Mount Joy, PA Cost Of Living

The latest cost of living statistics for Mount Joy. Includes statistics on rent, mortgages, healthcare, and other costs for Mount Joy compared to the state and national averages.

Cost of living in Mount Joy, Pennsylvania

Cost of living in Mount Joy research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Mount Joy is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

100 Cost of living index 1.0x lower vs US
#156 Cheapest in Pennsylvania (of 253)
#2,497 Cheapest in the U.S. (of 6,489)
$296,067 Median home value
$1,182 Median rent
$90,061 Median income
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What is the cost of living in Mount Joy, PA?

According to the most recent data on the cost of living, Mount Joy has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.

Compared to Pennsylvania, Mount Joy has a cost of living index that's 1.0x higher than Pennsylvania's index of 97.

The standard of living in Mount Joy ranks as #156 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Mount Joy ranks as the #97 most expensive place in the Keystone State.

For more reading on life in Mount Joy, check out:

Mount Joy Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Mount Joy. Here is how it fares on each of the criteria:

  • The Services index in Mount Joy is 102.

  • The Groceries index in Mount Joy is 97.

  • The Health index in Mount Joy is 100.

  • The Housing index in Mount Joy is 98.

  • The Transportation index in Mount Joy is 100.

  • The Utilities index in Mount Joy is 97.

Living Expense Mount Joy Pennsylvania National Average
Overall 100 97 100
Services 102 99 100
Groceries 97 100 100
Health 100 88 100
Housing 98 102 100
Transportation 100 100 100
Utilities 97 101 100

Mount Joy Cost Of Living Compared To Pennsylvania Averages

Services
Mount Joy 102
Pennsylvania avg 99
Groceries
Mount Joy 97
Pennsylvania avg 100
Health
Mount Joy 100
Pennsylvania avg 88
Housing
Mount Joy 98
Pennsylvania avg 102
Transportation
Mount Joy 100
Pennsylvania avg 100
Utilities
Mount Joy 97
Pennsylvania avg 101

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Pennsylvania, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Mount Joy, PA Housing Cost Breakdown

$296,067Median Home Value
$1,182Median Rent
$90,061Median Income

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Mount Joy is $296,067.

  • The Median Rent in Mount Joy is $1,182.

  • The Median Income in Mount Joy is $90,061.

  • The Home Value To Income in Mount Joy is 3.3x.

  • The Rent To Monthly Income in Mount Joy is 0.16x.

Statistic Mount Joy Pennsylvania United States
Median Home Value $296,067 $282,735 $332,700
Median Rent $1,182 $1,209 $1,413
Median Income $90,061 $77,971 $80,734
Home Value To Income 3.3x 3.6x 4.1x
Rent To Monthly Income 0.16x 0.19x 0.21x

Mount Joy, PA Costs By Category

Detailed Mount Joy Services costs vs. Pennsylvania
Item Mount Joy Pennsylvania
Shampoo $1.43 $1.28
Movie $12.52 $12.13
Bowling $15.56 $18
Haircut $26.17 $24.26
Beauty Salon $40.39 $45.56
Detailed Mount Joy Groceries costs vs. Pennsylvania
Item Mount Joy Pennsylvania
Ground Beef $5.65 $5.84
Fried Chicken $1.45 $1.57
Milk $4.49 $4.67
Potatoes $5.37 $4.93
Pizza $11.67 $12.09
Beer $11.13 $10.41
Toothpaste $3.77 $3.7
Detailed Mount Joy Health costs vs. Pennsylvania
Item Mount Joy Pennsylvania
Optometrist $123.25 $125.68
Doctor $177.4 $135.78
Dentist $118.44 $113.29
Detailed Mount Joy Transportation costs vs. Pennsylvania
Item Mount Joy Pennsylvania
Gasoline $3.66 $3.46
Tire Balancing $68.88 $59.92
Detailed Mount Joy Utilities costs vs. Pennsylvania
Item Mount Joy Pennsylvania
All Electricity $169.62 $193.99
Phone $195.81 $192.25

Mount Joy SnackAbility

7Overall SnackAbility
Jobs 8.5/10
Housing 8/10
Affordability 8/10
Diversity 7/10
SafetyN/A
Amenities 8.5/10
Education 8.5/10
Commute 7/10

Cost Of Living In Cities Around Mount Joy

The cost of living varies in the cities and towns around Mount Joy. Here's a quick look at the cost of living in the most populous nearby places:

  • Ephrata, PA has a cost of living index of 96, 1.0x Mount Joy.

  • Shiloh, PA has a cost of living index of 100, 1.0x Mount Joy.

  • Columbia, PA has a cost of living index of 93, 0.9x Mount Joy.

City Population Cost Of Living Vs. Mount Joy
Ephrata, PA 13,772 96 1.0x
Shiloh, PA 11,246 100 1.0x
Columbia, PA 10,278 93 0.9x
Willow Street, PA 9,647 118 1.2x
Lititz, PA 9,619 104 1.0x
East York, PA 9,388 100 1.0x
Millersville, PA 8,982 100 1.0x
Palmyra, PA 7,755 96 1.0x
Middletown, PA 7,628 92 0.9x
Leola, PA 7,448 105 1.1x