What is the cost of living in Indiana, PA?
According to the most recent data on the cost of living, Indiana has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, Indiana has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in Indiana ranks as #71 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Indiana ranks as the #182 most expensive place in the Keystone State.
For more reading on life in Indiana, check out:
Indiana Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Indiana. Here is how it fares on each of the criteria:
The Services index in Indiana is 98.
The Groceries index in Indiana is 97.
The Health index in Indiana is 67.
The Housing index in Indiana is 102.
The Transportation index in Indiana is 99.
The Utilities index in Indiana is 100.
| Living Expense | Indiana | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 91 | 97 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 97 | 100 | 100 |
| Health | 67 | 88 | 100 |
| Housing | 102 | 102 | 100 |
| Transportation | 99 | 100 | 100 |
| Utilities | 100 | 101 | 100 |
Indiana Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Indiana, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Indiana is $192,678.
The Median Rent in Indiana is $849.
The Median Income in Indiana is $40,857.
The Home Value To Income in Indiana is 4.7x.
The Rent To Monthly Income in Indiana is 0.25x.
| Statistic | Indiana | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $192,678 | $282,735 | $332,700 |
| Median Rent | $849 | $1,209 | $1,413 |
| Median Income | $40,857 | $77,971 | $80,734 |
| Home Value To Income | 4.7x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.19x | 0.21x |
Indiana, PA Costs By Category
Detailed Indiana Services costs vs. Pennsylvania
| Item | Indiana | Pennsylvania |
|---|---|---|
| Shampoo | $1.39 | $1.28 |
| Movie | $11.77 | $12.13 |
| Bowling | $16.24 | $18 |
| Haircut | $23.73 | $24.26 |
| Beauty Salon | $40.4 | $45.56 |
Detailed Indiana Groceries costs vs. Pennsylvania
| Item | Indiana | Pennsylvania |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.47 | $4.93 |
| Pizza | $12.83 | $12.09 |
| Beer | $10.58 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Indiana Health costs vs. Pennsylvania
| Item | Indiana | Pennsylvania |
|---|---|---|
| Optometrist | $109.26 | $125.68 |
| Doctor | $100.92 | $135.78 |
| Dentist | $110.5 | $113.29 |
Detailed Indiana Transportation costs vs. Pennsylvania
| Item | Indiana | Pennsylvania |
|---|---|---|
| Gasoline | $3.73 | $3.46 |
| Tire Balancing | $64.05 | $59.92 |
Detailed Indiana Utilities costs vs. Pennsylvania
| Item | Indiana | Pennsylvania |
|---|---|---|
| All Electricity | $270.68 | $193.99 |
| Phone | $196.77 | $192.25 |
Indiana SnackAbility
Cost Of Living In Cities Around Indiana
The cost of living varies in the cities and towns around Indiana. Here's a quick look at the cost of living in the most populous nearby places:
Allison Park, PA has a cost of living index of 108, 1.2x Indiana.
Franklin Park, PA has a cost of living index of 133, 1.5x Indiana.
Whitehall, PA has a cost of living index of 97, 1.1x Indiana.
| City | Population | Cost Of Living | Vs. Indiana |
|---|---|---|---|
| Allison Park, PA | 22,045 | 108 | 1.2x |
| Franklin Park, PA | 15,235 | 133 | 1.5x |
| Whitehall, PA | 14,811 | 97 | 1.1x |
| Jacksonville, TX | 14,325 | 89 | 1.0x |
| Glenshaw, PA | 9,139 | 102 | 1.1x |
| Pleasant Hills, PA | 8,399 | 100 | 1.1x |
| Castle Shannon, PA | 8,209 | 94 | 1.0x |
| Dormont, PA | 8,063 | 96 | 1.1x |
| West View, PA | 6,533 | 93 | 1.0x |
| Forest Hills, PA | 6,286 | 95 | 1.0x |
