What is the cost of living in Lago Vista, TX?
According to the most recent data on the cost of living, Lago Vista has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Texas, Lago Vista has a cost of living index that's 1.2x higher than Texas's index of 93.
The standard of living in Lago Vista ranks as #347 most affordable out of the 419 places we measured in Texas. By definition, that implies Lago Vista ranks as the #72 most expensive place in the Lone Star State.
For more reading on life in Lago Vista, check out:
Lago Vista Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Lago Vista. Here is how it fares on each of the criteria:
The Services index in Lago Vista is 99.
The Groceries index in Lago Vista is 99.
The Health index in Lago Vista is 149.
The Housing index in Lago Vista is 101.
The Transportation index in Lago Vista is 106.
The Utilities index in Lago Vista is 99.
| Living Expense | Lago Vista | Texas | National Average |
|---|---|---|---|
| Overall | 113 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 149 | 81 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 99 | 100 | 100 |
Lago Vista Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Lago Vista Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lago Vista, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lago Vista is $402,383.
The Median Rent in Lago Vista is $1,436.
The Median Income in Lago Vista is $113,457.
The Home Value To Income in Lago Vista is 3.5x.
The Rent To Monthly Income in Lago Vista is 0.15x.
| Statistic | Lago Vista | Texas | United States |
|---|---|---|---|
| Median Home Value | $402,383 | $300,957 | $332,700 |
| Median Rent | $1,436 | $1,403 | $1,413 |
| Median Income | $113,457 | $78,476 | $80,734 |
| Home Value To Income | 3.5x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.21x | 0.21x |
Lago Vista, TX Costs By Category
Detailed Lago Vista Services costs vs. Texas
| Item | Lago Vista | Texas |
|---|---|---|
| Shampoo | $1.18 | $1.28 |
| Movie | $12.25 | $12.13 |
| Bowling | $16.72 | $18 |
| Haircut | $23.07 | $24.26 |
| Beauty Salon | $40.8 | $45.56 |
Detailed Lago Vista Groceries costs vs. Texas
| Item | Lago Vista | Texas |
|---|---|---|
| Ground Beef | $5.08 | $5.84 |
| Fried Chicken | $1.5 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $11.51 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.51 | $3.7 |
Detailed Lago Vista Health costs vs. Texas
| Item | Lago Vista | Texas |
|---|---|---|
| Optometrist | $125.61 | $125.68 |
| Doctor | $108.32 | $135.78 |
| Dentist | $126.5 | $113.29 |
Detailed Lago Vista Transportation costs vs. Texas
| Item | Lago Vista | Texas |
|---|---|---|
| Gasoline | $3.04 | $3.46 |
| Tire Balancing | $62.39 | $59.92 |
Detailed Lago Vista Utilities costs vs. Texas
| Item | Lago Vista | Texas |
|---|---|---|
| All Electricity | $212.65 | $193.99 |
| Phone | $201.78 | $192.25 |
