What is the cost of living in Signal Mountain, TN?
According to the most recent data on the cost of living, Signal Mountain has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to Tennessee, Signal Mountain has a cost of living index that's 1.3x higher than Tennessee's index of 94.
The standard of living in Signal Mountain ranks as #104 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Signal Mountain ranks as the #5 most expensive place in the Volunteer State.
For more reading on life in Signal Mountain, check out:
Signal Mountain Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Signal Mountain. Here is how it fares on each of the criteria:
The Services index in Signal Mountain is 98.
The Groceries index in Signal Mountain is 98.
The Health index in Signal Mountain is 193.
The Housing index in Signal Mountain is 96.
The Transportation index in Signal Mountain is 98.
The Utilities index in Signal Mountain is 95.
| Living Expense | Signal Mountain | Tennessee | National Average |
|---|---|---|---|
| Overall | 125 | 94 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 98 | 96 | 100 |
| Health | 193 | 82 | 100 |
| Housing | 96 | 95 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 95 | 98 | 100 |
Signal Mountain Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Signal Mountain Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Signal Mountain, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Signal Mountain is $623,274.
The Median Rent in Signal Mountain is $1,852.
The Median Income in Signal Mountain is $141,008.
The Home Value To Income in Signal Mountain is 4.4x.
The Rent To Monthly Income in Signal Mountain is 0.16x.
| Statistic | Signal Mountain | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $623,274 | $333,650 | $332,700 |
| Median Rent | $1,852 | $1,189 | $1,413 |
| Median Income | $141,008 | $69,595 | $80,734 |
| Home Value To Income | 4.4x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.21x | 0.21x |
Signal Mountain, TN Costs By Category
Detailed Signal Mountain Services costs vs. Tennessee
| Item | Signal Mountain | Tennessee |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.57 | $12.13 |
| Bowling | $16.47 | $18 |
| Haircut | $18.8 | $24.26 |
| Beauty Salon | $48.4 | $45.56 |
Detailed Signal Mountain Groceries costs vs. Tennessee
| Item | Signal Mountain | Tennessee |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.43 | $1.57 |
| Milk | $4.49 | $4.67 |
| Potatoes | $5.17 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $10.02 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Signal Mountain Health costs vs. Tennessee
| Item | Signal Mountain | Tennessee |
|---|---|---|
| Optometrist | $112.0 | $125.68 |
| Doctor | $129.61 | $135.78 |
| Dentist | $96.5 | $113.29 |
Detailed Signal Mountain Transportation costs vs. Tennessee
| Item | Signal Mountain | Tennessee |
|---|---|---|
| Gasoline | $3.09 | $3.46 |
| Tire Balancing | $50.87 | $59.92 |
Detailed Signal Mountain Utilities costs vs. Tennessee
| Item | Signal Mountain | Tennessee |
|---|---|---|
| All Electricity | $170.16 | $193.99 |
| Phone | $192.18 | $192.25 |
Signal Mountain SnackAbility
Cost Of Living In Cities Around Signal Mountain
The cost of living varies in the cities and towns around Signal Mountain. Here's a quick look at the cost of living in the most populous nearby places:
Chattanooga, TN has a cost of living index of 99, 0.8x Signal Mountain.
East Ridge, TN has a cost of living index of 92, 0.7x Signal Mountain.
Soddy-Daisy, TN has a cost of living index of 95, 0.8x Signal Mountain.
| City | Population | Cost Of Living | Vs. Signal Mountain |
|---|---|---|---|
| Chattanooga, TN | 185,783 | 99 | 0.8x |
| East Ridge, TN | 22,070 | 92 | 0.7x |
| Soddy-Daisy, TN | 13,231 | 95 | 0.8x |
| Middle Valley, TN | 12,187 | 97 | 0.8x |
| Red Bank, TN | 12,010 | 93 | 0.7x |
| Collegedale, TN | 11,330 | 103 | 0.8x |
| Fort Oglethorpe, GA | 10,416 | 90 | 0.7x |
| Harrison, TN | 8,011 | 95 | 0.8x |
| Fairview, GA | 5,302 | 89 | 0.7x |
