The 10 Richest Counties In Kentucky For 2026


The richest counties in Kentucky are Oldham County and Spencer County for 2026 based on Saturday Night Science.

You’re probably never going to make enough money to live in the richest counties in Kentucky.

The median household income in Oldham County, the richest county in Kentucky is $122,497, significantly higher than the US median of $74,580, which means based purely on math most people never make enough to live there.

And that’s okay because it’s still fun to look at the people living in the lap of luxury.

So we used Saturday Night Science and the most recent Census to rank home prices and incomes for all 120 counties in the Bluegrass State. Let’s star gaze together.


Table Of Contents: Top Ten | Methodology | Table | Summary


What is the richest county in Kentucky? The richest county in Kentucky is Oldham County. In contrast, the poorest county in state is Bell County, according to the Census data.

Now you know exactly where to move in Kentucky. Keep on reading for more about the top ten and a detailed methodology.

Or, check out the best places to live in Kentucky and the cheapest places to live in Kentucky.

The Richest Counties In Kentucky For 2026

1. Oldham County

La Grange, KY

Source: Wikipedia User NearEMPTiness | CC BY-SA 4.0

Biggest Place: La Grange
Population: 69,257
Median Income: $122,497 (highest)
Median Home Price: $441,311 (highest)
More on Oldham CountyData

2. Spencer County

Biggest Place: Elk Creek
Population: 20,193
Median Income: $102,618 (2nd highest)
Median Home Price: $369,356 (2nd highest)
More on Spencer CountyData

3. Boone County

Union, KY

Source: Public domain

Biggest Place: Florence
Population: 139,841
Median Income: $99,414 (3rd highest)
Median Home Price: $342,671 (4th highest)
More on Boone CountyData

4. Woodford County

Versailles, KY

Source: Wikipedia User W.marsh | GFDL

Biggest Place: Versailles
Population: 27,279
Median Income: $83,788 (5th highest)
Median Home Price: $343,458 (3rd highest)
More on Woodford CountyData

5. Scott County

Georgetown, KY

Source: Wikipedia User FloNight (Sydney Poore) and Russell Poore | GFDL

Biggest Place: Georgetown
Population: 59,536
Median Income: $85,158 (4th highest)
Median Home Price: $338,690 (5th highest)
More on Scott CountyData

6. Shelby County

Shelbyville, KY

Source: Public domain

Biggest Place: Shelbyville
Population: 49,096
Median Income: $82,604 (6th highest)
Median Home Price: $323,518 (7th highest)
More on Shelby CountyData

7. Bullitt County

Shepherdsville, KY

Source: Wikipedia User W.marsh | GFDL

Biggest Place: Mount Washington
Population: 84,027
Median Income: $80,558 (7th highest)
Median Home Price: $295,710 (9th highest)
More on Bullitt CountyData

8. Jessamine County

Nicholasville, KY

Source: Public domain

Biggest Place: Nicholasville
Population: 54,588
Median Income: $74,576 (10th highest)
Median Home Price: $320,970 (8th highest)
More on Jessamine CountyData

9. Campbell County

Alexandria, KY

Source: Wikipedia User W.marsh | GFDL

Biggest Place: Fort Thomas
Population: 93,426
Median Income: $77,567 (9th highest)
Median Home Price: $291,569 (12th highest)
More on Campbell CountyData

10. Fayette County

Source: Public Domain

Biggest Place: Lexington-Fayette urban county
Population: 323,725
Median Income: $69,479 (15th highest)
Median Home Price: $328,842 (6th highest)
More on Fayette CountyData

Methodology: How do you determine which Kentucky county is the richest?

To determine the richest county in Kentucky, we have to look at a handful of metrics that correlate with how rich people are. To do that, we made assumptions about what makes a county rich. For reference, we are trying to make the kind of argument you’d make at a bar using facts, Saturday Night Science.

With that in mind, we went to the American Community Survey data and Zillow for the most recent reporting period for data on the following:

  • Average Home Price
  • Median Income

We then ranked each county in Kentucky for each of the criteria from one to 120, with one being the richest.

Taking the average rank across the two criteria, we created a Rich Score with the county posting the lowest overall score being the “Richest County In Kentucky.”

The result is some of the places with the most expensive real estate and highest earners in the Bluegrass State.

We updated this article for 2026. This report is our first time ranking the richest counties to live in Kentucky. We have also ranked the richest states and richest cities in the United States.

Summary: The Richest Counties In Kentucky For 2026

Living in Kentucky can vary from one part of the state to the next, with pretty extreme variance in home prices and incomes across counties.

The richest counties in Kentucky are Oldham County, Spencer County, Boone County, Woodford County, Scott County, Shelby County, Bullitt County, Jessamine County, Campbell County, and Fayette County.

Now you know the parts of the state where Goodwill will have the best goodies, and that’s what you came here to learn at the end of the day.

You are welcome.

Here’s a look at the poorest counties in Kentucky according to the data:

  1. Bell County
  2. Leslie County
  3. Breathitt County

For more Kentucky reading, check out:

Detailed List Of The Richest Counties In Kentucky

Rank County Population Median Income Average Home Price
1 Oldham County 69,257 $122,497 $441,311
2 Spencer County 20,193 $102,618 $369,356
3 Boone County 139,841 $99,414 $342,671
4 Woodford County 27,279 $83,788 $343,458
5 Scott County 59,536 $85,158 $338,690
6 Shelby County 49,096 $82,604 $323,518
7 Bullitt County 84,027 $80,558 $295,710
8 Jessamine County 54,588 $74,576 $320,970
9 Campbell County 93,426 $77,567 $291,569
10 Fayette County 323,725 $69,479 $328,842
11 Kenton County 171,288 $80,548 $282,910
12 Meade County 30,158 $74,355 $282,334
13 Grant County 25,418 $69,178 $283,036
14 Jefferson County 783,022 $69,866 $264,190
15 Anderson County 24,353 $74,488 $256,239
16 Nelson County 47,606 $69,562 $266,250
17 Warren County 140,918 $65,794 $294,046
18 Hardin County 111,942 $67,647 $245,406
19 Garrard County 17,568 $63,087 $291,730
20 Madison County 95,769 $63,351 $281,530
21 Harrison County 19,140 $66,442 $235,480
22 Clark County 37,192 $64,348 $259,293
23 Larue County 15,107 $67,067 $221,880
24 Trimble County 8,550 $66,027 $237,023
25 Daviess County 103,648 $68,214 $215,146
26 Franklin County 51,842 $65,298 $239,679
27 Henry County 15,856 $63,347 $250,391
28 Pendleton County 14,723 $64,669 $239,967
29 Mercer County 23,028 $64,824 $238,830
30 Washington County 12,140 $61,616 $250,388
31 Bourbon County 20,240 $61,354 $248,557
32 Bracken County 8,444 $66,319 $202,626
33 Boyle County 30,941 $61,159 $241,154
34 Hancock County 9,034 $65,464 $203,526
35 Marshall County 31,743 $65,831 $200,096
36 Simpson County 19,972 $59,858 $253,149
37 Gallatin County 8,769 $63,346 $211,483
38 Allen County 21,293 $61,403 $209,421
39 Todd County 12,469 $61,103 $221,369
40 Mccracken County 67,564 $64,373 $193,181
41 Marion County 19,749 $59,627 $235,196
42 Lyon County 8,900 $65,066 $177,158
43 Taylor County 26,397 $60,456 $207,412
44 Montgomery County 28,395 $56,396 $226,506
45 Logan County 27,986 $60,382 $194,783
46 Mclean County 9,114 $65,596 $153,568
47 Owen County 11,330 $61,134 $174,605
48 Henderson County 44,280 $58,851 $200,774
49 Nicholas County 7,708 $59,531 $199,883
50 Christian County 72,069 $55,494 $205,858
51 Carroll County 10,954 $56,466 $190,250
52 Laurel County 62,983 $57,771 $180,308
53 Edmonson County 12,355 $54,937 $191,973
54 Butler County 12,393 $56,092 $187,635
55 Ballard County 7,654 $66,164 $130,038
56 Robertson County 2,283 $51,830 $204,773
57 Barren County 44,938 $50,628 $212,440
58 Bath County 12,851 $56,541 $173,428
59 Rowan County 24,578 $54,321 $179,763
60 Greenup County 35,501 $60,751 $151,274
61 Lincoln County 24,504 $52,440 $180,736
62 Hart County 19,603 $52,285 $185,516
63 Carlisle County 4,762 $62,439 $136,907
64 Breckinridge County 20,881 $55,843 $166,094
65 Adair County 19,089 $53,553 $170,019
66 Pulaski County 65,897 $51,898 $172,252
67 Caldwell County 12,618 $59,583 $148,728
68 Boyd County 47,911 $61,118 $130,494
69 Green County 11,369 $46,798 $188,888
70 Calloway County 38,224 $52,706 $165,373
71 Mason County 16,956 $52,178 $166,855
72 Metcalfe County 10,425 $51,473 $170,421
73 Webster County 12,842 $59,628 $144,024
74 Fleming County 15,323 $49,307 $178,560
75 Ohio County 23,735 $57,798 $148,738
76 Hopkins County 45,119 $56,815 $149,498
77 Trigg County 14,315 $59,857 $143,558
78 Livingston County 8,903 $58,984 $144,381
79 Union County 13,260 $60,327 $133,740
80 Graves County 36,630 $50,772 $167,100
81 Hickman County 4,439 $60,867 $122,762
82 Carter County 26,341 $51,235 $159,696
83 Grayson County 26,707 $50,757 $163,925
84 Wolfe County 6,443 $30,417 $221,388
85 Wayne County 19,602 $45,739 $167,850
86 Elliott County 7,307 $45,776 $157,150
87 Lawrence County 16,077 $46,772 $152,920
88 Monroe County 11,269 $51,280 $144,850
89 Clinton County 9,202 $44,844 $157,825
90 Casey County 15,914 $45,510 $153,837
91 Rockcastle County 16,163 $48,862 $147,046
92 Muhlenberg County 30,591 $51,927 $127,979
93 Russell County 18,221 $44,738 $150,972
94 Morgan County 14,053 $47,913 $136,291
95 Whitley County 36,920 $44,615 $150,377
96 Powell County 13,038 $40,309 $152,340
97 Johnson County 22,334 $44,904 $141,663
98 Estill County 14,035 $46,051 $128,200
99 Crittenden County 8,979 $46,656 $126,163
100 Knox County 29,865 $32,527 $154,302
About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.