What is the cost of living in Cookeville, TN?
According to the most recent data on the cost of living, Cookeville has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Tennessee, Cookeville has a cost of living index that's 1.0x higher than Tennessee's index of 94.
The standard of living in Cookeville ranks as #63 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Cookeville ranks as the #46 most expensive place in the Volunteer State.
For more reading on life in Cookeville, check out:
Cookeville Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Cookeville. Here is how it fares on each of the criteria:
The Services index in Cookeville is 97.
The Groceries index in Cookeville is 98.
The Health index in Cookeville is 87.
The Housing index in Cookeville is 93.
The Transportation index in Cookeville is 95.
The Utilities index in Cookeville is 95.
| Living Expense | Cookeville | Tennessee | National Average |
|---|---|---|---|
| Overall | 95 | 94 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 98 | 96 | 100 |
| Health | 87 | 82 | 100 |
| Housing | 93 | 95 | 100 |
| Transportation | 95 | 99 | 100 |
| Utilities | 95 | 98 | 100 |
Cookeville Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Cookeville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cookeville, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cookeville is $320,761.
The Median Rent in Cookeville is $917.
The Median Income in Cookeville is $51,375.
The Home Value To Income in Cookeville is 6.2x.
The Rent To Monthly Income in Cookeville is 0.21x.
| Statistic | Cookeville | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $320,761 | $333,650 | $332,700 |
| Median Rent | $917 | $1,189 | $1,413 |
| Median Income | $51,375 | $69,595 | $80,734 |
| Home Value To Income | 6.2x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.21x | 0.21x |
Cookeville, TN Costs By Category
Detailed Cookeville Services costs vs. Tennessee
| Item | Cookeville | Tennessee |
|---|---|---|
| Shampoo | $1.08 | $1.28 |
| Movie | $11.36 | $12.13 |
| Bowling | $16.0 | $18 |
| Haircut | $16.67 | $24.26 |
| Beauty Salon | $35.81 | $45.56 |
Detailed Cookeville Groceries costs vs. Tennessee
| Item | Cookeville | Tennessee |
|---|---|---|
| Ground Beef | $6.08 | $5.84 |
| Fried Chicken | $1.44 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.16 | $4.93 |
| Pizza | $10.76 | $12.09 |
| Beer | $9.98 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Cookeville Health costs vs. Tennessee
| Item | Cookeville | Tennessee |
|---|---|---|
| Optometrist | $91.33 | $125.68 |
| Doctor | $106.94 | $135.78 |
| Dentist | $90.5 | $113.29 |
Detailed Cookeville Transportation costs vs. Tennessee
| Item | Cookeville | Tennessee |
|---|---|---|
| Gasoline | $3.19 | $3.46 |
| Tire Balancing | $50.61 | $59.92 |
Detailed Cookeville Utilities costs vs. Tennessee
| Item | Cookeville | Tennessee |
|---|---|---|
| All Electricity | $155.43 | $193.99 |
| Phone | $192.18 | $192.25 |
Cookeville SnackAbility
Cost Of Living In Cities Around Cookeville
The cost of living varies in the cities and towns around Cookeville. Here's a quick look at the cost of living in the most populous nearby places:
Spring, TX has a cost of living index of 103, 1.1x Cookeville.
Lebanon, TN has a cost of living index of 111, 1.2x Cookeville.
McMinnville, TN has a cost of living index of 85, 0.9x Cookeville.
| City | Population | Cost Of Living | Vs. Cookeville |
|---|---|---|---|
| Spring, TX | 68,580 | 103 | 1.1x |
| Lebanon, TN | 44,788 | 111 | 1.2x |
| McMinnville, TN | 13,844 | 85 | 0.9x |
| Crossville, TN | 12,428 | 94 | 1.0x |
| Fairfield Glade, TN | 9,487 | 100 | 1.1x |
