Chambersburg, PA Cost Of Living
Cost Of Living In Chambersburg, PA Summary
Cost of living in Chambersburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chambersburg is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Chambersburg is 100, with 100 being the average.
The cost of living index in Chambersburg is 1.0x lower than the national average.
Chambersburg ranks as the #142 cheapest in Pennsylvania out of 255.
Chambersburg ranks as the #2,621 cheapest out of 6,489 in the US.
The median home value in Chambersburg is $279,252.
The median income in Chambersburg is $56,177.
Table Of Contents
Chambersburg's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Chambersburg, PA?
According to the most recent data on the cost of living, Chambersburg has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Pennsylvania, Chambersburg has a cost of living index that's 1.0x lower than Pennsylvania's index of 100.
The standard of living in Chambersburg ranks as #142 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies Chambersburg ranks as the #113 most expensive place in the Keystone State.
For more reading on life in Chambersburg, check out:
In Pennsylvania
In America
Chambersburg Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Chambersburg. Here is how it fairs on each of the criteria:
The Services index in Chambersburg is 105.
The Groceries index in Chambersburg is 106.
The Health index in Chambersburg is 100.
The Housing index in Chambersburg is 87.
The Transportation index in Chambersburg is 102.
The Utilities index in Chambersburg is 110.
| Living Expense | Chambersburg | Pennsylvania | National Average | |
|---|---|---|---|---|
| Overall | 100 | 100 | 100 | |
| Services | 105 | 101 | 100 | |
| Groceries | 106 | 101 | 100 | |
| Health | 100 | 95 | 100 | |
| Housing | 87 | 93 | 100 | |
| Transportation | 102 | 108 | 100 | |
| Utilities | 110 | 108 | 100 | |
Chambersburg, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Chambersburg is $279,252.
The Median Rent in Chambersburg is $1,088.
The Median Income in Chambersburg is $56,177.
The Home Value To Income in Chambersburg is 5.0x.
The Rent To Monthly Income in Chambersburg is 0.23x.
| Statistic | Chambersburg | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $279,252 | $281,782 | $303,400 |
| Median Rent | $1,088 | $1,162 | $1,348 |
| Median Income | $56,177 | $76,081 | $78,538 |
| Home Value To Income | 5.0x | 3.7x | 3.9x |
| Rent To Monthly Income | 0.23x | 0.18x | 0.21x |
Median Home Value
Median Rent
Median Income
Chambersburg, PA Costs By Category
Detailed Chambersburg Services Costs Vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Chambersburg Groceries Costs Vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Chambersburg Health Costs Vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Chambersburg Transportation Costs Vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Chambersburg Utilities Costs Vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Chambersburg SnackAbility
/10
Cost Of Living In Cities Around Chambersburg
The cost of living varies in the cities and towns around Chambersburg. Here's a quick look at the cost of living in the most populous nearby places:
Weigelstown, PA has a cost of living index of 102, 1.0x Chambersburg.
Urbana, MD has a cost of living index of 158, 1.6x Chambersburg.
Progress, PA has a cost of living index of 102, 1.0x Chambersburg.
| City | Population | Cost Of Living | Vs. Chambersburg |
|---|---|---|---|
| Weigelstown, PA | 15,401 | 102 | 1.0x |
| Urbana, MD | 13,897 | 158 | 1.6x |
| Progress, PA | 11,143 | 102 | 1.0x |
| Waynesboro, PA | 11,044 | 100 | 1.0x |
| Shiloh, PA | 11,022 | 105 | 1.1x |
| Mechanicsburg, PA | 9,535 | 103 | 1.0x |
| Camp Hill, PA | 8,149 | 110 | 1.1x |
| Lower Allen, PA | 7,582 | 101 | 1.0x |
| New Cumberland, PA | 7,531 | 99 | 1.0x |
| Schlusser, PA | 5,926 | 99 | 1.0x |
