Bay City, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Bay City, TX Summary

Cost of living in Bay City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bay City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bay City is 87, with 100 being the average.

  • The cost of living index in Bay City is 0.9x lower than the national average.

  • Bay City ranks as the #165 cheapest in Texas out of 405.

  • Bay City ranks as the #1,101 cheapest out of 6,412 in the US.

  • The median home value in Bay City is $125,200.

  • The median income in Bay City is $46,171.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
87
Bay City's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Bay City, TX?

According to the most recent data on the cost of living, Bay City has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Texas, Bay City has a cost of living index that's 0.9x lower than Texas's index of 92.

The standard of living in Bay City ranks as #165 most affordable out of the 405 places we measured in Texas. By definition, that implies Bay City ranks as the #240 most expensive place in the Lone Star State.

For more reading on life in Bay City, check out:

165 out of 405
In Texas
1,101 out of 6,412
In America

Bay City Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Bay City. Here is how it fairs on each of the criteria:

  • The Services index in Bay City is 98.

  • The Groceries index in Bay City is 92.

  • The Health index in Bay City is 98.

  • The Housing index in Bay City is 57.

  • The Transportation index in Bay City is 94.

  • The Utilities index in Bay City is 113.

Living Expense Bay City Texas National Average
Overall 87 92 100
Services 98 96 100
Groceries 92 93 100
Health 98 93 100
Housing 57 84 100
Transportation 94 92 100
Utilities 113 104 100
For more reading on cost of living around Texas, check out:
Bay City Cost of Living Vs. TX

Bay City, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Bay City is $125,200.

  • The Median Rent in Bay City is $919.

  • The Median Income in Bay City is $46,171.

  • The Home Value To Income in Bay City is 2.7x.

  • The Rent To Monthly Income in Bay City is 0.24x.

Statistic Bay City Texas United States
Median Home Value $125,200 $202,600 $244,900
Median Rent $919 $1,146 $1,163
Median Income $46,171 $67,321 $69,021
Home Value To Income 2.7x 3.0x 3.5x
Rent To Monthly Income 0.24x 0.2x 0.2x
Search Homes For Sale In Bay City, TX
$125,200
Median Home Value
$919
Median Rent
$46,171
Median Income

Bay City, TX Costs By Category

Detailed Bay City Services Costs Vs. Texas

Item Bay City Texas
Shampoo $0.96 $1.06
Movie $9.78 $10.68
Bowling $20.8 $14.67
Haircut $19.27 $18.62
Beauty Salon $61.37 $39.05

Detailed Bay City Groceries Costs Vs. Texas

Item Bay City Texas
Ground Beef $4.05 $4.22
Fried Chicken $1.13 $1.39
Milk $1.58 $2.05
Potatoes $2.87 $3.29
Pizza $9.65 $10.62
Beer $9.84 $9.38
Toothpaste $2.25 $2.34

Detailed Bay City Health Costs Vs. Texas

Item Bay City Texas
Optometrist $119.84 $108.57
Doctor $88.11 $116.17
Dentist $111.03 $99.13

Detailed Bay City Transportation Costs Vs. Texas

Item Bay City Texas
Gasoline $1.92 $2.22
Tire Balancing $56.85 $50.07

Detailed Bay City Utilities Costs Vs. Texas

Item Bay City Texas
All Electricity $199.99 $167.67
Phone $183.98 $175.64

Bay City SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
6
Affordability
7
Diversity
9
Safety
4
Amenities
8.5
Education
6
Commute
7

Articles About Texas

Enjoy The Snack?