What is the cost of living in McMinnville, TN?
According to the most recent data on the cost of living, McMinnville has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Tennessee, McMinnville has a cost of living index that's 0.9x lower than Tennessee's index of 94.
The standard of living in McMinnville ranks as #8 most affordable out of the 109 places we measured in Tennessee. By definition, that implies McMinnville ranks as the #101 most expensive place in the Volunteer State.
For more reading on life in McMinnville, check out:
McMinnville Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in McMinnville. Here is how it fares on each of the criteria:
The Services index in McMinnville is 98.
The Groceries index in McMinnville is 96.
The Health index in McMinnville is 60.
The Housing index in McMinnville is 94.
The Transportation index in McMinnville is 98.
The Utilities index in McMinnville is 95.
| Living Expense | McMinnville | Tennessee | National Average |
|---|---|---|---|
| Overall | 85 | 94 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 60 | 82 | 100 |
| Housing | 94 | 95 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 95 | 98 | 100 |
McMinnville Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in McMinnville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
McMinnville, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in McMinnville is $255,402.
The Median Rent in McMinnville is $791.
The Median Income in McMinnville is $47,179.
The Home Value To Income in McMinnville is 5.4x.
The Rent To Monthly Income in McMinnville is 0.2x.
| Statistic | McMinnville | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $255,402 | $333,650 | $332,700 |
| Median Rent | $791 | $1,189 | $1,413 |
| Median Income | $47,179 | $69,595 | $80,734 |
| Home Value To Income | 5.4x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.21x | 0.21x |
McMinnville, TN Costs By Category
Detailed McMinnville Services costs vs. Tennessee
| Item | McMinnville | Tennessee |
|---|---|---|
| Shampoo | $1.08 | $1.28 |
| Movie | $11.36 | $12.13 |
| Bowling | $16.0 | $18 |
| Haircut | $16.67 | $24.26 |
| Beauty Salon | $35.81 | $45.56 |
Detailed McMinnville Groceries costs vs. Tennessee
| Item | McMinnville | Tennessee |
|---|---|---|
| Ground Beef | $6.08 | $5.84 |
| Fried Chicken | $1.44 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.16 | $4.93 |
| Pizza | $10.76 | $12.09 |
| Beer | $9.98 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed McMinnville Health costs vs. Tennessee
| Item | McMinnville | Tennessee |
|---|---|---|
| Optometrist | $91.33 | $125.68 |
| Doctor | $106.94 | $135.78 |
| Dentist | $90.5 | $113.29 |
Detailed McMinnville Transportation costs vs. Tennessee
| Item | McMinnville | Tennessee |
|---|---|---|
| Gasoline | $3.19 | $3.46 |
| Tire Balancing | $50.61 | $59.92 |
Detailed McMinnville Utilities costs vs. Tennessee
| Item | McMinnville | Tennessee |
|---|---|---|
| All Electricity | $155.43 | $193.99 |
| Phone | $192.18 | $192.25 |
Mcminnville SnackAbility
Cost Of Living In Cities Around McMinnville
The cost of living varies in the cities and towns around McMinnville. Here's a quick look at the cost of living in the most populous nearby places:
Murfreesboro, TN has a cost of living index of 109, 1.3x McMinnville.
Smyrna, TN has a cost of living index of 104, 1.2x McMinnville.
Lebanon, TN has a cost of living index of 111, 1.3x McMinnville.
| City | Population | Cost Of Living | Vs. McMinnville |
|---|---|---|---|
| Murfreesboro, TN | 161,445 | 109 | 1.3x |
| Smyrna, TN | 56,692 | 104 | 1.2x |
| Lebanon, TN | 44,788 | 111 | 1.3x |
| La Vergne, TN | 40,243 | 100 | 1.2x |
| Tullahoma, TN | 21,103 | 93 | 1.1x |
| Soddy-Daisy, TN | 13,231 | 95 | 1.1x |
| Manchester, TN | 12,944 | 93 | 1.1x |
| Middle Valley, TN | 12,187 | 97 | 1.1x |
| Red Bank, TN | 12,010 | 93 | 1.1x |
| Signal Mountain, TN | 8,860 | 125 | 1.5x |
