What is the cost of living in Harrisburg, SD?
According to the most recent data on the cost of living, Harrisburg has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to South Dakota, Harrisburg has a cost of living index that's 1.1x higher than South Dakota's index of 91.
The standard of living in Harrisburg ranks as #15 most affordable out of the 19 places we measured in South Dakota. By definition, that implies Harrisburg ranks as the #4 most expensive place in the Mount Rushmore State.
For more reading on life in Harrisburg, check out:
Harrisburg Cost Of Living Vs. South Dakota
Six factors go into calculating the cost of living index in Harrisburg. Here is how it fares on each of the criteria:
The Services index in Harrisburg is 97.
The Groceries index in Harrisburg is 95.
The Health index in Harrisburg is 113.
The Housing index in Harrisburg is 94.
The Transportation index in Harrisburg is 102.
The Utilities index in Harrisburg is 92.
| Living Expense | Harrisburg | South Dakota | National Average |
|---|---|---|---|
| Overall | 100 | 91 | 100 |
| Services | 97 | 98 | 100 |
| Groceries | 95 | 97 | 100 |
| Health | 113 | 77 | 100 |
| Housing | 94 | 98 | 100 |
| Transportation | 102 | 102 | 100 |
| Utilities | 92 | 93 | 100 |
Harrisburg Cost Of Living Compared To South Dakota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around South Dakota, check out:
- Most Expensive Cities In South Dakota
- Most Affordable Cities In South Dakota
- Average Rent In South Dakota
Source: Cost-of-living index 2026, normalized to US average = 100
Harrisburg, SD Housing Cost Breakdown
Housing swings affordability the most between places in South Dakota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Harrisburg is $359,382.
The Median Rent in Harrisburg is $1,362.
The Median Income in Harrisburg is $108,724.
The Home Value To Income in Harrisburg is 3.3x.
The Rent To Monthly Income in Harrisburg is 0.15x.
| Statistic | Harrisburg | South Dakota | United States |
|---|---|---|---|
| Median Home Value | $359,382 | $317,148 | $332,700 |
| Median Rent | $1,362 | $946 | $1,413 |
| Median Income | $108,724 | $75,081 | $80,734 |
| Home Value To Income | 3.3x | 4.2x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.15x | 0.21x |
Harrisburg, SD Costs By Category
Detailed Harrisburg Services costs vs. South Dakota
| Item | Harrisburg | South Dakota |
|---|---|---|
| Shampoo | $1.29 | $1.28 |
| Movie | $9.36 | $12.13 |
| Bowling | $16.4 | $18 |
| Haircut | $24.32 | $24.26 |
| Beauty Salon | $35.22 | $45.56 |
Detailed Harrisburg Groceries costs vs. South Dakota
| Item | Harrisburg | South Dakota |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $4.63 | $4.93 |
| Pizza | $10.64 | $12.09 |
| Beer | $9.33 | $10.41 |
| Toothpaste | $3.8 | $3.7 |
Detailed Harrisburg Health costs vs. South Dakota
| Item | Harrisburg | South Dakota |
|---|---|---|
| Optometrist | $135.1 | $125.68 |
| Doctor | $177.33 | $135.78 |
| Dentist | $108.21 | $113.29 |
Detailed Harrisburg Transportation costs vs. South Dakota
| Item | Harrisburg | South Dakota |
|---|---|---|
| Gasoline | $3.28 | $3.46 |
| Tire Balancing | $49.42 | $59.92 |
Detailed Harrisburg Utilities costs vs. South Dakota
| Item | Harrisburg | South Dakota |
|---|---|---|
| All Electricity | $141.67 | $193.99 |
| Phone | $194.04 | $192.25 |
Harrisburg SnackAbility
Cost Of Living In Cities Around Harrisburg
The cost of living varies in the cities and towns around Harrisburg. Here's a quick look at the cost of living in the most populous nearby places:
Sioux Falls, SD has a cost of living index of 99, 1.0x Harrisburg.
Brandon, SD has a cost of living index of 102, 1.0x Harrisburg.
Tea, SD has a cost of living index of 102, 1.0x Harrisburg.
| City | Population | Cost Of Living | Vs. Harrisburg |
|---|---|---|---|
| Sioux Falls, SD | 201,469 | 99 | 1.0x |
| Brandon, SD | 10,996 | 102 | 1.0x |
| Tea, SD | 6,786 | 102 | 1.0x |
