West Chester, PA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In West Chester, PA Summary

Cost of living in West Chester research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means West Chester is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in West Chester is 131, with 100 being the average.

  • The cost of living index in West Chester is 1.3x higher than the national average.

  • West Chester ranks as the #243 cheapest in Pennsylvania out of 255.

  • West Chester ranks as the #5,035 cheapest out of 6,489 in the US.

  • The median home value in West Chester is $643,312.

  • The median income in West Chester is $81,492.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
131
West Chester's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in West Chester, PA?

According to the most recent data on the cost of living, West Chester has an overall cost of living index of 131, which is 1.3x higher than the national index of 100.

Compared to Pennsylvania, West Chester has a cost of living index that's 1.3x higher than Pennsylvania's index of 100.

The standard of living in West Chester ranks as #243 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies West Chester ranks as the #12 most expensive place in the Keystone State.

For more reading on life in West Chester, check out:

243 out of 255
In Pennsylvania
5,035 out of 6,489
In America

West Chester Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in West Chester. Here is how it fairs on each of the criteria:

  • The Services index in West Chester is 104.

  • The Groceries index in West Chester is 107.

  • The Health index in West Chester is 108.

  • The Housing index in West Chester is 190.

  • The Transportation index in West Chester is 109.

  • The Utilities index in West Chester is 90.

Living Expense West Chester Pennsylvania National Average
Overall 131 100 100
Services 104 101 100
Groceries 107 101 100
Health 108 95 100
Housing 190 93 100
Transportation 109 108 100
Utilities 90 108 100
For more reading on cost of living around Pennsylvania, check out:
West Chester Cost of Living Vs. PA

West Chester, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in West Chester is $643,312.

  • The Median Rent in West Chester is $1,661.

  • The Median Income in West Chester is $81,492.

  • The Home Value To Income in West Chester is 7.9x.

  • The Rent To Monthly Income in West Chester is 0.24x.

Statistic West Chester Pennsylvania United States
Median Home Value $643,312 $281,782 $303,400
Median Rent $1,661 $1,162 $1,348
Median Income $81,492 $76,081 $78,538
Home Value To Income 7.9x 3.7x 3.9x
Rent To Monthly Income 0.24x 0.18x 0.21x
$643,312
Median Home Value
$1,661
Median Rent
$81,492
Median Income

West Chester, PA Costs By Category

Detailed West Chester Services Costs Vs. Pennsylvania

Item West Chester Pennsylvania
Shampoo $1.41 $1.28
Movie $12.71 $12.13
Bowling $19.5 $18
Haircut $30.14 $24.26
Beauty Salon $47.42 $45.56

Detailed West Chester Groceries Costs Vs. Pennsylvania

Item West Chester Pennsylvania
Ground Beef $5.73 $5.84
Fried Chicken $1.52 $1.57
Milk $4.81 $4.67
Potatoes $5.4 $4.93
Pizza $11.33 $12.09
Beer $11.96 $10.41
Toothpaste $3.61 $3.7

Detailed West Chester Health Costs Vs. Pennsylvania

Item West Chester Pennsylvania
Optometrist $113.67 $125.68
Doctor $149.53 $135.78
Dentist $132.28 $113.29

Detailed West Chester Transportation Costs Vs. Pennsylvania

Item West Chester Pennsylvania
Gasoline $3.5 $3.46
Tire Balancing $74.86 $59.92

Detailed West Chester Utilities Costs Vs. Pennsylvania

Item West Chester Pennsylvania
All Electricity $173.73 $193.99
Phone $182.79 $192.25

West Chester SnackAbility

7
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
4
Diversity
8.5
Safety
N/A
Amenities
9.5
Education
8.5
Commute
8

Cost Of Living In Cities Around West Chester

The cost of living varies in the cities and towns around West Chester. Here's a quick look at the cost of living in the most populous nearby places:

  • Phoenixville, PA has a cost of living index of 114, 0.9x West Chester.

  • Ardmore, PA has a cost of living index of 124, 0.9x West Chester.

  • Conshohocken, PA has a cost of living index of 128, 1.0x West Chester.

City Population Cost Of Living Vs. West Chester
Phoenixville, PA 19,062 114 0.9x
Ardmore, PA 14,165 124 0.9x
Conshohocken, PA 9,235 128 1.0x
Audubon, PA 9,014 129 1.0x
Lionville, PA 7,091 124 0.9x
Swarthmore, PA 6,524 134 1.0x
Penn Wynne, PA 6,220 131 1.0x
Exton, PA 6,192 131 1.0x
Paoli, PA 6,124 125 1.0x
Trooper, PA 5,408 117 0.9x

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