What is the cost of living in Brownwood, TX?
According to the most recent data on the cost of living, Brownwood has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Texas, Brownwood has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Brownwood ranks as #97 most affordable out of the 419 places we measured in Texas. By definition, that implies Brownwood ranks as the #322 most expensive place in the Lone Star State.
For more reading on life in Brownwood, check out:
Brownwood Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Brownwood. Here is how it fares on each of the criteria:
The Services index in Brownwood is 99.
The Groceries index in Brownwood is 98.
The Health index in Brownwood is 63.
The Housing index in Brownwood is 101.
The Transportation index in Brownwood is 105.
The Utilities index in Brownwood is 94.
| Living Expense | Brownwood | Texas | National Average |
|---|---|---|---|
| Overall | 89 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 63 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 94 | 100 | 100 |
Brownwood Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Brownwood Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Brownwood, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Brownwood is $168,038.
The Median Rent in Brownwood is $882.
The Median Income in Brownwood is $48,981.
The Home Value To Income in Brownwood is 3.4x.
The Rent To Monthly Income in Brownwood is 0.22x.
