What is the cost of living in Amarillo, TX?
According to the most recent data on the cost of living, Amarillo has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Texas, Amarillo has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Amarillo ranks as #161 most affordable out of the 419 places we measured in Texas. By definition, that implies Amarillo ranks as the #258 most expensive place in the Lone Star State.
For more reading on life in Amarillo, check out:
Amarillo Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Amarillo. Here is how it fares on each of the criteria:
The Services index in Amarillo is 101.
The Groceries index in Amarillo is 100.
The Health index in Amarillo is 79.
The Housing index in Amarillo is 99.
The Transportation index in Amarillo is 106.
The Utilities index in Amarillo is 100.
| Living Expense | Amarillo | Texas | National Average |
|---|---|---|---|
| Overall | 93 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 79 | 81 | 100 |
| Housing | 99 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 100 | 100 | 100 |
Amarillo Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Amarillo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Amarillo, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Amarillo is $206,786.
The Median Rent in Amarillo is $1,092.
The Median Income in Amarillo is $65,912.
The Home Value To Income in Amarillo is 3.1x.
The Rent To Monthly Income in Amarillo is 0.2x.
Amarillo, TX Costs By Category
Detailed Amarillo Services costs vs. Texas
Detailed Amarillo Groceries costs vs. Texas
Detailed Amarillo Health costs vs. Texas
Detailed Amarillo Transportation costs vs. Texas
Amarillo SnackAbility
Cost Of Living In Cities Around Amarillo
The cost of living varies in the cities and towns around Amarillo. Here's a quick look at the cost of living in the most populous nearby places:
Canyon, TX has a cost of living index of 96, 1.0x Amarillo.
Hereford, TX has a cost of living index of 86, 0.9x Amarillo.
Dumas, TX has a cost of living index of 93, 1.0x Amarillo.
| City | Population | Cost Of Living | Vs. Amarillo |
|---|---|---|---|
| Canyon, TX | 15,723 | 96 | 1.0x |
| Hereford, TX | 14,840 | 86 | 0.9x |
| Dumas, TX | 14,452 | 93 | 1.0x |
| Borger, TX | 12,226 | 88 | 0.9x |
