What is the cost of living in Gallatin, TN?
According to the most recent data on the cost of living, Gallatin has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Tennessee, Gallatin has a cost of living index that's 1.1x higher than Tennessee's index of 94.
The standard of living in Gallatin ranks as #88 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Gallatin ranks as the #21 most expensive place in the Volunteer State.
For more reading on life in Gallatin, check out:
Gallatin Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Gallatin. Here is how it fares on each of the criteria:
The Services index in Gallatin is 94.
The Groceries index in Gallatin is 94.
The Health index in Gallatin is 130.
The Housing index in Gallatin is 96.
The Transportation index in Gallatin is 98.
The Utilities index in Gallatin is 97.
| Living Expense | Gallatin | Tennessee | National Average |
|---|---|---|---|
| Overall | 105 | 94 | 100 |
| Services | 94 | 99 | 100 |
| Groceries | 94 | 96 | 100 |
| Health | 130 | 82 | 100 |
| Housing | 96 | 95 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 97 | 98 | 100 |
Gallatin Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Gallatin Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gallatin, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gallatin is $435,263.
The Median Rent in Gallatin is $1,395.
The Median Income in Gallatin is $77,518.
The Home Value To Income in Gallatin is 5.6x.
The Rent To Monthly Income in Gallatin is 0.22x.
Gallatin, TN Costs By Category
Detailed Gallatin Services costs vs. Tennessee
Detailed Gallatin Groceries costs vs. Tennessee
Detailed Gallatin Health costs vs. Tennessee
Detailed Gallatin Transportation costs vs. Tennessee
Gallatin SnackAbility
Cost Of Living In Cities Around Gallatin
The cost of living varies in the cities and towns around Gallatin. Here's a quick look at the cost of living in the most populous nearby places:
Hendersonville, TN has a cost of living index of 111, 1.1x Gallatin.
Lebanon, TN has a cost of living index of 111, 1.1x Gallatin.
Mount Juliet, TN has a cost of living index of 114, 1.1x Gallatin.
| City | Population | Cost Of Living | Vs. Gallatin |
|---|---|---|---|
| Hendersonville, TN | 63,091 | 111 | 1.1x |
| Lebanon, TN | 44,788 | 111 | 1.1x |
| Mount Juliet, TN | 42,073 | 114 | 1.1x |
| Goodlettsville, TN | 17,597 | 107 | 1.0x |
| White House, TN | 14,631 | 106 | 1.0x |
| Portland, TN | 13,449 | 93 | 0.9x |
| Greenbrier, TN | 6,971 | 103 | 1.0x |
| Green Hill, TN | 6,866 | 109 | 1.0x |
| Millersville, TN | 5,836 | 102 | 1.0x |
