Chester, PA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-23

Cost Of Living In Chester, PA Summary

Cost of living in Chester research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chester is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Chester is 89, with 100 being the average.

  • The cost of living index in Chester is 0.9x lower than the national average.

  • Chester ranks as the #50 cheapest in Pennsylvania out of 255.

  • Chester ranks as the #1,060 cheapest out of 6,489 in the US.

  • The median home value in Chester is $100,059.

  • The median income in Chester is $39,809.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
89
Chester's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Chester, PA?

According to the most recent data on the cost of living, Chester has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Pennsylvania, Chester has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.

The standard of living in Chester ranks as #50 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies Chester ranks as the #205 most expensive place in the Keystone State.

For more reading on life in Chester, check out:

50 out of 255
In Pennsylvania
1,060 out of 6,489
In America

Chester Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Chester. Here is how it fairs on each of the criteria:

  • The Services index in Chester is 107.

  • The Groceries index in Chester is 108.

  • The Health index in Chester is 107.

  • The Housing index in Chester is 55.

  • The Transportation index in Chester is 106.

  • The Utilities index in Chester is 92.

Living Expense Chester Pennsylvania National Average
Overall 89 97 100
Services 107 100 100
Groceries 108 100 100
Health 107 92 100
Housing 55 93 100
Transportation 106 107 100
Utilities 92 108 100
For more reading on cost of living around Pennsylvania, check out:
Chester Cost of Living Vs. PA

Chester, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Chester is $100,059.

  • The Median Rent in Chester is $1,080.

  • The Median Income in Chester is $39,809.

  • The Home Value To Income in Chester is 2.5x.

  • The Rent To Monthly Income in Chester is 0.33x.

Statistic Chester Pennsylvania United States
Median Home Value $100,059 $281,782 $303,400
Median Rent $1,080 $1,162 $1,348
Median Income $39,809 $76,081 $78,538
Home Value To Income 2.5x 3.7x 3.9x
Rent To Monthly Income 0.33x 0.18x 0.21x
$100,059
Median Home Value
$1,080
Median Rent
$39,809
Median Income

Chester, PA Costs By Category

Detailed Chester Services Costs Vs. Pennsylvania

Item Chester Pennsylvania
Shampoo $1.41 $1.28
Movie $12.71 $12.13
Bowling $19.5 $18.0
Haircut $30.14 $24.26
Beauty Salon $47.42 $45.56

Detailed Chester Groceries Costs Vs. Pennsylvania

Item Chester Pennsylvania
Ground Beef $5.73 $5.84
Fried Chicken $1.52 $1.57
Milk $4.81 $4.67
Potatoes $5.4 $4.93
Pizza $11.33 $12.09
Beer $11.96 $10.41
Toothpaste $3.61 $3.7

Detailed Chester Health Costs Vs. Pennsylvania

Item Chester Pennsylvania
Optometrist $113.67 $125.68
Doctor $149.53 $135.78
Dentist $132.28 $113.29

Detailed Chester Transportation Costs Vs. Pennsylvania

Item Chester Pennsylvania
Gasoline $3.5 $3.46
Tire Balancing $74.86 $59.92

Detailed Chester Utilities Costs Vs. Pennsylvania

Item Chester Pennsylvania
All Electricity $173.73 $193.99
Phone $182.79 $192.25

Chester SnackAbility

5
/10
Overall SnackAbility
Jobs
3/10
Housing
5
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
9.5
Education
5
Commute
8

Cost Of Living In Cities Around Chester

The cost of living varies in the cities and towns around Chester. Here's a quick look at the cost of living in the most populous nearby places:

  • Ardmore, PA has a cost of living index of 124, 1.4x Chester.

  • Woodlyn, PA has a cost of living index of 103, 1.2x Chester.

  • Ashland, NJ has a cost of living index of 116, 1.3x Chester.

City Population Cost Of Living Vs. Chester
Ardmore, PA 14,165 124 1.4x
Woodlyn, PA 10,276 103 1.2x
Ashland, NJ 9,437 116 1.3x
Conshohocken, PA 9,235 128 1.4x
Audubon, PA 9,014 129 1.4x
Village Green-Green Ridge, PA 8,725 114 1.3x
Folsom, PA 8,298 110 1.2x
Brookhaven, PA 8,288 110 1.2x
Haddon Heights, NJ 7,488 114 1.3x
Ridley Park, PA 7,245 108 1.2x

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