Mount Joy, PA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Mount Joy, PA Summary

Cost of living in Mount Joy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Mount Joy is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Mount Joy is 100, with 100 being the average.

  • The cost of living index in Mount Joy is 1.0x lower than the national average.

  • Mount Joy ranks as the #142 cheapest in Pennsylvania out of 255.

  • Mount Joy ranks as the #2,621 cheapest out of 6,489 in the US.

  • The median home value in Mount Joy is $282,720.

  • The median income in Mount Joy is $84,514.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
100
Mount Joy's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Mount Joy, PA?

According to the most recent data on the cost of living, Mount Joy has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.

Compared to Pennsylvania, Mount Joy has a cost of living index that's 1.0x lower than Pennsylvania's index of 100.

The standard of living in Mount Joy ranks as #142 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies Mount Joy ranks as the #113 most expensive place in the Keystone State.

For more reading on life in Mount Joy, check out:

142 out of 255
In Pennsylvania
2,621 out of 6,489
In America

Mount Joy Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Mount Joy. Here is how it fairs on each of the criteria:

  • The Services index in Mount Joy is 108.

  • The Groceries index in Mount Joy is 101.

  • The Health index in Mount Joy is 108.

  • The Housing index in Mount Joy is 100.

  • The Transportation index in Mount Joy is 107.

  • The Utilities index in Mount Joy is 91.

Living Expense Mount Joy Pennsylvania National Average
Overall 100 100 100
Services 108 101 100
Groceries 101 101 100
Health 108 95 100
Housing 100 93 100
Transportation 107 108 100
Utilities 91 108 100
For more reading on cost of living around Pennsylvania, check out:
Mount Joy Cost of Living Vs. PA

Mount Joy, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Mount Joy is $282,720.

  • The Median Rent in Mount Joy is $1,070.

  • The Median Income in Mount Joy is $84,514.

  • The Home Value To Income in Mount Joy is 3.3x.

  • The Rent To Monthly Income in Mount Joy is 0.15x.

Statistic Mount Joy Pennsylvania United States
Median Home Value $282,720 $281,782 $303,400
Median Rent $1,070 $1,162 $1,348
Median Income $84,514 $76,081 $78,538
Home Value To Income 3.3x 3.7x 3.9x
Rent To Monthly Income 0.15x 0.18x 0.21x
$282,720
Median Home Value
$1,070
Median Rent
$84,514
Median Income

Mount Joy, PA Costs By Category

Detailed Mount Joy Services Costs Vs. Pennsylvania

Item Mount Joy Pennsylvania
Shampoo $1.43 $1.28
Movie $12.52 $12.13
Bowling $15.56 $18
Haircut $26.17 $24.26
Beauty Salon $40.39 $45.56

Detailed Mount Joy Groceries Costs Vs. Pennsylvania

Item Mount Joy Pennsylvania
Ground Beef $5.65 $5.84
Fried Chicken $1.45 $1.57
Milk $4.49 $4.67
Potatoes $5.37 $4.93
Pizza $11.67 $12.09
Beer $11.13 $10.41
Toothpaste $3.77 $3.7

Detailed Mount Joy Health Costs Vs. Pennsylvania

Item Mount Joy Pennsylvania
Optometrist $123.25 $125.68
Doctor $177.4 $135.78
Dentist $118.44 $113.29

Detailed Mount Joy Transportation Costs Vs. Pennsylvania

Item Mount Joy Pennsylvania
Gasoline $3.66 $3.46
Tire Balancing $68.88 $59.92

Detailed Mount Joy Utilities Costs Vs. Pennsylvania

Item Mount Joy Pennsylvania
All Electricity $169.62 $193.99
Phone $195.81 $192.25

Mount Joy SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8
Affordability
8
Diversity
7
Safety
N/A
Amenities
8.5
Education
8.5
Commute
7

Cost Of Living In Cities Around Mount Joy

The cost of living varies in the cities and towns around Mount Joy. Here's a quick look at the cost of living in the most populous nearby places:

  • Ephrata, PA has a cost of living index of 100, 1.0x Mount Joy.

  • Shiloh, PA has a cost of living index of 105, 1.1x Mount Joy.

  • Columbia, PA has a cost of living index of 93, 0.9x Mount Joy.

City Population Cost Of Living Vs. Mount Joy
Ephrata, PA 13,729 100 1.0x
Shiloh, PA 11,022 105 1.1x
Columbia, PA 10,217 93 0.9x
Willow Street, PA 10,010 120 1.2x
Lititz, PA 9,599 104 1.0x
East York, PA 8,868 104 1.0x
Millersville, PA 8,711 103 1.0x
Leola, PA 8,107 109 1.1x
Palmyra, PA 7,769 101 1.0x
Middletown, PA 7,620 93 0.9x

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