What is the cost of living in Chambersburg, PA?
According to the most recent data on the cost of living, Chambersburg has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Pennsylvania, Chambersburg has a cost of living index that's 1.1x higher than Pennsylvania's index of 97.
The standard of living in Chambersburg ranks as #171 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Chambersburg ranks as the #82 most expensive place in the Keystone State.
For more reading on life in Chambersburg, check out:
Chambersburg Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Chambersburg. Here is how it fares on each of the criteria:
The Services index in Chambersburg is 106.
The Groceries index in Chambersburg is 107.
The Health index in Chambersburg is 86.
The Housing index in Chambersburg is 110.
The Transportation index in Chambersburg is 104.
The Utilities index in Chambersburg is 108.
| Living Expense | Chambersburg | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 102 | 97 | 100 |
| Services | 106 | 99 | 100 |
| Groceries | 107 | 100 | 100 |
| Health | 86 | 88 | 100 |
| Housing | 110 | 102 | 100 |
| Transportation | 104 | 100 | 100 |
| Utilities | 108 | 101 | 100 |
Chambersburg Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Chambersburg, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chambersburg is $286,440.
The Median Rent in Chambersburg is $1,099.
The Median Income in Chambersburg is $56,576.
The Home Value To Income in Chambersburg is 5.1x.
The Rent To Monthly Income in Chambersburg is 0.23x.
| Statistic | Chambersburg | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $286,440 | $282,735 | $332,700 |
| Median Rent | $1,099 | $1,209 | $1,413 |
| Median Income | $56,576 | $77,971 | $80,734 |
| Home Value To Income | 5.1x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.19x | 0.21x |
Chambersburg, PA Costs By Category
Detailed Chambersburg Services costs vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Chambersburg Groceries costs vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Chambersburg Health costs vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Chambersburg Transportation costs vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Chambersburg Utilities costs vs. Pennsylvania
| Item | Chambersburg | Pennsylvania |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Chambersburg SnackAbility
Cost Of Living In Cities Around Chambersburg
The cost of living varies in the cities and towns around Chambersburg. Here's a quick look at the cost of living in the most populous nearby places:
Weigelstown, PA has a cost of living index of 100, 1.0x Chambersburg.
Urbana, MD has a cost of living index of 161, 1.6x Chambersburg.
Shiloh, PA has a cost of living index of 100, 1.0x Chambersburg.
| City | Population | Cost Of Living | Vs. Chambersburg |
|---|---|---|---|
| Weigelstown, PA | 15,485 | 100 | 1.0x |
| Urbana, MD | 14,260 | 161 | 1.6x |
| Shiloh, PA | 11,246 | 100 | 1.0x |
| Waynesboro, PA | 11,047 | 99 | 1.0x |
| Progress, PA | 11,017 | 97 | 1.0x |
| Mechanicsburg, PA | 9,720 | 98 | 1.0x |
| Camp Hill, PA | 8,169 | 105 | 1.0x |
| Lower Allen, PA | 7,646 | 99 | 1.0x |
| New Cumberland, PA | 7,580 | 100 | 1.0x |
| Enola, PA | 6,534 | 96 | 0.9x |
