What is the cost of living in Mount Joy, PA?
According to the most recent data on the cost of living, Mount Joy has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Pennsylvania, Mount Joy has a cost of living index that's 1.0x higher than Pennsylvania's index of 97.
The standard of living in Mount Joy ranks as #156 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Mount Joy ranks as the #97 most expensive place in the Keystone State.
For more reading on life in Mount Joy, check out:
Mount Joy Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Mount Joy. Here is how it fares on each of the criteria:
The Services index in Mount Joy is 102.
The Groceries index in Mount Joy is 97.
The Health index in Mount Joy is 100.
The Housing index in Mount Joy is 98.
The Transportation index in Mount Joy is 100.
The Utilities index in Mount Joy is 97.
| Living Expense | Mount Joy | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 100 | 97 | 100 |
| Services | 102 | 99 | 100 |
| Groceries | 97 | 100 | 100 |
| Health | 100 | 88 | 100 |
| Housing | 98 | 102 | 100 |
| Transportation | 100 | 100 | 100 |
| Utilities | 97 | 101 | 100 |
Mount Joy Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Mount Joy, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mount Joy is $296,067.
The Median Rent in Mount Joy is $1,182.
The Median Income in Mount Joy is $90,061.
The Home Value To Income in Mount Joy is 3.3x.
The Rent To Monthly Income in Mount Joy is 0.16x.
| Statistic | Mount Joy | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $296,067 | $282,735 | $332,700 |
| Median Rent | $1,182 | $1,209 | $1,413 |
| Median Income | $90,061 | $77,971 | $80,734 |
| Home Value To Income | 3.3x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.19x | 0.21x |
Mount Joy, PA Costs By Category
Detailed Mount Joy Services costs vs. Pennsylvania
| Item | Mount Joy | Pennsylvania |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.52 | $12.13 |
| Bowling | $15.56 | $18 |
| Haircut | $26.17 | $24.26 |
| Beauty Salon | $40.39 | $45.56 |
Detailed Mount Joy Groceries costs vs. Pennsylvania
| Item | Mount Joy | Pennsylvania |
|---|---|---|
| Ground Beef | $5.65 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.67 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.77 | $3.7 |
Detailed Mount Joy Health costs vs. Pennsylvania
| Item | Mount Joy | Pennsylvania |
|---|---|---|
| Optometrist | $123.25 | $125.68 |
| Doctor | $177.4 | $135.78 |
| Dentist | $118.44 | $113.29 |
Detailed Mount Joy Transportation costs vs. Pennsylvania
| Item | Mount Joy | Pennsylvania |
|---|---|---|
| Gasoline | $3.66 | $3.46 |
| Tire Balancing | $68.88 | $59.92 |
Detailed Mount Joy Utilities costs vs. Pennsylvania
| Item | Mount Joy | Pennsylvania |
|---|---|---|
| All Electricity | $169.62 | $193.99 |
| Phone | $195.81 | $192.25 |
Mount Joy SnackAbility
Cost Of Living In Cities Around Mount Joy
The cost of living varies in the cities and towns around Mount Joy. Here's a quick look at the cost of living in the most populous nearby places:
Ephrata, PA has a cost of living index of 96, 1.0x Mount Joy.
Shiloh, PA has a cost of living index of 100, 1.0x Mount Joy.
Columbia, PA has a cost of living index of 93, 0.9x Mount Joy.
| City | Population | Cost Of Living | Vs. Mount Joy |
|---|---|---|---|
| Ephrata, PA | 13,772 | 96 | 1.0x |
| Shiloh, PA | 11,246 | 100 | 1.0x |
| Columbia, PA | 10,278 | 93 | 0.9x |
| Willow Street, PA | 9,647 | 118 | 1.2x |
| Lititz, PA | 9,619 | 104 | 1.0x |
| East York, PA | 9,388 | 100 | 1.0x |
| Millersville, PA | 8,982 | 100 | 1.0x |
| Palmyra, PA | 7,755 | 96 | 1.0x |
| Middletown, PA | 7,628 | 92 | 0.9x |
| Leola, PA | 7,448 | 105 | 1.1x |
