What is the cost of living in Monaca, PA?
According to the most recent data on the cost of living, Monaca has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, Monaca has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in Monaca ranks as #64 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Monaca ranks as the #189 most expensive place in the Keystone State.
For more reading on life in Monaca, check out:
Monaca Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Monaca. Here is how it fares on each of the criteria:
The Services index in Monaca is 100.
The Groceries index in Monaca is 100.
The Health index in Monaca is 70.
The Housing index in Monaca is 104.
The Transportation index in Monaca is 102.
The Utilities index in Monaca is 98.
| Living Expense | Monaca | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 90 | 97 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 100 | 100 | 100 |
| Health | 70 | 88 | 100 |
| Housing | 104 | 102 | 100 |
| Transportation | 102 | 100 | 100 |
| Utilities | 98 | 101 | 100 |
Monaca Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Monaca, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Monaca is $209,282.
The Median Rent in Monaca is $768.
The Median Income in Monaca is $73,538.
The Home Value To Income in Monaca is 2.8x.
The Rent To Monthly Income in Monaca is 0.13x.
| Statistic | Monaca | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $209,282 | $282,735 | $332,700 |
| Median Rent | $768 | $1,209 | $1,413 |
| Median Income | $73,538 | $77,971 | $80,734 |
| Home Value To Income | 2.8x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.13x | 0.19x | 0.21x |
Monaca, PA Costs By Category
Detailed Monaca Services costs vs. Pennsylvania
| Item | Monaca | Pennsylvania |
|---|---|---|
| Shampoo | $1.39 | $1.28 |
| Movie | $11.77 | $12.13 |
| Bowling | $16.24 | $18 |
| Haircut | $23.73 | $24.26 |
| Beauty Salon | $40.4 | $45.56 |
Detailed Monaca Groceries costs vs. Pennsylvania
| Item | Monaca | Pennsylvania |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.47 | $4.93 |
| Pizza | $12.83 | $12.09 |
| Beer | $10.58 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Monaca Health costs vs. Pennsylvania
| Item | Monaca | Pennsylvania |
|---|---|---|
| Optometrist | $109.26 | $125.68 |
| Doctor | $100.92 | $135.78 |
| Dentist | $110.5 | $113.29 |
Detailed Monaca Transportation costs vs. Pennsylvania
| Item | Monaca | Pennsylvania |
|---|---|---|
| Gasoline | $3.73 | $3.46 |
| Tire Balancing | $64.05 | $59.92 |
Detailed Monaca Utilities costs vs. Pennsylvania
| Item | Monaca | Pennsylvania |
|---|---|---|
| All Electricity | $270.68 | $193.99 |
| Phone | $196.77 | $192.25 |
Monaca SnackAbility
Cost Of Living In Cities Around Monaca
The cost of living varies in the cities and towns around Monaca. Here's a quick look at the cost of living in the most populous nearby places:
Allison Park, PA has a cost of living index of 108, 1.2x Monaca.
Franklin Park, PA has a cost of living index of 133, 1.5x Monaca.
Carnot-Moon, PA has a cost of living index of 102, 1.1x Monaca.
| City | Population | Cost Of Living | Vs. Monaca |
|---|---|---|---|
| Allison Park, PA | 22,045 | 108 | 1.2x |
| Franklin Park, PA | 15,235 | 133 | 1.5x |
| Carnot-Moon, PA | 13,534 | 102 | 1.1x |
| East Liverpool, OH | 9,783 | 78 | 0.9x |
| Glenshaw, PA | 9,139 | 102 | 1.1x |
| Economy, PA | 9,005 | 102 | 1.1x |
| Bellevue, PA | 8,128 | 96 | 1.1x |
| West View, PA | 6,533 | 93 | 1.0x |
| McKees Rocks, PA | 5,786 | 85 | 0.9x |
| New Brighton, PA | 5,567 | 87 | 1.0x |
