The 10 Best Places To Retire In Texas For 2026

The best places to retire in Texas are Fredericksburg and Santa Fe for 2026 based on Saturday Night Science.

It’s that time of your life when you deserve an indefinite vacation — retirement. And while it might seem like a miracle, you’re ready to hang up your hat and stirrups. So the question becomes, where should you retire? The answer, of course, is one of these Texas towns. If Florida is too beachy and California is too West Coast, then there is another state that many people consider for retirement living. Texas. That’s right, this southern state is perfect for retirement. It is affordable, has amazing weather, and is a retirement hub for other like-minded older individuals. You may not have luscious green grass in Texas, but you can make a decent cactus garden, ride horses, and eat delicious BBQ. You might assume the best place to retire is a big city like Austin or Houston. But the reality is a little more nuanced. We dug into the recent Census and FBI Crime data to determine the safest, most affordable places in Texas that still offer plenty to do on the weekends — which is everyday for a retiree.
1

No. 1 best place to retire in Texas

Fredericksburg, TX

11,419 peopleSnackAbility 7/10up 1
7/10
Fredericksburg, TX
Source: Wikipedia User Photolitherland Chris Litherland | CC BY-SA 3.0
$1,386 median rent · $64,534 median income · #126 cheapest rent in Texas
Map of Fredericksburg within Texas Located in Gillespie County, Texas
Median income -18% vs TX
$64,534
TX $78k
Median home value +72% vs TX
$517,758
TX $301k

Fredericksburg is the seat of Gillespie County, in the U.S. state of Texas. As of the 2010 Census, the city had a population of 10,530.

2

No. 2 best place to retire in Texas

Santa Fe, TX

12,901 peopleSnackAbility 5/10down 1
5/10
Santa Fe, TX
Source: Wikipedia User Nsaum75 | CC BY-SA 3.0
$1,240 median rent · $99,190 median income · #99 cheapest rent in Texas
Map of Santa Fe within Texas Located in Galveston County, Texas
Median income +26% vs TX
$99,190
TX $78k
Median home value +10% vs TX
$330,156
TX $301k

Santa Fe is a city in Galveston County, Texas, United States. It is named for the Santa Fe Railroad which runs through the town alongside State Highway 6. The population of Santa Fe at the 2010 census was 12,222. Locals refer to their town as “The Fe.”

3

No. 3 best place to retire in Texas

Kerrville, TX

24,755 peopleSnackAbility 7/10
7/10
Kerrville, TX
Source: Wikipedia User Larry D. Moore | CC BY-SA 4.0
$1,086 median rent · $62,102 median income · #62 cheapest rent in Texas
Map of Kerrville within Texas Located in Kerr County, Texas
Median income -21% vs TX
$62,102
TX $78k
Median home value +17% vs TX
$351,636
TX $301k

Kerrville is a city in Kerr County, Texas, United States. It is the county seat of Kerr County. As of 2016, the population of Kerrville is 23,434. Kerrville is named after James Kerr, a major in the Texas Revolution, and friend of settler-founder Joshua Brown, who settled in the area to start a shingle-making camp.

4

No. 4 best place to retire in Texas

Robstown, TX

10,236 peopleSnackAbility 1/10up 1
1/10
Robstown, TX
Source: Wikipedia User Larry D. Moore | CC BY-SA 4.0
$956 median rent · $34,436 median income · #26 cheapest rent in Texas
Map of Robstown within Texas Located in Nueces County, Texas
Median income -56% vs TX
$34,436
TX $78k
Median home value -62% vs TX
$113,142
TX $301k
5

No. 5 best place to retire in Texas

Angleton, TX

19,972 peopleSnackAbility 8/10up 1
8/10
Angleton, TX
Source: Wikipedia User Adavyd | CC BY-SA 4.0
$1,141 median rent · $86,712 median income · #75 cheapest rent in Texas
Map of Angleton within Texas Located in Brazoria County, Texas
Median income +10% vs TX
$86,712
TX $78k
Median home value -17% vs TX
$249,418
TX $301k

Angleton is a city in and the county seat of Brazoria County, Texas, United States, within the Houston-The Woodlands-Sugar Land metropolitan area. Angleton lies at the intersection of State Highway 288, State Highway 35, and the Union Pacific Railroad. The population was 18,862 at the 2010 census. Angleton is in the 14th congressional district, and is represented by Republican Congressman Randy Weber.

6

No. 6 best place to retire in Texas

Lockhart, TX

15,326 peopleSnackAbility 6/10up 6
6/10
Lockhart, TX
Source: Wikipedia User Liveon001 ©Travis Witt | CC BY-SA 3.0
$1,152 median rent · $68,400 median income · #77 cheapest rent in Texas
Map of Lockhart within Texas Located in Caldwell County, Texas
Median income -13% vs TX
$68,400
TX $78k
Median home value -8% vs TX
$277,443
TX $301k

Lockhart is a city in Caldwell County, Texas, United States. It is the county seat of Caldwell County. According to the 2010 census the population of Lockhart was 12,698. Lockhart and Caldwell County are within the Austin-Round Rock metropolitan area.

7

No. 7 best place to retire in Texas

Levelland, TX

12,466 peopleSnackAbility 5/10up 4
5/10
$846 median rent · $58,000 median income · #8 cheapest rent in Texas
Map of Levelland within Texas Located in Hockley County, Texas
Median income -26% vs TX
$58,000
TX $78k
Median home value -52% vs TX
$145,131
TX $301k
8

No. 8 best place to retire in Texas

Southlake, TX

31,137 peopleSnackAbility 10/10up 2
10/10
Southlake, TX
Source: Wikipedia User NETarrantMan | CC BY 3.0
$3,501 median rent · $250,001 median income · #229 cheapest rent in Texas
Map of Southlake within Texas Located in Tarrant County, Texas
Median income +219% vs TX
$250,001
TX $78k
Median home value +332% vs TX
$1,301,365
TX $301k

Southlake is a city located predominantly in Tarrant County with minor areas extending into Denton County in the U.S. state of Texas. Southlake is a suburb in the Dallas/Fort Worth Metropolitan area. As of the 2010 census it had a population of 26,575. Southlake is known for public schools, Southlake Town Square, its wealth, Gateway Church and Carroll High School’s 8-time state champion Football and Men’s Swim & Dive team.

9

No. 9 best place to retire in Texas

Alice, TX

17,707 peopleSnackAbility 3/10up 5
3/10
Alice, TX
Source: Wikipedia User Larry D. Moore | CC BY-SA 3.0
$934 median rent · $48,676 median income · #22 cheapest rent in Texas
Map of Alice within Texas Located in Jim Wells County, Texas
Median income -38% vs TX
$48,676
TX $78k
Median home value -56% vs TX
$132,639
TX $301k

Alice is a city in and the county seat of Jim Wells County, Texas, United States, in the South Texas region of the state. The population was 19,104 at the 2010 census. Alice was established in 1888. First it was called Bandana, then Kleberg and finally Alice after Alice Gertrudis King Kleberg, the daughter of Richard King, who established the King Ranch.

10

No. 10 best place to retire in Texas

Galveston, TX

53,424 peopleSnackAbility 4/10up 6
4/10
Galveston, TX
Source: Wikipedia User TheAustinMan | CC BY-SA 3.0
$1,298 median rent · $55,631 median income · #105 cheapest rent in Texas
Map of Galveston within Texas Located in Galveston County, Texas
Median income -29% vs TX
$55,631
TX $78k
Median home value +7% vs TX
$320,625
TX $301k

Galveston is a coastal resort city on Galveston Island and Pelican Island in the U.S. state of Texas. The community of 209.3 square miles, with an estimated population of 50,180 in 2015, is the county seat and second-largest municipality of Galveston County. It is within Houston-The Woodlands-Sugar Land metropolitan area.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Texas’s statewide median.

City Median income vs TX
1 Fredericksburg $64,534 -18%
2 Santa Fe $99,190 +26%
3 Kerrville $62,102 -21%
4 Robstown $34,436 -56%
5 Angleton $86,712 +10%
6 Lockhart $68,400 -13%
7 Levelland $58,000 -26%
8 Southlake $250,001 +219%
9 Alice $48,676 -38%
10 Galveston $55,631 -29%

Texas statewide median: $78,476

City Median home value vs TX
1 Fredericksburg $517,758 +72%
2 Santa Fe $330,156 +10%
3 Kerrville $351,636 +17%
4 Robstown $113,142 -62%
5 Angleton $249,418 -17%
6 Lockhart $277,443 -8%
7 Levelland $145,131 -52%
8 Southlake $1,301,365 +332%
9 Alice $132,639 -56%
10 Galveston $320,625 +7%

Texas statewide median: $300,957

City Median rent vs TX
1 Fredericksburg $1,386
2 Santa Fe $1,240
3 Kerrville $1,086
4 Robstown $956
5 Angleton $1,141
6 Lockhart $1,152
7 Levelland $846
8 Southlake $3,501
9 Alice $934
10 Galveston $1,298
City Population vs TX
1 Fredericksburg 11,419
2 Santa Fe 12,901
3 Kerrville 24,755
4 Robstown 10,236
5 Angleton 19,972
6 Lockhart 15,326
7 Levelland 12,466
8 Southlake 31,137
9 Alice 17,707
10 Galveston 53,424

On the map

Where to retire in Texas

Saturday Night Science

Methodology: How We Determined The Best Places To Retire In the Lone Star State for 2026

To create our ranking of the best places in Texas to retire, we used Saturday Night Science. We analyzed Census data to find all places in the Lone Star State — 1687 cities and towns.

We then narrowed it down to places with at least 10,000 people that weren’t townships. This left us with 230 places from across the state.

For these 230, we looked at the following criteria taken from the Census, the FBI’s Crime Report, National Weather Service, and OpenFlights:

  • Low cost of living as measured by rent
  • Low crime
  • Things to do (Museums, Colleges, and Libraries in town)
  • Nice weather
  • Distance to the closest international airport
  • Other retirees (High median age)

We then ranked each of these places for each criterion from one to 230, with the lowest number being the best.

Finally, we took the average rank across these criteria. The place, in this case Fredericksburg, with the lowest average rank, was crowned the best of the best, a place for you to start your second career.

The report has been updated for 2026. This list reflects our eleventh time ranking the best places to retire in Texas.

The full plate

Best Places To Retire In Texas

Click any column to sort. Search by city name.

RankCityRetire ScorePopulationMedian IncomeAverage Home PricesMedian Rent
1Fredericksburg53.2011,419$64,534$517,758$1,386
2Santa Fe57.4012,901$99,190$330,156$1,240
3Kerrville58.3024,755$62,102$351,636$1,086
4Robstown63.4010,236$34,436$113,142$956
5Angleton66.0019,972$86,712$249,418$1,141
6Lockhart67.9015,326$68,400$277,443$1,152
7Levelland68.2012,466$58,000$145,131$846
8Southlake71.3031,137$250,001$1,301,365$3,501
9Alice71.4017,707$48,676$132,639$934
10Galveston73.2053,424$55,631$320,625$1,298
11Lumberton73.3013,963$107,623$278,475$1,067
12Borger73.3012,226$61,583$108,129$910
13Gatesville73.7016,228$57,217$240,954$1,007
14Denison74.4025,778$67,365$227,793$1,309
15Taylor75.7017,136$75,508$285,633$1,074
16Burkburnett76.7011,059$66,308$179,063$964
17Del Rio77.3034,668$66,158$209,762$895
18Port Lavaca79.3011,358$70,123$185,838$849
19Roanoke79.4010,286$97,295$428,021$1,783
20Port Neches79.8013,664$81,637$236,950$1,095
21Mission80.7087,038$60,767$220,634$950
22Colleyville80.9026,012$218,328$913,049$3,263
23Schertz81.2044,050$99,948$314,686$1,659
24Hidalgo82.0014,498$59,441$191,376$842
25Bonham82.4010,697$57,681$226,435$1,073
26Palmview82.8015,921$43,963$186,793$678
27Boerne83.2020,518$84,541$554,313$1,589
28Sweetwater85.0010,385$44,892$108,067$907
29Azle85.5014,126$68,514$330,263$1,333
30Elgin86.2011,563$91,114$275,342$1,440
31Saginaw86.4024,970$97,276$299,871$1,776
32Gainesville87.0017,883$58,809$250,182$1,038
33Portland87.2020,543$83,865$267,661$1,577
34Friendswood87.7041,030$126,508$457,135$1,688
35Rockport87.8010,683$72,174$306,199$1,212
36El Paso89.10680,130$59,745$234,775$1,073
37Coppell89.1042,154$146,235$619,492$2,022
38Sachse90.6030,491$131,808$433,037$1,798
39Benbrook90.8024,557$86,292$316,645$1,566
40Keller91.5045,976$174,950$652,144$2,144
41Dickinson91.9021,753$91,779$267,231$1,231
42San Benito92.0024,709$43,639$164,028$839
43Flower Mound93.2078,389$161,235$609,719$2,231
44Groves93.3016,976$73,710$177,711$1,286
45Seguin93.4033,754$64,861$273,065$1,187
46Bedford93.6049,085$83,971$374,676$1,502
47Leon Valley94.1011,446$59,481$262,385$1,187
48Raymondville94.2010,185$51,442$116,079$881
49Trophy Club95.3013,733$201,054$701,041$1,992
50Carrollton95.90133,740$101,396$406,040$1,735
51Mineral Wells97.2015,244$55,929$202,109$1,077
52Cleburne97.7034,344$70,656$272,448$1,322
53Watauga97.8023,233$91,171$277,103$1,982
54Amarillo97.90201,885$65,912$206,787$1,092
55Brownwood98.4018,777$48,981$168,039$882
56Grapevine99.2051,139$111,376$552,148$1,863
57Forest Hill99.2014,062$68,457$226,976$1,763
58Weatherford99.3035,788$81,516$394,881$1,527
59Pampa99.8016,659$56,626$102,177$934
60Lakeway99.9019,307$190,060$741,100$2,981
61San Juan100.1036,149$56,562$182,709$961
62Crowley100.3019,532$95,030$314,947$1,725
63Granbury100.6012,136$73,516$368,651$1,386
64Laredo101.00257,619$63,915$220,331$1,030
65Canyon102.0015,723$69,772$295,887$984
66Georgetown102.1085,999$95,062$426,799$1,795
67Fair Oaks Ranch102.4010,728$174,327$697,347$2,108
68Deer Park102.8033,967$100,382$280,749$1,318
69Kingsville103.2024,994$58,148$148,246$1,037
70White Settlement103.7018,150$56,784$220,447$1,253
71Pharr103.8080,333$52,814$164,025$1,037
72Corinth104.1023,385$120,580$410,565$1,891
73Buda104.4015,859$123,766$354,685$1,852
74Brownsville105.00189,177$52,130$195,993$923
75New Braunfels105.70104,643$86,021$350,104$1,654
76Edinburg105.90104,550$59,466$217,345$996
77Plainview105.9019,711$44,768$116,898$851
78Orange105.9019,177$62,891$179,847$1,108
79Socorro106.2037,123$54,744$208,216$1,032
80Uvalde106.3015,417$51,141$179,928$994
81Dumas107.3014,452$63,788$189,049$1,028
82Plano107.60290,594$112,253$498,989$1,841
83Big Spring107.6023,975$67,581$141,647$1,050
84Alamo107.7020,255$57,096$173,085$811
85McAllen107.80145,385$61,579$229,001$1,049
86Nederland107.8018,381$77,570$214,465$1,400
87Seabrook107.9013,768$102,726$348,376$1,476
88La Marque108.4019,268$71,102$231,040$1,443
89Henderson108.8013,385$61,285$204,042$1,007
90Athens109.1013,200$67,984$254,164$1,112
91The Colony109.5045,454$114,511$406,282$1,958
92Bastrop109.5011,156$81,551$351,852$1,443
93Allen109.70110,265$130,901$493,532$1,932
94Harlingen109.8072,087$53,645$197,377$928
95Midland110.20136,640$89,585$328,325$1,434
96Palestine110.4019,136$44,981$195,281$1,062
97Hereford110.6014,840$56,868$172,976$953
98Hurst110.7039,861$72,210$337,204$1,358
99Fairview111.6010,783$109,347$660,166$1,947
100Cedar Park112.3078,301$129,545$471,699$1,846

Source: U.S. Census ACS 2020-2024, FBI UCR, OpenFlights. 230 cities with more than 10,000 residents.

Summary

Summary: Maybe You’re Not Ready To Retire In Texas Yet…

So there you have it, the best place to retire in Texas goes to Fredericksburg.

The best places to retire in Texas are Fredericksburg, Santa Fe, Kerrville, Robstown, Angleton, Lockhart, Levelland, Southlake, Alice, and Galveston.

If you’re not ready to hang up your office apparel yet, then these places might be up your alley.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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