 106.

  • The Transportation index in Eugene is 108.

  • The Utilities index in Eugene is 113.

Living Expense Eugene Oregon National Average
Overall 121 109 100
Services 103 104 100
Groceries 110 106 100
Health 149 125 100
Housing 106 104 100
Transportation 108 106 100
Utilities 113 105 100

Eugene Cost Of Living Compared To Oregon Averages

Services
Eugene 103
Oregon avg 104
Groceries
Eugene 110
Oregon avg 106
Health
Eugene 149
Oregon avg 125
Housing
Eugene 106
Oregon avg 104
Transportation
Eugene 108
Oregon avg 106
Utilities
Eugene 113
Oregon avg 105

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Oregon, check out:

Protect your home budget Compare home warranties in Eugene Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Eugene, OR Housing Cost Breakdown

$473,231Median Home Value
$1,402Median Rent
$66,562Median Income

Housing swings affordability the most between places in Oregon, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Eugene is $473,231.

  • The Median Rent in Eugene is $1,402.

  • The Median Income in Eugene is $66,562.

  • The Home Value To Income in Eugene is 7.1x.

  • The Rent To Monthly Income in Eugene is 0.25x.

Statistic Eugene Oregon United States
Median Home Value $473,231 $499,003 $332,700
Median Rent $1,402 $1,525 $1,413
Median Income $66,562 $83,011 $80,734
Home Value To Income 7.1x 6.0x 4.1x
Rent To Monthly Income 0.25x 0.22x 0.21x

Eugene, OR Costs By Category

Detailed Eugene Services costs vs. Oregon
Item Eugene Oregon
Shampoo $1.52 $1.28
Movie $11.07 $12.13
Bowling $19.22 $18
Haircut $27.36 $24.26
Beauty Salon $43.93 $45.56
Detailed Eugene Groceries costs vs. Oregon
Item Eugene Oregon
Ground Beef $5.6 $5.84
Fried Chicken $2.03 $1.57
Milk $4.82 $4.67
Potatoes $4.42 $4.93
Pizza $12.91 $12.09
Beer $12.06 $10.41
Toothpaste $3.77 $3.7
Detailed Eugene Health costs vs. Oregon
Item Eugene Oregon
Optometrist $128.83 $125.68
Doctor $133.8 $135.78
Dentist $129.67 $113.29
Detailed Eugene Transportation costs vs. Oregon
Item Eugene Oregon
Gasoline $4.01 $3.46
Tire Balancing $50.89 $59.92
Detailed Eugene Utilities costs vs. Oregon
Item Eugene Oregon
All Electricity $184.23 $193.99
Phone $184.96 $192.25

Eugene SnackAbility

7Overall SnackAbility
Jobs 6/10
Housing 8.5/10
Affordability 4/10
Diversity 8/10
Safety 4/10
Amenities 9.5/10
Education 8.5/10
Commute 9/10

Cost Of Living In Cities Around Eugene

The cost of living varies in the cities and towns around Eugene. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, OR has a cost of living index of 111, 0.9x Eugene.

  • Corvallis, OR has a cost of living index of 128, 1.1x Eugene.

  • Albany, OR has a cost of living index of 112, 0.9x Eugene.

City Population Cost Of Living Vs. Eugene
Springfield, OR 61,499 111 0.9x
Corvallis, OR 59,960 128 1.1x
Albany, OR 56,839 112 0.9x
Lebanon, OR 19,344 103 0.9x
Cottage Grove, OR 10,698 106 0.9x
Sweet Home, OR 10,078 102 0.8x
Florence, OR 9,482 116 1.0x
Sutherlin, OR 8,599 105 0.9x
Creswell, OR 5,621 113 0.9x
Veneta, OR 5,200 110 0.9x