Shelbyville, TN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Shelbyville, TN Summary

Cost of living in Shelbyville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shelbyville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Shelbyville is 91, with 100 being the average.

  • The cost of living index in Shelbyville is 0.9x lower than the national average.

  • Shelbyville ranks as the #54 cheapest in Tennessee out of 109.

  • Shelbyville ranks as the #1,347 cheapest out of 6,489 in the US.

  • The median home value in Shelbyville is $311,863.

  • The median income in Shelbyville is $52,290.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
91
Shelbyville's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Shelbyville, TN?

According to the most recent data on the cost of living, Shelbyville has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.

Compared to Tennessee, Shelbyville has a cost of living index that's 1.0x higher than Tennessee's index of 90.

The standard of living in Shelbyville ranks as #54 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Shelbyville ranks as the #55 most expensive place in the Volunteer State.

For more reading on life in Shelbyville, check out:

54 out of 109
In Tennessee
1,347 out of 6,489
In America

Shelbyville Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Shelbyville. Here is how it fairs on each of the criteria:

  • The Services index in Shelbyville is 98.

  • The Groceries index in Shelbyville is 99.

  • The Health index in Shelbyville is 90.

  • The Housing index in Shelbyville is 79.

  • The Transportation index in Shelbyville is 89.

  • The Utilities index in Shelbyville is 92.

Living Expense Shelbyville Tennessee National Average
Overall 91 90 100
Services 98 93 100
Groceries 99 99 100
Health 90 87 100
Housing 79 81 100
Transportation 89 89 100
Utilities 92 95 100
For more reading on cost of living around Tennessee, check out:
Shelbyville Cost of Living Vs. TN

Shelbyville, TN Housing Cost Breakdown

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Shelbyville is $311,863.

  • The Median Rent in Shelbyville is $935.

  • The Median Income in Shelbyville is $52,290.

  • The Home Value To Income in Shelbyville is 6.0x.

  • The Rent To Monthly Income in Shelbyville is 0.21x.

Statistic Shelbyville Tennessee United States
Median Home Value $311,863 $330,598 $303,400
Median Rent $935 $1,122 $1,348
Median Income $52,290 $67,097 $78,538
Home Value To Income 6.0x 4.9x 3.9x
Rent To Monthly Income 0.21x 0.2x 0.21x
$311,863
Median Home Value
$935
Median Rent
$52,290
Median Income

Shelbyville, TN Costs By Category

Detailed Shelbyville Services Costs Vs. Tennessee

Item Shelbyville Tennessee
Shampoo $1.05 $1.28
Movie $14.99 $12.13
Bowling $7.11 $18
Haircut $16.56 $24.26
Beauty Salon $38.22 $45.56

Detailed Shelbyville Groceries Costs Vs. Tennessee

Item Shelbyville Tennessee
Ground Beef $5.76 $5.84
Fried Chicken $1.45 $1.57
Milk $4.39 $4.67
Potatoes $5.03 $4.93
Pizza $10.79 $12.09
Beer $10.06 $10.41
Toothpaste $3.54 $3.7

Detailed Shelbyville Health Costs Vs. Tennessee

Item Shelbyville Tennessee
Optometrist $102.44 $125.68
Doctor $133.17 $135.78
Dentist $86.34 $113.29

Detailed Shelbyville Transportation Costs Vs. Tennessee

Item Shelbyville Tennessee
Gasoline $3.11 $3.46
Tire Balancing $37.5 $59.92

Detailed Shelbyville Utilities Costs Vs. Tennessee

Item Shelbyville Tennessee
All Electricity $187.59 $193.99
Phone $195.99 $192.25

Shelbyville SnackAbility

4
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
6
Diversity
9
Safety
4
Amenities
8
Education
4
Commute
8

Cost Of Living In Cities Around Shelbyville

The cost of living varies in the cities and towns around Shelbyville. Here's a quick look at the cost of living in the most populous nearby places:

  • Murfreesboro, TN has a cost of living index of 108, 1.2x Shelbyville.

  • Franklin, TN has a cost of living index of 130, 1.4x Shelbyville.

  • Smyrna, TN has a cost of living index of 103, 1.1x Shelbyville.

City Population Cost Of Living Vs. Shelbyville
Murfreesboro, TN 157,547 108 1.2x
Franklin, TN 85,575 130 1.4x
Smyrna, TN 55,066 103 1.1x
Spring Hill, TN 53,585 115 1.3x
Brentwood, TN 45,272 162 1.8x
Lebanon, TN 41,951 104 1.1x
Mount Juliet, TN 40,828 114 1.3x
La Vergne, TN 38,944 101 1.1x
Tullahoma, TN 20,672 95 1.0x
Nolensville, TN 14,545 146 1.6x

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