Chambersburg, PA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Chambersburg, PA Summary

Cost of living in Chambersburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chambersburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Chambersburg is 96, with 100 being the average.

  • The cost of living index in Chambersburg is 1.0x lower than the national average.

  • Chambersburg ranks as the #113 cheapest in Pennsylvania out of 247.

  • Chambersburg ranks as the #2,601 cheapest out of 6,412 in the US.

  • The median home value in Chambersburg is $159,900.

  • The median income in Chambersburg is $48,323.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
Chambersburg's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Chambersburg, PA?

According to the most recent data on the cost of living, Chambersburg has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Pennsylvania, Chambersburg has a cost of living index that's 1.0x lower than Pennsylvania's index of 97.

The standard of living in Chambersburg ranks as #113 most affordable out of the 247 places we measured in Pennsylvania. By definition, that implies Chambersburg ranks as the #134 most expensive place in the Keystone State.

For more reading on life in Chambersburg, check out:

113 out of 247
In Pennsylvania
2,601 out of 6,412
In America

Chambersburg Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Chambersburg. Here is how it fairs on each of the criteria:

  • The Services index in Chambersburg is 102.

  • The Groceries index in Chambersburg is 95.

  • The Health index in Chambersburg is 104.

  • The Housing index in Chambersburg is 82.

  • The Transportation index in Chambersburg is 95.

  • The Utilities index in Chambersburg is 102.

Living Expense Chambersburg Pennsylvania National Average
Overall 96 97 100
Services 102 99 100
Groceries 95 101 100
Health 104 97 100
Housing 82 85 100
Transportation 95 105 100
Utilities 102 106 100
For more reading on cost of living around Pennsylvania, check out:
Chambersburg Cost of Living Vs. PA

Chambersburg, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Chambersburg is $159,900.

  • The Median Rent in Chambersburg is $906.

  • The Median Income in Chambersburg is $48,323.

  • The Home Value To Income in Chambersburg is 3.3x.

  • The Rent To Monthly Income in Chambersburg is 0.22x.

Statistic Chambersburg Pennsylvania United States
Median Home Value $159,900 $197,300 $244,900
Median Rent $906 $1,013 $1,163
Median Income $48,323 $67,587 $69,021
Home Value To Income 3.3x 2.9x 3.5x
Rent To Monthly Income 0.22x 0.18x 0.2x
Search Homes For Sale In Chambersburg, PA
$159,900
Median Home Value
$906
Median Rent
$48,323
Median Income

Chambersburg, PA Costs By Category

Detailed Chambersburg Services Costs Vs. Pennsylvania

Item Chambersburg Pennsylvania
Shampoo $1.49 $1.06
Movie $10.46 $10.68
Bowling $16.33 $14.67
Haircut $10.53 $18.62
Beauty Salon $31.08 $39.05

Detailed Chambersburg Groceries Costs Vs. Pennsylvania

Item Chambersburg Pennsylvania
Ground Beef $4.13 $4.22
Fried Chicken $1.22 $1.39
Milk $2.23 $2.05
Potatoes $3.01 $3.29
Pizza $11.5 $10.62
Beer $10.99 $9.38
Toothpaste $3.41 $2.34

Detailed Chambersburg Health Costs Vs. Pennsylvania

Item Chambersburg Pennsylvania
Optometrist $111.67 $108.57
Doctor $108.27 $116.17
Dentist $108.44 $99.13

Detailed Chambersburg Transportation Costs Vs. Pennsylvania

Item Chambersburg Pennsylvania
Gasoline $2.28 $2.22
Tire Balancing $37.25 $50.07

Detailed Chambersburg Utilities Costs Vs. Pennsylvania

Item Chambersburg Pennsylvania
All Electricity $171.46 $167.67
Phone $177.97 $175.64

Chambersburg SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
7
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
9
Education
7
Commute
8.5

Cost Of Living In Cities Around Chambersburg

The cost of living varies in the cities and towns around Chambersburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Weigelstown, PA has a cost of living index of 100, 1.0x Chambersburg.

  • Urbana, MD has a cost of living index of 149, 1.6x Chambersburg.

  • Progress, PA has a cost of living index of 99, 1.0x Chambersburg.

City Population Cost Of Living Vs. Chambersburg
Weigelstown, PA 14,593 100 1.0x
Urbana, MD 12,841 149 1.6x
Progress, PA 11,286 99 1.0x
Shiloh, PA 11,098 103 1.1x
Waynesboro, PA 10,871 92 1.0x
Mechanicsburg, PA 9,310 98 1.0x
Camp Hill, PA 8,115 106 1.1x
New Cumberland, PA 7,481 98 1.0x
Lower Allen, PA 7,019 102 1.1x
Enola, PA 6,030 94 1.0x

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